Best Rewards Credit Cards

No Annual Fee

No Points Earn Cap

Generally fewer sign-up bonus points compared to other cards

Regular Bonus Point Offers (currently 55,000)

High Points Earn Rate

Uncapped Annual Points Accrual

$450 yearly Qantas Travel Credit

High Annual Fee ($450)

Only 44 days Interest-Free Period

1% Balance Transfer Establishment Fee

$65,000 minimum income requirement

40,000 Reward Points or 20,000 Qantas Points on offer

3% Currency Conversion Fee

Up to 120,000 Bonus Qantas Points on offer if you apply by 26 February 2022

Earn up to 1.5 Qantas Points per $1 spent

0% p.a. on Balance Transfers for 18 months

$199 Annual Fee in your first year, $299 Annual Fee in subsequent years

3% International Transaction Fee

Up to 42,000 Bonus Qantas Points on offer

$29 Annual Fee for the first year

0% p.a. on Balance Transfers for 12 months

Earn up to 1 Qantas Point per $1 spent

3% Foreign Transaction Fee

30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

0% on Balance Transfers for 6 months

$250 Annual Fee

3% International Transaction Fee

2% Balance Transfer Fee

Stack the QFF points earned with this card with normal Woolworths Rewards points

0% balance transfer rate for 14 months

Up to 150,000 Bonus Qantas Points on offer

No Annual Fee in your first year

Earn up to 1 Qantas Point per $1 spent

0% p.a. on Balance Transfers for 15 months, 0% Balance Transfer Fee

$444 Annual Fee after your first year

Minimum Credit Limit of $15,000

Receive both a Westpac Altitude Black Mastercard and an American Express Westpac Altitude Black Card

Uncapped points earning

Total annual fee of $449 + QFF joining fee

$75,000 minimum income required

Sign up and receive up to 120,000 Qantas Points (see Details)

Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period

0% p.a. on Balance Transfers for 6 months

$395 Annual Fee

2% Balance Transfer Fee

3% International Transaction Fee

30,000 bonus Qantas Points on offer

Earn up to 1 Qantas Point for every $1 spent

$249 Annual Fee

1% Balance Transfer Fee

90,000 Qantas bonus points on offer

Earn 0.75 points per $1 spent on eligible purchases, uncapped. Plus, receive Birthday Bonus Points

0% on Balance Transfers for 6 months

$179 Annual Card Fee for the first year ($179 thereafter)

3% Overseas Transaction Fee

Receive 60,000 Bonus Qantas Points if you apply by 15 October 2022 and spend $3,000 on eligible purchases in the first 90 days from card approval

Earn 0.5 Qantas Points per $1, uncapped

$200 Annual Fee

No Foreign Transaction Fee

Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month

Uncapped points earning

Annual fee of $250 + QFF joining fee

100,000 Bonus Qantas Points and $200 cashback on offer

Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

Complimentary Travel and Shopping Insurances

$425 Annual Fee

Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

3% Foreign Transaction Fee

0% Annual Card Fee for the first year

Earn up to 1 Altitude Point per $1 spent on eligible business purchases

Complimentary Business Inconvenience Insurance and Unauthorised Transaction Insurance

$150 Annual Card Fee after the first year

0% on Balance Transfers for 6 months

Earn 0.5 Qantas Points per $1 & Free Qantas Frequent Flyer Membership

Complimentary Purchase Protection Insurance

$95 Annual Card Fee

2% Balance Transfer Fee

$0 Annual Fee in the first year ($79 in subsequent years)

0% p.a. Balance Transfer for 12 months

Earn 1 Qantas point per $1 spent up to $2,500 per statement period on eligible purchases

3% Overseas Exchange fee