Bankwest Zero Platinum MasterCard (page 2 of 3)

This is a great card for overseas travel. There are no ongoing fees and no fees for overseas purchases. I mainly picked it for that reason plus the included overseas travel insurance.

I got this card a few years for overseas travel. No annual fee and no fees for overseas purchases were exactly what I wanted. However although I have had it for a while now I only ever use it for this, and now it's even my back-up o/s card as many other cards, including my go-to card, the coles reward mastercard, now offer no transaction fees on overseas purchases. I would say it was good when I got it but others have used there game. It also had no online way of cancelling the card when I lost my purse and the over-the-phone experience was frustrating as all the security check questions related to other 'cards' in my purse such as my drivers licence... Finally got there but a little stressful.

I have had this MasterCard by BankWest since 2015 and almost exclusively use it on overseas trips when wanting to access my AUD. I have also used it for the occasional online overseas purchase. The reasons are obvious: This card has none of the usual 'bad boys' fees and charges that 'the other' credit cards have.
I actually got rid of another card as a result of using this card and making some other changes with our banking. One other major advantage is the overseas travel insurance, especially since taking that out separately in Australia is ridiculously expensive.

Had this card for several years.
Good features:
No fees, good for overseas purchases as there is no fee.
Has free travel insurance with a reputable company, but cannot comment as I haven't used it yet.
Always had a good result dealing with Australian Call Centre, very helpful
Main gripes:
have to get statements online or there is a charge
No promotional benefits for existing customers

I used this card for the first time and it was fantastic. No problems at all with no overseas transaction nor annual fees. I highly recommend this card when travelling even if you don't travel much overseas as there is no annual fees to slug you. It is useful for cruises which is what I had it for as no more pending transactions as they hold your money then you pay on top of those transactions at end of holiday but the pending transactions can take 2-4 weeks before they get released. Also perfect when booking hotels for the bond amount jusy do it on credit card. I should have got this card a long time ago!

Only great if you use alot in overseas transactions. No Overseas Transaction fees make this card work like treat. Also No annual fees add up to the value. I have never seen any bank giving straight XE rates without even charging any transaction fees. Complimentary travel insurance etc all big bonuses.
Downside: High interest rate and High minimum credit limit ($6k Minm)

My experience with this card has been seamless with avoiding overseas foreign exchange fees. I have had it for years and always take it overseas with me, and use it for online overseas purchases without any problems. Initial application was extremely painful as I needed to call them up multiple times to get it finally approved because they wanted to verify my income and there was a big delay, but since approval it has been fine.

I always use this card when I travel overseas as there is no foreign currency transaction fee charged and the exchange rate is usually better than currency rate. Also, there is a travel insurance cover if I charge my travel booking to the card but there are some terms and conditions to be complied with in order to enjoy this cover, e.g. the travelling cost charge must be above a certain amount. There isn't reward point program but I am happy with that as I enjoy free annual fee forever. Will keep this card forever!

I have had this credit card for nearly 2 years and used it overseas without any issues. It is easy and quick to apply. I do not use this card often as I have another credit card with rewards. So this is just for backup or using it overseas as it has no international fee. I use the other card's complimentary travel insurance so cannot comment on this aspect.

I applied for this card around 7 years ago, as a different brand to my regular credit card used for travel (Visa), primarily in case temporary issues with Visa occur whilst overseas. No annual fee, no fees on overseas transactions. I've had no issues with fraudulent transactions, so I'm unable to report on their response. So far, overall very happy.

I’ve had this card for a couple of years now. I don’t use it often but recently had a transaction debited to my account which I knew nothing about. I contacted BankWest immediately and my card was cancelled and a new one issued. I have to lodge a declaration stating
that the transaction was foreign to me and after downloading the form, I could not send it to them electronically. I tried for over an hour, following their instructions, but in the end I have had to post. In my opinion, they do not make it easy to meet their requirements. I had to ring twice to get the documentation sent to me. I’m not happy with them and I’m considering closing my accounts.

This card has no annual fee, free travel insurance, and no fees for overseas transactions. It has no rewards but good for going overseas. Just make sure you pay it off each month.

Bankwest platinum card (inc Zero and Breeze Platinum) provides insurance.
But, insurance policy is useless. All CBA group are same. CBA and Bankwest insurance policy don't cover any small electronic device (ipod, mobile phone and tablet). They are so greedy. They added it to general exclusion. I've checked other bank's policy. Most policies cover mobile phone and tablet.
Only all CBA group doesn't cover.

Don't pay for travel arrangement using Bankwest and CBA credit card if you need insurance.

This credit card offers a great mobile app which allows you to trace all purchases made against your card. Also, the card is free which is just one of the many great perks of this international travel card.

I am currently in America and fraudulent transactions have appeared on my credit card. I have contacted the online customer support team (online chat service on their website) who are only able to provide an Australian telephone number which has toll fees attached to it. Long story short, if your overseas and you have a problem, you’re on your own.

I have found this card to be worth having. There is no annual fee and no fees for international transactions so I always use the card if I am travelling overseas. It also comes with free travel insurance but I have never had to try that out. You don't get any points for using the card but I find the advantages outweigh that.