Coles No Annual Fee MasterCard Questions & Answers

If you are a Flybuys member you should have received an email inviting you to apply via an online form. I stand to be corrected but I think you need to join Flybuys first before you can apply for the card. You can pick up a Flybuys application at Coles, Kmart or other FB partners. Or you can do it online.

Don't.

I agree.... don't apply!!!!!

As far as I am aware it can be used in any store as the thief who stole my new card proved. However since my card was stolen before I even received it all I can tell you is the security on it was very poor and the thief was able to steal $18,000 before the fraud was stopped. We only found out when we checked our account to find that the details had been accessed and personal information changed. I wouldn't get one of these cards until Coles MasterCard improves their security on your account.

You can get money/cash out at "almost affordable" prices. Unless you're completely despite like need to make a phone call from a foreign jail, I'd never take a cash advance out of this credit card.
Repayments are the usual minimum % of balance. But more importantly if you don't pay your balance off in full each month, expect a huge interest bill. $140 per month for a $2,000 balance.

This is not the card for you if you can't pay your balance off in full each month, and or need cash advances. Much better credit cards out there for those things.

Yes it does. It earns 1 FB point for every $2 spent everywhere on this card. Flybuys Partners or not that info is on there website. I call also confirm that the case.