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Reviews

4.0

652 reviews
5
(416)
4
(80)
3
(13)
2
(24)
1
(119)
  • Value for Money
    3.2 (152)
  • Transparency
    3.0 (143)
  • Customer Service
    3.2 (145)
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Kelsey

KelseySouth East Queensland, QLD

DISGRACEFUL & IMMORAL Travel Insurer!

published
Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
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Karen Banks

Karen BanksSouth East Queensland, QLD

Worst experience ever

published
Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForSenior
See all answers
Ken Hopkin

Ken Hopkin

  • 4 reviews

Poor Communication. 8+ e-mails

published
Transparency
Customer Service
DestinationEurope
Claim MadeNo
Insurance Cover ForSenior
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Left high and dry

Left high and dryGreater Melbourne (Metropolitan), VIC

Avoid - will not call back, will not answer emails. Disgusting! Will never use again

published

Bought travel insurance months ago for our USA trip in April which the tour company cancelled. I need help/advice but “1cover” wont answer the phone or call back and wont answer emails.



Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult and Child
See all answers
1 comment
1Cover
Customer Service R.1Cover

Hello, I'm sorry for the delay. Our team is working through a huge backlog of enquiries. If you have emailed us, rest assured that you will receive a reply as soon as possible. Thanks for your patience. Regards, Doug.

Trust is a valuable but fragile commodity and 1Cover has totally lost my trust.

published

Purchased 22/12/19 from 1 cover, Comprehensive Insurance $615.19 and pre existing condition cover $434.14. When Cathay Pacific cancelled my flights on 23 March I have continually tried to make contact

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim ApprovedNo
Insurance Cover ForSenior
See all answers
1 comment
1Cover
Customer Service R.1Cover

Hi Greg, please bear with us while we work through the backlog of enquiries. If you have emailed us, rest assured that you will receive a reply as soon as possible. Thanks for your feedback and patience. Regards, Doug.

So what is comprehensive !?

published

After several emails sent, receive replies 2months later. My May 23rd tour was cancelled through no fault of my own. Lost both reservations and flight approx. 1,600 - told no cover due to pandemic. Never insure again with them.

DestinationEurope
Claim MadeNo
1 comment
1Cover
Customer Service R.1Cover
Mark S

Mark S

  • 4 reviews

Thieves

published

After complaining to Dept of Fair Trading, 1Cover has now offered a rebate of my premium of around 90% which i am going to take to get it over with, i urge anyone to not claim on your policy as it would activate it and this would give you no chance of a refund of your premium but to complain to fair trading to try and salvage something and just never use them again.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
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Davosnr

Davosnr

  • 5 reviews

Asked for a credit toward future Travel for covid 19 cruise cancellation

published
Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
1Cover
Customer Service R.1Cover
robert

robertPerth, WA

Not Covered For Flight Cancellation

published

Our flight was cancelled due to mechanical issues so we lost one nights accomodation in for next day in the usa and they said not covered by policy bought the policy after great reviews what a waste of money

Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeYes
Claim DateMarch 2020
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
1 comment
1Cover
Customer Service R.1Cover
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Taz

TazPerth, WA

Extremely Poor Service

published
Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
1Cover
Customer Service R.1Cover

Hi Taz, I'm sorry for the delay in responding. Rest assured, the team are working hard to ensure all customers receive a reply. Thanks for your feedback and patience. Regards, Doug.

Vic

VicMetropolitan Adelaide, SA

  • 3 reviews

I agree anybody there

published

Agree with everything Gerry "Hello anybody there" has written. No answering of the phone, no reply to emails and only automated replies to their preferred message query system. I have only cancelled my flights until this Covid-19 is over so only wanted to defer the insurance. Not happy with the lack of service and any other general website information.

Transparency
Customer Service
DestinationEurope
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
1Cover
Customer Service R.1Cover

Hi Vic, we're sorry for the delay in responding. We're doing all we can to get through the backlog of enquiries. Rest assured, we will reply to your email. Thanks for your patience. Regards, Doug.

Wendy T.

Wendy T.Sydney, NSW

No Compassion for Elderly

published

I bought Travel Insurance for my In laws who were traveling to Greece with us in July & because of their Medical History they paid a high premium in excess of $3500. I requested a refund due to the COVID-19 & the fact they are pensioners 76 years old & every dollar was very important to them after having to contact them via email twice they finally answered me & offered only a credit only. This is unacceptable & I will never use this company again. No compassion or empathy.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
1Cover
Customer Service R.1Cover

Hi Wendy, we hope to work with our customers and suggest that you email [email protected] if you are unhappy with the outcome. Regards, Doug.

Gerry Cavanagh

Gerry CavanaghPerth, WA

  • 2 reviews

Hello anybody there

published

I’m like many who’s travel plans cancelled due to the Coronavirus. Bought policy February. Several email and attempted phone calls have been unanswered along with a notification on their website regarding policy wanting to cancel done in March. Only response has been auto replies to emails. Was to fly out 28 April 20.
I would think twice about using again. I’m not after refund just some acknowledgement that I can defer the said policy for travel later. Far from happy with lack of service.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
1Cover
Customer Service R.1Cover

Hi Gerry, thanks for your patience. We've been doing our best to get through the massive backlog of customer enquiries. If you haven't heard back yet, I apologise and hopefully it won't be too much longer. Regards, Doug.

