Personal loan application
Spoke to Katrina from auswide bank, always speak to the same person through the whole process, applied for a personal loan and the whole process was very easy and Katrina did all the hard work and kept me updated, she even followed up and asked me how my new bike purchase went. Very pleased with auswide, also have my home loan through them. Can't recommend auswide enough.
1 comment
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Great customer service
So happy with the service we've recently recived. We took out a car loan and it was a seamless experience with a great turn around time. Would highly recommend to all my family and friends
4 comments
Auswide B.Auswide Bank
Wow Jenn! Thanks so much for your kind words! Would you mind letting us know how you applied and/or who you spoke with so that I can share your feedback with them? We love hearing a good news story! And I hope you enjoy your new car! Vroom vroom!
No problrm at all, we applied online and then corresponded with Katrina Thompson. She was amazing.
Auswide B.Auswide Bank
Thanks Jenn! :)
I'll pass your feedback on! Happy driving!
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Ivan MillarPerth, WA
- 6 reviews
Have not improved in 5 years!!
We have had a mortgage with Auswide for over 5 years. When we initially took out our loan with them it was our first mortgage and Auswide were absolutely disgraceful in the way they handled the loan process. Well it's over 5 years on and we are selling the property in QLD to buy in WA and Auswide I would say have got worse if that's possible. With our request for pre approval. We have $130000 equity in the current house, earn more than we did 5 years ago and have never missed a payment on our loan and have a 10th of the credit card debt we had ...Read more
5 years ago. I sent all required documents through and was told we could borrow $450000. I was told pre approval would be sent through within a few days. That was two weeks ago and today I get a call from Auswide stating that they will only approve $340000. When asked why I'm told it's because of the WA housing market. Eh hello Auswide, the market cannot go any lower it is at the bottom and starting to come back up. I'm then told there has been too many hits on my credit file. Yes Auswide staff that is because I am very sensible with my money and that's why my debts are low because I shop around and change to the best deal. So I will now be taking my business elsewhere never to return to such a backwards outdated bank that I might add just recently went to E.statements just showing what a backwards QLD bank they are.Similar opinion? Write a review on ieatwords.com.au!
Home loan application
Was screwed around for 10 days to get a NO with all requirements met with ease.
Constantly fed lies ranging from "sorry mate, lost your number in my phone" to
"Oh, sorry.......couldn't get back to you yesterday as there was a power outage"
A Queensland bank with NO idea about real estate in Victoria. AVOID!!!
1 comment
Auswide B.Auswide Bank
Hi Ben,
We're sorry to hear that your experience wasn't to expectations! Like any business, we're always striving to improve and we'd like the opportunity to take your feedback and better understand y... Read more
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AllayneWide Bay-Burnett, QLD
- 2 reviews
- 1 like
Best Customer Service
I want to Thank Katrina Thompson for some great customer service. She went over the top to make us feel comfortable about opening accounts and answered all questions we had. She is a total asset.
1 comment
Auswide B.Auswide Bank
Wow! Thanks for sharing, Allayne! I'll definately be passing on your feedback to Katrina! :)
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FionaQueensland
Disappointing Service
The lending team are the only ones with any customer service skills that I have encountered. Whenever needing assistance I have been met with a lack of enthusiasm to help or rectify the situation. The fees are astronomical and interest rates sub par
1 comment
Auswide B.Auswide Bank
Hi Fiona,
I'm sorry to hear our service hasn't been to expectations. We'd love the opportunity to hear more about your experience and how we can improve! If you'd like to discuss further, please don't hesitate to contact us on 1300 138 831.
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Customer service at its best!
We went thought the lending process with Auswide which was a lengthy and arduous process but that is the case with all banks at the moment... what we are so impressed with is the customer service from set up to even now a couple of months down the track. Madison from the Brisbane City branch has been so helpful and nothing has been a hassle. Old style customer service at its best Auswide will def recommend this bank
1 comment
Auswide B.Auswide Bank
Awesome! Thanks for your lovely feedback, Lou! We love hearing these stories and I'll definitely pass on your comments to Madison for you! :)
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TcatHunter Region, NSW
Worst bank process
I applied for a home loan with this bank through a broker us along with broker were appalled at the whole process. 6 weeks for a pre-approval, keep requesting more and more documents that they already had, delaying constantly. Then for them to turn around and decline it after 6 weeks. The decline letter is attrocious doesn't say why declined just computer generated it seems. So unclear as to why it was declined when well & truly met all criteria and don't know what to fix before applying again. Was the first time we applied for mortgage and honestly scared to do again due to this service. Disappointed is an understatement. Shocking customer service would not recommend.
1 comment
Auswide B.Auswide Bank
Hi Tcat,
We're very sorry to hear that your experience wasn't to expectations. If you'd like to email your contact details to [email protected] we can have a member of our staff contact you to address your concerns.
