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See the Best Frequent Flyer & Travel Credit Cards in 2022 as rated by Australians on ieatwords.com.au.
Pros
75,000 bonus Velocity Points if you spend $2,500 on eligible purchases in the first 3 months of approval
Complimentary return domestic flight and two Virgin Australia lounge passes each year
No Overseas Transaction Fee on purchases
1.5 ANZ Reward Points per $1 on eligible purchases up to $2,000 per statement period
Complimentary Overseas Travel Insurance
Complimentary Extended Warranty Insurance and Purchase Security Insurance
Cons
High $225 Annual Fee
Reviewers mention the complimentary flight is difficult to book (must be booked 2 months prior to flying, also hard to find seats during peak times)
Lower earn rate of 0.5 ANZ Reward Points per $1 after the first $2,000 per statement period
b19ckr9bb1tAdelaide
- 9 reviews
- Verified customer
Complimentary return flights are great
Not often you can get 1 x return ticket within Australia for $225 so it is really handy. The rewards points are pretty good especially if you wait for bonus points on transfers to Velocity.
- Everyday Expenses
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CassGreater Melbourne (Inner), VIC
- 6 reviews
- 1 like
- Verified customer
Great card with great travel benefits
I really like this card because the fee is low given the benefits. You get a return domestic flight every year, as well as free Virgin lounge passes. When I signed up they had a deal where theres no annual fee for the first year as well as 100k Velocity points, so it seemed crazy not to sign up. I have actually kept the card beyond the free period just for the benefits.
- Special Purchases
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SueTasmania
- 28 reviews
- 1 like
Handy - really TOO handy. No Overseas transaction Fees!
ANZ Rewards Travel Adventures Card.
Ive had this particular card for a couple of years now after upgrading from another card during a promotion. I opted to upgrade purely as this card did not attract the overseas transaction fees that are applied to all purchases made using other currencies. I think I had amassed $40 fees in one particular month.
It is expensive at $225 per year as my previous ANZ Rewards Platinum was only $95 but the extra $130 is more than off-set by the lack of overseas transaction fees. There are also other benefits suc...Read more
- Everyday Expenses
- Online Shopping
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HaileySydney, NSW
- 2 reviews
Good for anyone who travels regularly
If you travel often (especially overseas) this a decent card that is coupled with fantastic customer service. You are given a complimentary return Virgin domestic flight, which I found extremely easy to book and you also get two single use Virgin lounge passes. The annual fee of $225 is quite high in comparison to other cards and the 20.24% interest rate will make you cringe a little when the statement arrives, especially considering the less than desirable points offering that this card provides you with. You can earn 1.5 reward points per $1...Read more
spent however this is capped at $2000 per statement period and anything above this amount you will only earn 0.5 points. If your expenditure is usually high I would suggest you consider other options. The lowest credit limit available is $6000. For someone like myself who prefers having a lower limit this is less than desirable but made worth it by the complimentary travel insurance it provides to the entire family when we go overseas. Their is also no transaction fees charged when using the card abroad which makes travelling a lot easier eliminating the need to cary cash around. I will conclude this review by again mentioning the high level of customer service that comes with this card. ANZ are so pleasant to deal with and if you have any issues you can be assured that someone will personally sort them out and get back to you. I have found this is not always the case with other banks and you continuously have to follow up to get any kind of resolution. If you need to contact them the time on hold is always minimal and the internet banking is user friendly for those who are technologically challenged. Pros - Excellent customer service. - Travel and health insurance overseas - Free domestic return flight within Australia and two lounge passes. - Easy to navigate online banking. Cons - Disappointing Reward scheme.- Online Shopping
- Special Purchases
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Prasanth N.Sydney, NSW
- 2 reviews
Great value for money card
Affordable Annual fee.
Free Return domestic flight ticket in Australia.
Two lounge passes.
No foreign exchange fee.
Free travel insurance.
Over all it is a great card to keep.
Reward redemption is easy.
Good customer service experience.
