American Express Platinum Edge

Have had this card for quite a few years - serves it purpose - $200 credit (previously credit a flight ) $199 annual fee. I travel so it it is useful has travel insurance component & additional cardholder. If you are traveling overseas and happen to be in Sydney use the amex lounge in Sydney.
It suits my budget and lifestyle - I recommended to my children -now have their own Amex platinium card - which I did not get points for recommending (I could have) they are happy with the benefits of the card .
Amex does not have the 3% transaction...Read more

This is the card I try to use as much as possible. As my other card (My Card) has been reducing the amount of Frequent Flyer points I can get each month as I believe a lot of others Card Service have been doing, unless you are paying very large yearly fees. Service has been good, but not used much since getting in 1998. Credit cards should be used as tool not credit unless you want hedge bills each month. Put everything you can on your credit card for the month and then sweep (pay) the bill on the due date. This can be done by your bank automat...Read more

My wife and I both have this Platinum Edge card. Our housemate also has this card. My wife and I both have more than 100, 000 points in our cards each and they were all halved without warning. Our housemate on the other had has a lettter warning him of the impending points halving. We only knew of this halving after the date of effect when we talked to our housemate about the points. This is entirely unfair. How can 3 card holders all living in the same address be treated differently? Amex even told us that our housemate should have informed us...Read more

I recently went to Thailand to undergo hernia surgery (long story). I was slated to be there for a month in order to recover before returning to work in Australia.
So pretty much my first day in Bangkok, the ATM ate my Westpac debit card, my main card. Ever tried dealing with a Thai bank to get a card back? Language problems, and the legendary Thai ability to not really care about foreigners, all put into the too hard basket.
Not to worry, I'd grown up at a time when Amex services were legendary. My Dad had wonderful stories about Amex going ...Read more

If one regularly shops and spends lots of money at Coles, Woolworths or IGA, then the Platinum Edge card is a must have as - at 3 points per dollar spent - one effectively gets a tax-free 3% bonus on all purchases. This is also the case for buying alcohol at liquor stores attached to Woolworths and IGA, but not for purchases from Coles Liquorland.

Before applying for this card, check out the possible Bonus points offers at Points Hack or the referral links at the Australian Frequent Flyer site, where one can pick up bonus points of anywhere fr...Read more

Go down to Woolies last Wednesday to get a carton of cigarettes and my Amex Card is declined 3 times. Not very embarrassing at all. Lucky I had a Visa Card as well. Get home and log into my Amex Account and it says it has been suspended. So I call them to find out why. She says they have received a negative credit report on me from a place I never heard of called Equifax and I need to contact them. She gives me a number to call. Has given me the wrong number. Call back and of course because they are in the Eastern States they are closed. Fuming...Read more

I recently closed my Amex account after 12 loyal years. I had a large purchase to make and “overpaid” my credit card to cover the funds. Yes - I wanted the points and purchase protection offered by Amex.

To my dismay this caused no end of heartache. My account was frozen due to being seen as a credit risk. Customer service could only help between 9-5pm AEST Monday to Friday regardless of where I was calling from.

I requested that my direct debits be processed as usual to which Amex blatantly refused.

After multiple phone calls I was...Read more

I was a big fan 20 years ago. The $200 yearly fee was offset by the free flights. The (up to 5%) extra charge for using AMEX meant you had to have two credit cards, check the store mark-up, and check if the store even accepted AMEX in South Australia. Then decide which card to use. Fortunately we didn't ever have to use the bonus warranty, as the reviews indicate that AMEX wont honour it. We did try to use our AMEX travel insurance a few years ago, they refused, and we had to initiate a claim through the smalls claim court to resolve it. All fo...Read more

I love Amex and always wanted to have one, don't know why but always did. Finally in 20174 got approved for Amex platinum edge card;
Straight to the numbers:

Winner
 3 points per $ on major supermarkets, so if you spend roughly $200 on groceries then $10400 spend over 52 weeks gives you 31200 points;
 2 points per $ on fuel purchase, so if you fill up $50 a week $2600 spend over 52 weeks gives you 5200 points;
 1 point per $ everywhere else, so considering your petty expenses are about $50 a week $2600 spend over 52 weeks gives you 26...Read more

changing the partner airline points
Recently have received a letter stating the transferring amex points to frequent flyer points will change as of the 15 April 2022. So with all the points you will accrue after this date they will half what you can transfer> I prefer Velocity Frequent Flyer, I so now its 2 amex point will get me 1 velocity point. blah. I would always use my amex card all the time to earn points but now I just dont think this card is worth it. First they took away the annual return domestic flight and now this. Make sure whe...Read more