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Pros

  • 9.90% p.a Interest Rate on Purchases

  • Accessible Minimum Credit Limit of $400

Cons

  • $5 Monthly Fee ($2 if you choose online statements and set up automatic payments using AutoPay)

  • 3% International Transaction Fee



  • Maximum Credit Limit of $3,000 may be too low for you

Reviews

5.0

1 review
5
(1)
4
(0)
3
(0)
2
(0)
1
(0)
  • Transparency
    4.0 (1)
  • Customer Service
    4.0 (1)
  • Rates and Fees
    3.0 (1)
  • Online Experience
    5.0 (1)
  • Card / Account Used For
    • Special Purchases (1)
    • Everyday Expenses (1)
    • Online Shopping (1)
  • Application Process
    5.0 (1)
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Goutham K.

Goutham K.Greater Melbourne (Metropolitan), VIC

  • 6 reviews

This is a perfect credit card.

published

I have used thIa credit card overseas on my holiday in April. I wasn't having any issues with card, and their overseas transaction fee is not to high. This helped me when i was short with money.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateMay 2022
Main Point of ContactBranch
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Special Purchases
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