- Everyday Expenses
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B.T.MelbGreater Melbourne (Inner), VIC
- 9 reviews
- Verified customer
Excellent card - only if you travel domestically
I signed up through a 75,000 points bonus promotion which makes the card well worth it in the first year. The bonus points are Velocity points, but the points earned per dollar is in ANZ points.
The annual fee is quite high at $225, but worth it if you travel domestically at least once per year. The only annoying thing is needing to book 60 days in advance. I personally would prefer a $225 voucher to spend on flights so you could also use on international (though I understand others will see more value in booking east-west coast flights).
All in all, an excellent card and highly recommend if you can get value out of it.
- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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LachlanBrisbane
- 7 reviews
- 1 like
- Verified customer
Good Card! Great Reward Airfare for a Cheap Price
Great card. Got the card with the annual fee of $225 and this included 2 Virgin Lounge passes and a return airfare to anywhere in Australia
This was excellent value and I will continue to use this for the airfare. So far haven't used the card overseas but am satisfied with the rewards available. Though the low points rewards is somewhat of a drawback for spending significant amounts on the card. Other cards would be better suited for more substantial expenditure. Redeeming points is fairly easy and can be completed on the ANZ rewards website.
- Online Shopping
- Special Purchases
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ReviewerAdelaide
- 8 reviews
- 2 likes
- Verified customer
Dont even bother!
ANZ trying to attract customers with the points and benefits but not worth the hassle. Service is very bad. Card was delayed multiple times. Lots of different messaging from different customer service streams. Did not arrive in time for my international holiday which was the whole point of the card. Cannot set or reset pin online. Had to go into a branch to show identity documents.
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RongSydney, NSW
- 8 reviews
- Verified customer
Annual fee well spent :)
Get ANZ points when you use the card for payment, which is very standard for a credit card with annual fee. I like the card with the fact that I can redeem for return tickets for a domestic flight with Virgin. Redemption needs to do on a phone, I thought it would be hard but indeed it was easy. Be reminded to check fight schedule before you call, from my experience, some flights in good timing in near future were not available, given that fact that you needed to book it at least 60 days before, so plan ahead. So far I think I love this card.
- Everyday Expenses
- Online Shopping
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IB JVictoria
- 7 reviews
- Verified customer
Good if you need to fly domestic every year.
The annual fee is $225 but it gives you one return domestic flight plus two Virgin lounge passes. You cannot sell the flight and you will need to book two months in advance. The point scheme is pretty ordinary at 1=$1.
It will be good for someone like me who need to travel domestically once every year. It will be even better value if you are travelling during school holiday or public holiday when the flights aren't cheap.
The downside is you need to book two months in advance by calling ANZ (no online booking) which is a bit of hassle.
So unless you need to travel, I dont see a big merit to this credit card.
- Everyday Expenses
- Online Shopping
- Overseas/Travel
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AdamSydney, NSW
- 6 reviews
Great credit card for use overseas/when travelling anywhere!
Great card, reasonable fees and excellent extras (insurance, one free domestic flight on Virgin each year, points etc). Best part is no overseas transaction fee! I use this card when travelling or when making any purchase in a foreign currency.
- Overseas/Travel
- Special Purchases
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Sandhya A.Sydney, NSW
This ANZ Credit Card is value for money
This ANZ Credit Card is value for money
The 225$ is totally worth it because you can book an return domestic flight which totally covers the annual fee
Also get 2 lounge passes free every year
No foreign transaction fee comes handy when you do an overseas trip
- Everyday Expenses
- Online Shopping
- Overseas/Travel
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Adam PBraddon 2612, ACT
- 6 reviews
- 1 like
Great signup bonus and free flight
75,000 Velocity points sign up bonus is pretty good, plus you get a free return flight which totally offsets the annual fee. I found the sign up process and organising a direct debit somewhat difficult - you had to go into a branch which seemed unnecessary. But overall worth it for the bonus points.
- Everyday Expenses
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GeronimoCanberra
- 10 reviews
- 1 like
- Verified customer
Has made such a difference to how we operate our household finances!
This card is awesome! The cost of the card is negated by the free flight each year. Use the card when purchasing overseas for $0.00 currency conversion. Apple Pay works great and have set this up to use with 2 people, that saves the extra cost required for an additional card holder.
- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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Jlaw1968Melbourne
- 8 reviews
- 3 likes
Good card for anz points
This card came with a virgin points bonus upon application, its varied since but its a good incentive to get it. The points per spend are anz points which can then be converted to your award of choice. There is an annual fee of $249 which covers the use of the card, a domestic return flight on virgin each year, 2x virgin lounge passes and travel insurance when travelling. There is also a concierge number you can call when you need information about travel or anything else. I've called this number a few times in regards to organising the complim...Read more
entary domestic flights and the customer service is quite helpful. There is also purchase protection but i have yet to claim/use this yet. Overall I use this occasionally but the high interest rates (20%) are a killer if not paid on time.- Everyday Expenses
- Overseas/Travel
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FarhanPerth, WA
- Verified customer
Great if you travel overseas
I took this card for two main reasons, overseas travel and complimentary annual flights.
Overall it is a great card if you travel overseas a lot due to no overseas transaction fee. Exchange rate is very good, so it can be used as a good alternative to carrying cash.
However, when it comes to complimentary domestic flights, I didn't quite like it as there are very few seats available for a particular flight. The chances of getting a flight in peak season is next to impossible even if you book months in advance. So the only way to redeem the com...Read more
- Everyday Expenses
- Online Shopping
- Overseas/Travel
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The reviewer stated that an incentive was offered for this review
SanikiSydney
- 16 reviews
Great extra benefits for travel and online shopping
I have this credit card for a couple of years. Although it has a high annual fee, I do get the more than it back due to the annual free domestic flight and the rewards points which I convert into gift cards. As I travel every year overseas, it is great that it comes with travel insurance if I pay the tickets with the credit card and am one of the passengers. The other advantage is that if I buy overseas for online shopping, I don't get charged a transaction fee, just the conversion rate (which is of course in favour of ANZ, but not too bad). So...Read more
I have been recommending this card to my friends who travel overseas and also like online shopping. The only drawback is that the free annual flight has to be booked many months in advance to get the date you want. In terms of security, they are quite good as well. They approach you proactively if there are odd patterns in your purchases to ask if it was you.- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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NikonGirlSydney, NSW
- 3 reviews
First credit card - OK as a travel card but not quite as good as it sounds when you sign up
I got a good deal on this card - bonus 80k Velocity Points. That's the main reason I signed up for it, actually. The yearly fee is high but I figured it would be offset by the points + the yearly domestic flight.
Rewards:
The complimentary flight is hard to book - you have to know 2 months in advance, and have to actually CALL to make the booking. I just moved to Adelaide and there aren't a lot of options available - not quite "any domestic flight", as it states - I can't go to Hobart, for example.
The lounge passes were nice, but again, cumb...Read more
- Everyday Expenses
- Overseas/Travel
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Alex MMelbourne
- 5 reviews
- Verified customer
Great card with great incentives
I was able to grab a good deal on this card. I used it overseas and found it the best way to shop in Thailand. You aren't charged any unnecessary fees and the exchange rate worked out better than cash. The velocity rewards allowed me to travel business class. The only thing better would be so that you can accumulate velocity points quicker.
- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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The reviewer stated that an incentive was offered for this review
Troy
- 4 reviews
- Verified customer
Good for overseas travel
Good card to use if you are traveling overseas or buying online from international sellers as you avoid the various overseas transaction charges. Yearly fee is a little high, although there are a number of benefits that offset the fee. Points earning is ok, although nothing great.
- Everyday Expenses
- Online Shopping
- Overseas/Travel
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Questions & Answers
Benasked
What are the fees when using this card at an international ATMs? From the site it says the cash advance fee is waived, however I'm not sure if the FX fee is paid. I get that an ATM fee is also payable. Wanting to use in the USA to get cash out.
2 answers
I have not done this myself so you would need to double check with ANZ for questions relating to your personal circumstances.
However, I did a quick search & found this on the ANZ information page for a rewards travel adventures credit card -
“Overseas ATM Transaction Fee
Applicable for a withdrawal from a non- ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited
$5 “
How long does it take after spending that your points are credited to your travel adventures account?
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