Commonwealth Bank Platinum Awards

We have had this card for approximately 6 years and use it for our everyday spending in order to gain points. In 6 years of moderate spending we have approximately $2500 worth of rewards we could redeem at flight centre. There are also many other options for redemption such as cash. There is no annual fee for us as we have the wealth package for our home loan with the bank. I would have thought we would have more money in our rewards, given how long we have used the card.

mostly acceptable everywhere I have been to. Last year I went to dubai for 10 days holidays. Every place I visited in dubai accepted this card and all shops in dubai mall and easy to transfer balance from my account.

I've had this card for years now. Recently had a look at the pricing on gold vs platinum and decided to downgrade. Called up and they said no problem, we'll send out a gold card, but then no reply. I was then charged the yearly fee for platinum again and never received the gold card.

I got this card as part of my commbank offset home loan, which costs me $495 a year. It cumulates points and I get around $250 Coles voucher from the cumulated points every year. It also offers travel insurance for free which is a plus, but the price protection is not as good as the 28 degree card..

I haven't used this overseas yet, but i used to purchase product from international sites. Its easy to transfer funds. Rewards are not easy to get on every purchase and Points are hard to collect sometime.

I use this card most days, it is reliable and accepted every where I have been in both Australia and overseas.
I appreciate that the service is some what intuitive by sending sms's to draw my attention to unusual spends & includes international activity. The card has many security benefits that you can self manage on line and provides good reporting functions. It is my only credit card and at this point I am very happy, with no intention to take another.

Got this for free as part of the wealth package (no annual fee, normally $249).

They make you pay $30 annually to transfer the commbank reward points into Qantas frequent flyer. The actual ratio spend is $2.5 for 1 QFF which is so terrible. I feel for people that actually pay $249 per annum for this rip off card. I’ll be changing over to a credit card that has a $1 to 1 QFF/velocity point ratio

Extended warranty and free international insurance is something they advertise but a lot of other cc do the same with a lower annual fee

I’ve been using my Platinum Debit Card for some time now and it’s great to have the added benefits of extended warranty on compatible products, however it was a shame that they got rid of the included insurance without being notified

- provides insurance if i am travelling overseas, saving costs
- easy to monitor my balance and transactions through CBA app
- nothing special about rewards, this is lacking
- good interest rate offered

It's a great card when it came with Amex. However, now that Amex is revoked, there's actually not much perks left for me. I've paid the annual fee this year, so will continue to rack up point and change when it's near expiry.

I paid $395 per year for this credit card as part of my home loan package. It was great when they had the Amex especially i shop on international website and it was great to have the fee waived. I went to commonwealth and asked if they have something to replace it and all they said is NO. It was little disappointing as i do not think i got my money worth by Paying this high fee annually.

No fee if balance paid each month, easy to use, comes with rewards. Website easy to use for online banking. Have had this card for many years and have never had a problem. No cost for second card user. Free travel insurance with this card if you have no medical conditions. I have taken advantage of this offer many times.

I process most of our family spending through this card and have had a great experience. Once my wife's card was stolen and the bank rang before we knew it was missing because of irregular use. All transactions on the card while it was stolen were re-credited immediately so we had no loss. When we travelled overseas we took a travel card with us from CBA and had no trouble transferring money between the two cards using the online app. The rewards were easily used to pay some of the cost of the trip and the travel agent did all that and we paid the balance on the card. Gained more reward points!

Got this card as part of my home loan package. Hence, pay no annual fees. My go-to-card when merchants don't accept Amex. Not a bad card, but nothing fantastic either. The rewards redemption that I ever used/ found useful was for Coles gift card and Myers. The complimentary travel insurance means I no longer have to spend extra on travel insurance.

I pay it out in full every month, so no interest charge. Yearly fees waved with mortgage option. Rewards easy to accumulate and easy to claim.
Didn’t ask for platinum card, just arrived in the mail, but still at previous card options.

Good daily card for domestic use, got annual fee waived if you also have home loan products. Interest rate is pretty standard, can't complain. Oversea use could be a problem as bank fee is there and the exchange rate is not using the rate on the shopping day, which is very bad! Complimentary travel insurance is good, save you a bit when you are traveling oversea. Reward points are okay, 1 dollar 1 point.