Read also:
slim and trim meal replacement bauhn noise cancelling headphones 2017 kmart 1200w upright vacuum review stirling 30l convection microwave oven with grill aldi slim and trim nutritionLatitude Gem Visa
Pros
6 Months Interest Free on purchases over $250 with participating retailers
Three 0% Interest Payment Plans to choose from
Cons
$99 Annual Fee
3% International Transaction Fee
Payment Handling Fees ($0.95 online, $2.50 in person)
High 24.99% p.a. Purchase Rate
Go to a bank
6 months interest free is fine, but the annual fee is a total scam and feels as such. A fee should occur upfront or if considered 'annual' should occur AFTER a year if the balance hasnt been paid back. SCAM.
- Online Shopping
Similar opinion? Write a review on ieatwords.com.au!
PranavSydney, NSW
Good product
Free 6 months intrest free is good. I hope I could have get some offer like first year free. Their service is great and support available events after business hours.
- Everyday Expenses
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
SarahPerth
- 2 reviews
Avoid at all costs
The interest free for six months is great, but don't let this card fool you. If you reduce your credit limit, you can't increase for 12 months . You can't balance transfer, there is a $100 annual fee, and the international fees are insane. You are better off going with a bank or other institution where the T&Cs are upfront and you are in control of your own limit. They also give incorrect advice through the customer service portal. 5 years with this card and received no help from customer service.
Similar opinion? Write a review on ieatwords.com.au!
Good and quick approval
Good experience and easy purchase . Quick approval of the application. My experience was geat and helped me to purchase what I need.I recomend this .
Easy and quick, my first credit card
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
Lesley RobsonCentral Highlands and Goldfields, VIC
- 4 reviews
Promised to get back to me that day, I had to call the next day
Not used overseas, only in Australia, but great to know I could use it overseas if I had to. I will try to remember that should I go overseas. Thanks
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
Michelle KGreater Melbourne (Outer), VIC
Love love love...
The ease of use and amazing amount of retail outlets that provide interest free options is awesome and convenient - good job!!! It certainly assisted me in helping my daughter furnish her apartment that she recently bought. It means that I was not put under financial stress to cash flow her from my pocket, thus draining my own resources.
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
fast and easy
The card was easy to apply for and quick approval
When i called customer service to ask a few questions the staff were lovely and answered
My only issue was the more then doubled my card limit that I requested which was disappointing
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
Andrijana KelevraSouth East Queensland, QLD
Thanks Amart; love my furniture.
Got furniture from Amart & got Gem Visa as the credit card company, my husband has used this company before & never had any issues. Keeping it for sure after the repayments are made as we both love the company, they answer quick &, although we just received it, we plan to use it again once some repayments go down.
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
CamillaGreater Melbourne (Outer), VIC
Excellent
Team member was bubbly and engaging .. Helped with my queries no hassles .The only thing I had troubles with, was my birthday was entered incorrectly when I applied for my card, which caused that I couldn’t activate my card . However the gentleman on the chat was very helpful as well .Haven’t used my card over seas .
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
StaceyPerth, WA
Fast and Easy
The application process was easy and fast. You then can use your account number for purchases immediately even before your card actually arrives. Makes shopping and life much easier. Not to mention the interest free period on purchase. Winning
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
ToniGreater Melbourne (Metropolitan), VIC
Important info
When I originally signed up there was no mention by staff that they is a $99 annual fee every year whilst you are under contract.
I do feel this needed to be mentioned regardless whether I chose to purchase items at the point of sale. This was not the case!
Whilst this had occurred I do feel the staff did their upmost to meet my needs and their customer service are great.
I do hope in future they do mention this as I think it is vital information that needs to be considered irrespective of anyone’s circumstance
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
this was a good experience
i did not use the card overseas. it is my first time to use this card. i will use the card overseas whenever i travel next time. and hope i will not find any trouble with it.
Similar opinion? Write a review on ieatwords.com.au!
LJ KJPerth, WA
- 2 reviews
- Verified customer
Best finance around!
I have previously purchased a $5000 imac fully customied with latitude. Repayments were really affordable with interest free! Paid it off way before end date.
This time, i bought a fully installed split system aircon including install. Was really easy to organise finance in store at 8.30pm on a thursday night and got approval there and then.
Its been about 3 months and again paid if off way earlier then required.
No early payout fees makes this really attractive and will keep my card active for future purchases!
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
Aman B.South East Queensland, QLD
Great service, easy process!
It give great opportunity to catch up with your needs as well as convenient repayment options, everything about it is perfect, nowhere else would be such an easy application and reasonable cost
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
GREAT
I haven't used my card except to purchase a mattress. The transaction was easy. I have nothing else to say- haven't experienced anything else yet. thanks very much. thank you
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
Marilena S.Greater Melbourne (Metropolitan), VIC
Lap Top Purchase
Found the laptop, Needed to purchase but not make a payment in one lumpsum. Was offered this process, had no hassles in the application. It was a fast, easy process and very helpful customer service.
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
Matt R.Greater Melbourne (Metropolitan), VIC
- 2 reviews
Motorbike helmet
Needed a new motorcycle helmet rather urgently. Found one that fit, and bought it. It was that easy. No hassles at all. Just gotta keep regular repayments up and I won't have any dramas.
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
ferasSydney, NSW
- 2 reviews
Bad experience
I been more two year make payment but every months find extra charge. Interest up to 29% if you using you card for any thing nothing on deal. I think it's worse company for interest free in Australia.
Similar opinion? Write a review on ieatwords.com.au!
Barry F.South East Queensland, QLD
Not sure, i have not used it yet..
All.good. very happy with everything and most appropriated.
Easy and comfortable purchase. The team was very helpfull and made the transaction go very smooth.
55 months interest free just awesome.
Thank you.
- Everyday Expenses
Similar opinion? Write a review on ieatwords.com.au!
ShaunSouth East Queensland, QLD
New tv
So easy, no drama purchase and got 12 mnths interest free . Dont know why i waited so long before !!!. I ll be definitely using my card more now, that i know how hassle free it is .
- Special Purchases
Similar opinion? Write a review on ieatwords.com.au!
- ‹ Prev
- Next ›
Questions & Answers
Ericasked
I am unable to fit the gem visa number into my banks setup account space. Gems number is 1 digit too long. It's the weekend and there are no humans to talk to! Any help available left?
No answers
ieatwords.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ieatwords.com.au may earn commissions for products/services purchased via affiliate links.