??!

Pros

  • 100,000 bonus Reward Points and $100 back to your new ANZ Rewards Black on offer

  • Earn 2 Reward Points per $1 spent on eligible purchases up to $5,000 per statement period (1 Reward Point per $1 thereafter)

  • Complimentary Travel and Shopping Insurances, including Overseas Travel and Medical Insurance

Cons

  • $375 Annual Fee



  • 3% Foreign Transaction Fee

  • Minimum Credit Limit of $15,000 may be too high for you

Reviews

(3)
(2)
(0)
(1)
(1)
  • Transparency
    4.5 (4)
  • Customer Service
    4.8 (5)
  • Rates and Fees
    4.2 (5)
  • Rewards
    4.0 (4)
  • Online Experience
    5.0 (5)
  • Card / Account Used For
    • Everyday Expenses (4)
    • Online Shopping (4)
    • Special Purchases (3)
    • Overseas/Travel (2)
  • Application Process
    4.7 (3)


Farqua

FarquaSydney, NSW

Best card we have owned

published

This is probably the best card we have used. Great credit limit, low fees and the support via telephone is quick and no waiting queues.
We used this card in NZ a few weeks back and had no issues. The fees were reasonable. We have banked with ANZ for at least 2 decades now.
The points system is good. Basically, the way we see it is we do our normal shopping and earn points, therefore, get free things :)

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateJanuary 2012
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review


Works well for me

published

I never previously had a Credit Card before. The only reason i have the card is mainly for the points system. I had a 75000 rewards points scheme.
I have used the Card overseas. I just called the bank before we departed and had no issues with it.
Points system is so easy, i have redeemed heaps of gift vouchers.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateJanuary 2015
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review

jay

jaySydney, NSW

  • 11 reviews

Good Rewards Credit Card

published

Rewards program is easy to use and the electronic gift cards come immediately. Great option if they are offering extra points upon sign up or if it comes free with your home loan or other services you have with them. Points per dollar is quite good as well. Also great for travel insurance as it comes with the card and is quite easy ti claim.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
See all answers
Rajat

RajatGreater Melbourne (Metropolitan), VIC

  • 8 reviews
  • 4 likes

Good limit, Travel Insurance included, Good rewards

published
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

barney g.

barney g.

  • 5 reviews

ANZ rewards black insurance - brilliant

published

Recently made a claim for travel insurance received on my rewards black card. The best turnaround time I have ever received. Under 2 hours total turn around time to accept and pay the claim. Thank you. Amazing

Customer Service
Rates and Fees
Online Experience

Tumbleweed

TumbleweedCanberra

  • 6 reviews

Fees and less service.

published

I have the ANZ black and used to have the Amex tied to this - ANZ decided to stop that relationship but did not reduce the fees - so now you get less and pay the same. This has bothered me for a long time and despite looking at other options the banks all work so hard to make the limits on things non comparable. I haven't changed as its confusing. The RC into Banking is still happening but some of these basic issues don't have a bleeding heart story attached to them so no one hears or cares.


Meow Meow

Meow MeowGold Coast, Queensland

  • 6 reviews

Complementary airport lounge.

published

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