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Zip Pay Finance

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Zip Pay

Buy Now, Pay Later ServicesZip Pay

3.9 from 1,328 reviews

Latest review: Disappointed with zip pay. Close the account effectively immediately because no consideration at all about charges. I was hoping they will Give me a chance to waive the charges since it’s my first o



  • Interest-free repayments and no establishment fees for ZipPay (maximum $1,000 account limit)

  • 3 month interest-free period for ZipMoney (minimum $1,000 account limit)

  • Flexible payment plans - set up weekly, fortnightly or monthly repayments to suit your schedule

  • $6 Monthly Account Fee if you have a balance



  • $5 ZipPay / $15 ZipMoney Late Fee if you've made no repayments within 21 days of the due date

  • 1.5% payment processing fee if you use Zip to pay bills

  • Minimum $40 monthly repayment required

  • Conducts credit checks during applicatiopn; will affect your credit score if you default on payments



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