Best Frequent Flyer & Travel Credit Cards

No Annual Fee

No International Transaction Fees

Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)

No Annual Fee

No Points Earn Cap

Generally fewer sign-up bonus points compared to other cards

Regular Bonus Point Offers (currently 55,000)

High Points Earn Rate

Uncapped Annual Points Accrual

$450 yearly Qantas Travel Credit

High Annual Fee ($450)

Only 44 days Interest-Free Period

1% Balance Transfer Establishment Fee

$65,000 minimum income requirement

Earn 1.25 Awards Points per $1

International Travel Insurance included

$349 Annual Fee

3% International Transaction Fee

75,000 bonus Velocity Points if you spend $2,500 on eligible purchases in the first 3 months of approval

Complimentary return domestic flight and two Virgin Australia lounge passes each year

No Overseas Transaction Fee on purchases

1.5 ANZ Reward Points per $1 on eligible purchases up to $2,000 per statement period

Complimentary Overseas Travel Insurance

High $225 Annual Fee

Reviewers mention the complimentary flight is difficult to book (must be booked 2 months prior to flying, also hard to find seats during peak times)

$400 Travel Credit each year

0% p.a. on Balance Transfers for the first 12 months

Two complimentary entries per year to the American Express Lounge at Sydney or Melbourne International Airports

Earn up to 2 Membership Rewards points per $1

$395 Annual Fee

No pre-set spending limit

Card is made of metal

Access to over 1,200 airport lounges worldwide

$1,450 Annual Fee

100,000 Bonus Awards Points if you apply by 29 Feb 2020 and spend $4,000 within 90 days from activation

Earn 1 Awards point for every $1 spent

$249 Annual Fee

3% International Transaction Fee

$200 Travel Credit each year

Earn up to 3 Membership Rewards Points per $1

0% p.a. on Balance Transfers for the first 12 months

Complimentary Travel Insurance

$195 Annual Fee

50,000 bonus Velocity Points on offer

Complimentary Virgin Australia return economy domestic flight and lounge passes each anniversary year

Complimentary Travel Insurance

$375 Annual Fee

1% Balance Transfer Fee

0.75 points per $1 for the first $3,000 each statement period

Travel insurance and shopping insurance available

Points earn rate reduced to 0.5 after $3,000 per statement period

$0 Annual Fee

0% p.a. on Balance Transfers for the 12 months

1% Balance Transfer Fee

Up to 42,000 Bonus Qantas Points on offer

$29 Annual Fee for the first year

0% p.a. on Balance Transfers for 12 months

Earn up to 1 Qantas Point per $1 spent

3% Foreign Transaction Fee

25,000 bonus Qantas Points when you spend $1,000 in the first 3 months

Low points earn rate (0.5 per $1 up to $500, 0.25 above $500 per statement period)

30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

0% on Balance Transfers for 6 months

$250 Annual Fee

3% International Transaction Fee

2% Balance Transfer Fee

Sign up and receive up to 120,000 Qantas Points (see Details)

Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period

0% p.a. on Balance Transfers for 6 months

$395 Annual Fee

2% Balance Transfer Fee

3% International Transaction Fee

30,000 bonus Qantas Points on offer

Earn up to 1 Qantas Point for every $1 spent

$249 Annual Fee

1% Balance Transfer Fee

100,000 Bonus Qantas Points and $200 cashback on offer

Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

Complimentary Travel and Shopping Insurances

$425 Annual Fee

Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

3% Foreign Transaction Fee

0% Annual Card Fee for the first year

Earn up to 1 Altitude Point per $1 spent on eligible business purchases

Complimentary Business Inconvenience Insurance and Unauthorised Transaction Insurance

$150 Annual Card Fee after the first year