Polly

PollySydney, NSW

  • 3 reviews

Still waiting

published

I contacted 1 Cover on 19 March.
I was within the 14 day cancellation period and needed to cancel my travel insurance.
I received an email immediately stating they would be in touch soon to assist. That was 19 days ago and I am still waiting for some sort of contact. Ref: 539477.
I have used 1 Cover before when travelling and have been very happy with them.

DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
1 comment
1Cover
Customer Service R.1Cover

Hi Polly, thanks for your patience. We've been doing our best to get through the massive backlog of customer enquiries. If you haven't heard back yet, I apologise and hopefully it won't be too much longer. Regards, Doug.

Alexia W

Alexia WSouth East Queensland, QLD

Thank you 1Cover! A trusted travel insurer

published

We always use 1Cover for travel insurance, but this was the first time we claimed. The process went smoothly and we received a refund for our cancelled trip. I am telling everyone that 1Cover is an insurance company that can be trusted. We received very good service. You never know the value of an insurance company until you need to claim, and now we know! Thank you, 1Cover.

Transparency
Customer Service
Value for Money
DestinationNew Zealand
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim Resolution Time1-2 weeks
Claim ApprovedYes
Insurance Cover ForAdult
See all answers
1 comment
1Cover
Customer Service R.1Cover

Hi Alexia. I'm glad to hear you are happy with your claim. Thank you for taking the time to leave a review. Regards, Doug

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Keith

KeithPerth, WA

Won’t answer emails

published

I’ve used 1cover at least 14 times over the last 10 years I know everyone is very busy due the covid19 virus the airline canceled our flights and gave us a credit note,Airbnb contacted us and refunded our money for accommodation in full no worries couldn’t have been more helpful,1cover couldn’t even be bothered to respond to my countless emails I sent to them we would have gladly expected a credit for our travel insurance but no answer to emails or phone calls . Customers will remember how 1cover treated it’s clients when this crisis is over I will never use 1cover again, advise anyone to be very weary of this company

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForAdult
See all answers
3 comments
1Cover
Customer Service R.1Cover
Keith
Keith

Thanks Doug I have now received your email for a credit note so thanks for your help

1Cover
Customer Service R.1Cover

No problem Keith, I'm glad to hear that. Thanks for letting me know. Regards, Doug.

ElS

ElSPerth, WA

  • 2 reviews

What a disappointment!!

published
Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Claim Resolution Time2-4 weeks
Claim DateMarch 2020
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
1 comment
1Cover
Customer Service R.1Cover

Warning....1Cover are not to be trusted!

published
Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult and Senior
See all answers
3 comments
1Cover
Customer Service R.1Cover
Michelle
Michelle
1Cover
Customer Service R.1Cover
Damian

DamianGreater Melbourne (Metropolitan), VIC

Had such a bad experience with 1Cover. Do not use.

published

Bad value.
Insurance is a rort.
Should be a Royal commission into what travel insurance covers.
Many other insurance will cover everything but a lot of Australian travel insurers get away with everything.
Pet insurance offers better value

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Claim Resolution Time2-4 weeks
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
1 comment
1Cover
Customer Service R.1Cover
Pedro

PedroSouth East Queensland, QLD

Do not rely on them! They just want your money!

published
Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForAdult
See all answers
2 comments
Pedro
Pedro

Just to let you all know, they have reviewed my policy and I will get a full refund as mentioned in the last email I had with them.

1Cover
Customer Service R.1Cover

Hi Pedro, thank you for your patience and for updating your review. Regards, Doug.

Page 1 of 33
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Questions & Answers

Ihave l.

Ihave l.asked

Comprehensive Travel Insurance

Why aren't 1cover refunding money for a risk that will never happen? After months no phone contact and useless bulk generated email. Other companies ARE returning the full premium and answering phones. Australian Seniors is one. Never when I read the clause about pandemics did I think that this would include stealing the full premium when I would never get off the ground. Good business model for the future guys. Theft and no service. Vote with your feet and tell all your friends how great this company is. Why cant we ring? Don't give us the rescuing people story any longer!

1 answer
P Campbell
P Campbell

Asked the same question myself three weeks ago - no risk to the company because we can't even leave the house for a trip to a country whose borders are closed anyway. But have heard nothing other than I'm in a queue and they will contact me in turn. Very poor customer service.

Mick

Mickasked

Comprehensive Travel Insurance

Do you offer excess insurance for motor home hire?

1 answer
1Cover
Customer Service R.1Cover

Hello Mick,
We provide rental vehicle excess up to $5000 for motorhomes that are less than 4.5 tonnes. If you have any further queries, or require assistance, please forward an email to [email protected]
Regards, Helen

Ann G

Ann Gasked

Comprehensive Travel Insurance

I am going on a cruise from March 23 through April 6. and will visit several countries. How do I start this to get a quote?

1 answer
1Cover
Customer Service R.1Cover

Hello Ann,
Firstly go to our quote page www.1cover.com.au. Enter all the countries you intend on visiting, including where the cruise will stop at. Enter your travel dates and ages and click Next Step. At this point, if you scroll down the page, you are then able to add the Cruise Cover option which will cover you whilst onboard the ship. If you need assistance with this quote, a friendly consultant can assist if you call the centre on 1300 192 021. Regards, Sophie.

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