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Pros
Free to use - Zero Interest and No Establishment Fees
Seamless integration within stores with a large number of merchants offering AfterPay
Automatic payment plan of 4 equal instalments each fortnight
Credit check not required; doesn't affect your credit score
Cons
$10 Late Fee for missing an automatic payment
$7 Fee on top of $10 Late Fee if you fail to repay the missed instalment within 7 days of the due date
May affect your ability to secure a loan as lenders consider Afterpay a line of credit
Reviewer Photos & Videos
Great Service
Really helps with making larger purchases by spreading out the cost, so long as you plan correctly it's free to you as the customer and merchants get sales they might not have gotten otherwise. Win-win.
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Barb B.Metropolitan Adelaide, SA
- 2 reviews
Love it so far
My first experience with a buy now pay later app and it couldn’t be easier. The convenience means I can get that item I’ve had my eye on and budget easily for the repayments.
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John norwoodSouth East Queensland, QLD
Great
I love it so much greater way for someone to shop all the time 24/7 and its help me buy alot of things and my family and friends love it to the best way to shop i say
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The reviewer stated that an incentive was offered for this review
rustySydney Surrounds, NSW
- 8 reviews
A Godsend!
A Godsend for people on a low income. Much better to use than Pay day loans with high interest rates have used them over 50 times and always paid on time! Thank you.
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Jenny M.South West, QLD
Awesome way.to.get.essentials when on a budget.
So helpful and wonderful way to get stuff on a strict budget when they are.needed. Essentials for kids to.car.parts for unexpected repairs. The reminder emails and texts are a god send and leave.no excuse for late payments
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ElaineWestern Australia
This is excellent,love Afterpay
When those birthdays and Xmas comes around and your short on cash to buy presents ect no interest easy 4 payment plan is great.It has helped me alot,it's really great.
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The reviewer stated that an incentive was offered for this review
Anna LSouth East Queensland, QLD
- 3 reviews
Omg I can’t live without Afterpay haha
I love Afterpay and rarely shop where shops don’t offer it. It means I can afford things over time that I normally couldn’t afford for me and my kids. It has helped me so much
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Amazing!
Afterpay is a fantastic platform that allows customer's to be able to make purchases that they might not otherwise have the means to buy. Providing the option to pay for your purchase over 4 x fortnightly payments is ingenious.
I recently fell in to hardship and I was able to suspend my payments for 1 x month until I got back on my feet.
The understanding and support I received from the afterpay team was commendable.
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StaceyGreater Melbourne (Outer), VIC
- 4 reviews
- Verified customer
Great service
Had an issue with a sale. Contacted then and they were happy to help as much as they could with the merchant. Very easy to deal with. Hoping to never have to call again with an issue but know I’ll be dealing with honest good people
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Kaye S.South East Queensland, QLD
Afterpay Service
I like using Afterpay and when I cancelled an order and the merchant contacted them all payment and refunds were attended to immediately. I highly recommend Afterpay to anyone buying online or in store.
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FedUpNorthern Region, NSW
- 3 reviews
Excellent service
This service is so helpful to both merchant and customer. It allows me to purchase items that ordinarily I probably couldn't. The fortnightly payments fit in with my pension and that suits me fine. If needed, a refund is easily obtained. Overall, a great company with a great concept.
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AWESOME
Whoever thought of this service is a genius, its brilliant, must be so helpful to merchants who are struggling with poor sales in this current economic climate, its been a godsend to me when I have had trouble paying my account due to work problems or lost cards etc
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cristinaMetropolitan Adelaide, SA
- 3 reviews
A life saver!
I highly recommend Afterpay! It’s very useful to anyone who need to pay off a purchase, the repayment options are flexible too. The app is easy to use as well. Just perfect!
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after pay
They are good I’m annoyed my review has to be 30 words. I thus give a bad review to this reviewing website. Not impressed! People do not like to be told what to do! Thanks :)
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Guest userSouth East Queensland, QLD
Afterpay is the best
I love afterpay is exactly like a take home layby and soo easy to use. The team for afterpay are do helpful and understand. I absolutely love afterpay and I recommend it to all my family and friends
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PrajwolSydney, NSW
- 2 reviews
- Verified customer
Afterpay is very good and I love it
I love afterpay and I love a lot .very easy to use and understanding.afterpay is very nice and helpful .. to all customers who use please pay on time so afterpay will give love to us
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JackieLaunceston, TAS
Thank goodness for After Pay
It made giving my kids a beautiful Christmas stress free, they are responsible and there customer service is quick and helpful, the app helps you plot out payments and make extra payments easily.
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Jessica k shepherdGreater Melbourne (Inner), VIC
I dont use a credit card so here’s the simpler way to go.
This is my 2nd experience using Afterpay. Instant approval with four payments are much easier when you really need a product, and staff are courteous and helpful, yes I’d recommend.
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Very impressed!
I have been very impressed ever since I used Afterpay. It has helped students like me to shop and pay it off in installments without interest. But I have a slight problem as of the moment, I cannot generate a new code even though I have never done late payments. I even paid my first purchase in full before the due date. I still have to call their customer service though. Other than that, great service you guys! Thank you!
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Nicole Perth, WA
Thanks Afterpay i can't live without it !!
Thank you after pay !!! u have made living easier with payment options and payment plans.
So that i and alot of others who struggle can afford the the luxuries in life and still live and get by week to week.
Thankyou Afterpay !!!
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Questions & Answers
angusbuggasked
Am I able to sign up for another Afterpay account after my account being closed? It was frozen/cancelled due to an overdue payment (paid now). Just wondering if this lock is temporary or if I won't be able to sign up with my current details again.
No answers
Bonditashasked
Why does app not allow a new barcode when my card is not actually expired yet?
No answers
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