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Loyal customerSouth East Queensland, QLD
- Branches
- Verified customer
Best Customer service ever
I am with the bank for 20 years now. I consider they give the best service among banks. Staff are friendly and helpful, go above and beyond for you in every branch I dealt with. No long queues and push to use online banking - like the Big 4 do.
My mortgage is not with them anymore as I didn't fit into the requirements at the time, but kept my account. And no matter how much is on your account, you get a friendly old fashioned personalised service each time. 5 stars from me!
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Refinanced loan
We needed to refinance our loan, which was already with Auswide Bank. Amanda Williams our lending consultant was amazing!!! She took the time to sit down with us and discuss our situation, and she came up with the best solution for us. Amanda made it such an fast, easy and painless process, and we would recommend her and Auswide to anyone. Julie R and Andrew R
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Jacob
- 2 reviews
- 1 like
- Verified customer
Very unpleasant experience with first ever home loan
Couldn’t be more disappointed with this bank. Have had a home loan with this Auswide for one year & they have already done 2 out of cycle rate rises. The 1st was before we had even paid our 1st month. It appears like Auswide put profits before customers just like most other banks.
1 comment
Auswide B.Auswide Bank
Hi Jacob, We apologise that your experience hasn't been to expectation. If you'd like to contact us on 1300 138 831, we can have one of our specialists assist with your concerns.
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John GSouth East Queensland, QLD
Cant speak to anyone because there on holidays and no one is doing the holiday persons job so u have to wait poor c s
Don’t do it. There no breed than the big 4. There managers go early and there always on leave . Go to complain and guess what. The G M is on holidays. And we just had Xmas and new year. It’s a joke. For your loan answer. You have to wait for the loan manger. Who must be god. Because no one else steps up into the job when he’s not there. Same old tricks as the big 4
2 comments
Auswide B.Auswide Bank
Hi John, I apologise your experience hasn't been to expectations! If you'd like to email us your enquiry and best contact details at [email protected], we can have someone assist you.
It’s only. Now getting resolved and had to get a manager involved to get it moving along. Was told a few lies along the way. By the lady taking the app. Told me there isn’t the rite person who can ... Read more
make the decision as there away for the day. The day before the Easter break. But talking to the manager Justin he’s told me that’s nit the case there is 3 people who can make the decision. But as I said I was told there wasn’t anyone that day. I felt that wasn’t the case then and I was correct by the sounds of it. As I said moving along now but we have Anzac Day tomorrow. So let’s see if it can be sorted out today with a decision. Little bit Disappointed disappointed from the person that took the app. But Justin rang. And we’re on track and seems to be all ok now.Similar opinion? Write a review on ieatwords.com.au!
ShaunVictoria
- 2 reviews
- 1 like
- Verified customer
The worst bank ever in the history of Australia
I was on a variable rate since 2016 and the market saw loan rate drop, which was never passed on to me, even after a few phone calls. Instead, they bumped up the rate from 4.something to 4.6 when the comparable rates around were just 3.99. That's one part of the problem. And man, their customer service is the worst of all. I will never get something with them again and I recommend NOT to go with them either.
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the worst experience Ive ever had
I took a loan through the Auswide bank branch in Maryborough and when discussing the interest rate I was told it was 3.99 % until all the particulars was worked out and I purchased a cheaper home after doing this the interest rate increased to 5.4% I was shocked but because I'd been through all the steps to get the loan I signed up I wish I hadn't I have since applied for a loan elsewhere .Don't make the same mistake as me and try everywhere else first you'll be glad you did they're not for their customers but only for themselves. A few moths ...Read more
after taking the loan I received a letter from them saying that due to the significant and sustained increases in the cost of funding loans we will be increasing your interest rate by .05% even though there has been no movement of the official cash rate. What a joke when they say we're for the customer Just don't give them the satisfaction .I just wish I had of known this in the beginningSimilar opinion? Write a review on ieatwords.com.au!
RonDarling Downs, QLD
- 2 reviews
My experience of Auswide Bank
I have been with Auswide Bank for many years, in fact before it became a bank. I live some 3 hrs away from my nearest branch, so I do all of my banking online. I have set daily limits on my account as a secure measure and find that all I have to do is send an email to the bank if I need to pay an amount above that limit. This happens very quickly and payments are usually made in one business day. I could bank with all of the major Banks within 10-25 minutes from where I live, but I am so happy with the service that Auswide Bank give me, that it never crosses my mind to change. "You cannot go wrong with this Bank", easy online transactions, great reliable service and services all of my Banking needs professionally.
