I have had this credit card for almost 3years, and the great interest rates and the fact that i get 55days interest free on purchases is so worth it. No Annual fee, and suits the purpose.
Sure you don't get any frequent flyer points, but i am okay with that. Never had any issues, and would highly recommend this.

It's not bad. Always have some special promotions going for you. Easy to use & handy.
Also you can get points while you shop anywhere on coles. But card fee is similar to other banks.

Low rate while using it overseas. Was able to get points and benefits if you shop at coles.

they will always have special promotion if you use this card. You get giftcards or points too.

The Card fees are similar to other banks
Its not easy to transfer money to the credit card
Rewards was ok and quite easy to accumulate points.
I didnt like the customer service.

Great card used all over Australia and good fees handy when u need extra cash and not as xpen dive as a mother cred or cars would le be ok

It is low rate and you get points and special offers to shop at coles and participated stores.
can also make monthly payment at coles supermarket, it will update balance instantly.
if you are looking for th balance transfer offers then probably this is the best one as time to time they have promotional rate and you get a giftcard or points too.

I find this card to be low cost if pay before interest builds up. The account software is very user friendly and quick at transferring money to and from this account

I have had this card for more than 10 months and used it many times. Extra flybuys points per month is nice and this card is accepted everywhere. Have no issues with it so far.

Never had issues with the card. The good part is that you can get flybuys points on purchases.

The app however needs a lot of work to be user friendly.

I love that my MasterCard is linked to my flybuys account, so I am getting flybuys points all the time just by using my card, it’s also easy to pay repayments into.

Easy to use. Just recently able to use ApplePay. Flybuy point awarded for every purchase and if you use at Coles you get extra points. Low interest rate and Annual Fee

Got the cards last year when I got my current job. It's easy to use and I haven't encounter any problem.There are lots of promos from time to time. I'm using it for almost all my purchase now to get more points.

1. Good and easy to use credit card.
2..Best part if you earn flybuys points which gets converted for discount eventually.
3. No hidden costs.
4. No need to carry flybuys card separate because it's printed on credit card it self

This credit card has no annual fee and can be linked to flybuys to earn flybuys point. Double benefit within a single card. Really recommend this credit card to everyone

If you are looking for a no annual fee credit card, this is a good option to consider. No fuss, widely accepted. I’ve had this card since Coles first started offering these.

Took on the credit card as they were offering a good flybuys bonus points. Few months in and this has been proven to be a mistake. There were several instances of unauthorized transactions where my dispute took ages to be resolved. I would suggest to stay away from this product. The only attractive quality is the low annual fees.

This is just an easy card without all the unnecessary frills of other cards and you don't get charged any fee if you keep on top of your payments. Don't use FlyBuys so don't have it linked, but for a basic no fuss card this has been a perfect fit for me.

This is the best credit card. They is no charge for everytime we send the money to be debited as some charges around $1. Then the app works fantastic and everything can be done with a single touch.

Nice simple card with no fees if paid off each month. Site is user friendly and easy to navigate. Connected to my Fly Buys card and points accumulate very quickly.

Frequently use this card for the Coles rewards. Currently in the free trial period. Love it. Partner uses it as well and finds it very good compared to our previous card