See the Best Low Rate Credit Cards in 2022 as rated by Australians on ieatwords.com.au.


  • $0 Annual Fee

  • Low Interest Rate of 8.99% on purchases

  • 0% p.a. on Balance Transfers for the first 12 months

  • Add up to 4 Additional Cards at no extra cost


  • 1% Balance Transfer Fee

  • 3% Currency Conversion Fee

  • No attached rewards program


  • Rewards
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Card / Account Used For
    • Special Purchases (1)
    • Everyday Expenses (1)
    • Online Shopping (1)
  • Application Process
    5.0 (1)


GbengaSouth East Queensland, QLD

  • 4 reviews

Great credit card linked to PayPal


Great card if you pay your bills on time. We pay by direct debit so we are not slugged with charges. We link it to our PayPal payment and so we are able to pay for products that the sellers would not normally accept Amex. Their reward scheme is also great and reliable.

Online Experience
Application Process
Card Start DateMay 1999
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review

Questions & Answers

Ahmed amod

Ahmed amodasked

I'm a south African living in Malaysia I needed a credit card for all my online activities what is the best international card where deposits are not a problem

No answers

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