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Financial Advice
Need Financial Advice? I needed some advice on a few financial matters and the Staff at Auswide Bank were so helpful and really went out of their way to help me understand. They always make me feel like a valued customer and I never have to wait any longer than a couple of minutes to get served. That’s what I call great Customer Service.
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MellAvoca
Thank you Tannika
I would like to thank Auswide Bank for promptly returning the money that was stolen from me! In particular, I'd like to single out Tannika at the Stockland branch (formerly Sugarland) in Bundaberg. She took the time to listen to my concerns & offer me comfort through my tears. Thanks again Auswide.
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RoesyCanberra
One rate for newcomers, higher rate for existing customers
Our experience is similar to Mrs Deano's. We have a mortgage with ME Bank, paying 4.89%. However, this bank advertises the far lower rate of 3.69% for new mortgages. When they bank tersely refused to consider a lower rate for us, we decided to move our mortgage to a bank offering a lower rate. However, my investigations so far show that many, maybe all, banks have this practice. I wonder, does this mean we should move our mortgage every year or so? Does anyone know of a bank or lender which does not do this?
1 comment
Auswide B.Auswide Bank
Hi Rosey. We're sorry to hear that you weren't happy with our interest rates. If you would like to discuss your situation further, please call our Contact Centre on 1300 138 831.
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MrsDeanoBrisbane
- 3 reviews
- 5 likes
How to lose a customer without even trying.
We have a home loan and a large amount of money in an offset account with Auswide. I rang them to see if we could get a better interest rate that the 4.55% we are currently paying
New customers wanting more than 100k home loan are offered 3.69% which is a reasonable difference.
After waiting for more than a week for their 'customer retention team' to call me back, we finally connected.
I asked if we could possibly get a better rate than our current rate. The answer was no. Seriously ? Just no ??? I asked why the bank would offer new custom...Read more
1 comment
Auswide B.Auswide Bank
Hi MrsDeano, We are sorry to hear you were unhappy with your experience and that we were unable to assist. Thank you for your feedback.
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AginbneSouth East Queensland, QLD
- Verified customer
Just another typical bank...
Applied for a home loan through my broker (Who I can't thank enough) almost 12 months ago with Auswide Bank as a first time home owner. Success! I was almost officially ready to start building my first house. Found a block of land I loved so I purchased it and things we're going really smoothly. Next step was to find the right builder. Success! found a builder.
To cut a long story short the builder went broke before they even started and I lost 5 months of time chasing my deposit back from the QBCC. During that time the home loan had lapsed an...Read more
2 comments
Auswide B.Auswide Bank
Hi Aginbne. We are sorry to hear you were unhappy with your experience and that we were unable to assist. Thank you for your feedback.
Just an update on how things went with Auswide (April 2022) - Loan was finally approved (June 2018) after I mentioned legal action through the financial ombudsman. However it seems after only just fin... Read more
ally having the house finished with the build process and moving in (4 weeks ago) our awesome 3.69% variable rate (That sucked me in to Auswide in the first place) has already gone to 4.510%... The home loan isn't even 10 months old since approval was finally given, not only that, the Reserve Bank has kept interest at 1.5% for how many years now? And they ain't moving anytime soon!. After checking the Auswide website - they are STILL advertising this new introductory offer at 3.69% for new home loans only? - How new do you have to be??. I guess to all those out there looking at the cheap interest rate - just ask the question, when do they plan to raise your interest rate?, as it seems to be a good idea to do it within the first 8 months by almost 1 whole percent!Similar opinion? Write a review on ieatwords.com.au!
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Questions & Answers
Bobby M.asked
Dear Auswide Bank,
Do your bank can give mortgage/loan for foreigners (non-PR) who bought Australia property such as Indonesian ?
Thank you.
Melky
1 answer
Auswide B.Auswide Bank
Hi Bobby,
Thanks for your question!
Auswide Bank's Policy allows for mortgage lending to people residing in Indonesia. However, we would also need to ensure that your loan application meets eligibility criteria. Would you like me to put you in touch with one of our specialists who'll be able to answer all your questions?
Margaret L.asked
Where are the Melbourne braches
1 answer
Auswide B.Auswide Bank
Hi Margaret. We don't currently have a physical branch network in Victoria, however we do have an amazing Australian-based Customer Hub, online and phone banking, mobile app and Bank @ Post options available. Please let us know if we can assist you further.
Margaret L.asked
Where are Melbourne branches
1 answer
Auswide B.Auswide Bank
Hi Margaret. We don't currently have a physical branch network in Victoria, however we do have an amazing Australian-based Customer Hub, online and phone banking, mobile app and Bank @ Post options available. Please let us know if we can assist you further.
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Auswide B.Auswide Bank
Awesome stuff! Thanks for your kind words Sam! We love hearing these stories! I'll pass your feedback on to Katrina! And enjoy your new bike! :)