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Reviews

4.1

126 reviews
5
(81)
4
(21)
3
(2)
2
(5)
1
(17)
  • Transparency
    2.7 (3)
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JoJo R

JoJo RGippsland, VIC

  • 2 reviews

Keeping me in check on a regular basis

published

I'm reminded to log in monthly to check my credit score status
It's become quite a highlight each month to see how far it has risen
I set challenges for myself and this makes me accountable for my lending and spending
Easy to use website with many additional features to help along the way!



Good feedback

published

Rhis app helps to see where I'm heading with my finances ..keeps me in check whether I'm heading up or down.

  • Verified customer

Very informative

published

I love that credit simple provides up to date information just about every week without me having to go on the website.



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Great service

published

Great service. Adverstisements are appropriate. I check every month. Thank you for offering such a fantastic and valuable product. Matt.

Excellent in all it's ways!

published

This website is so incredibly helpful! Updates me regularly when my score has changed and keeps me accountable whilst the advertising market tries to suck me in!! Would 100% recommend for anyone who is looking to learn how to be accountable of themselves!

Very informative

published

Get credit score helps me know where my credit score is at a d how to improve it. And im updated regularly

Very good information to have

published

I really like this website and it info that it provides to you hayley recommends for anyone who needs to apply for loan

Sue

SueBROADFORD

This is great, I know where I stand

published

This is good it lets me know what my score is. The good thing about get credit score Is o can check my score every month. As I'm a bit particul asr about my score

Really helpful!

published

Really helpful! Allows you to explore more options and at the same time you have a much better understanding of what your limitations are

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It is great

published

Excellent service let’s you know where you are with your credit score .and great offers. I would recommend this service it’s great

Mother Hubbard

Mother HubbardSouth East Queensland, QLD

  • 2 reviews

Being Prepared

published

Really good to know your credit score when comtemplating taking out loan. Knowing your score gives you more confidence in dealing with credit providers.

Update

published

Allway getting updated on my credit score this super handly when going for personal loans
And other credit type purchases

Love,so simple.

published

I was told about credit score by a workmate & just so happened to then see an add.i like to do evrything quickly & simply,thats what i love about credit score.so much added info as well.learning alot. Thankyou.

Is good

published

It has. Kept me informed of what my current rating is which is good because it does give me better options

Credit score keeps you honest

published

Great for borrowings especially family car trips etc I believe a credit score keeps you in check so that you do not exceed any limit

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Help to move forward

published

It’sgreat to get your credit score with such ease and makes it easy if your trying for a loan or credit card.

Mona Lisa

Mona LisaBrisbane

  • 6 reviews
  • 1 like
  • Verified customer

Great info tool and advice

published

It's great to see your score and advice on how you can improve it, and where and how to use your score. Plenty of information for budgeting and saving. Highly recommend.

It’s good to keep track

published

I would recommend to people. It’s very helpful to find out where you stand with your credit rating. I’ve encouraged my daughter to use it too

Noni V.

Noni V.Brisbane

Excellent

published

I have found your services to be very informative and helpful and the fact that I am not inundated by emails is positive. Thank you

Nige

NigeMelbourne

  • 2 reviews

Truely Transformative!

published

This tool has now given me a new level of awareness and transparency about my data that is shared between banks & institutions, and how that directly impacts on my credit health! I really look forward to receiving the monthly scorecard updates! (sad, but too:) Thank you!!

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Questions & Answers

John D

John Dasked

Hi, I was told that by using your website that business who would not have access to credit information through a credit report pertaining to a person may then be able to obtain it through you. Is any of that correct?

I have concerns this is mainly a service for data collection after I looked at the website but I haven't read all your policy documents yet.

If I sign up to you and then decide to delete my profile with you, will that remove all the information about me on your system?

Thanks for your time.

2 answers
John D
John D

I have also heard this. I can only imagine the possible places that information could be given if consent isn't required to give this information away. I am doubtful having the information that this website gives would really assist someone to get credit. I can't help but wonder if a low or high credit score actually makes a difference.

Hurricane Sandy
Hurricane Sandy

Read this:
https://www.accc.gov.au/media-release/accc-takes-action-against-equifax-formerly-veda

Luke

Lukeasked

Why does my monthly score from getcreditscore differ greatly from my monthly score I get from another similar service? The data behind them seems right in terms of credit enquiries, repayment history etc. I'm talking a 200+ point swing from Below Average to Very Good.

2 answers
GetCreditScore
Brand Manager B.GetCreditScore

Hi Luke,

GetCreditScore retrieves your credit score from Equifax (formerly Veda), Australia's leading credit bureau. Equifax currently use a comprehensive scoring method and are considered the most accurate, and in turn, are the most used credit reporting bureau in Australia.

There are a few reasons why scores from other Credit Reporting Bureaus might be different. These can include but are not limited to:

- Different calculation methods and interpretation of data.
- Financial institutions reporting all credit behaviour back to each bureau (e.g. many institutions send data to Equifax but not other bureaus).
- Different scales utilised to present your score. Some use a score out of 1,000 while GetCreditScore via Equifax use 1,200.

If you have any queries or concerns relating to your credit score, or the information held on your credit file, these would need to be addressed directly with Equifax. You can contact Equifax directly by following this link -

Hurricane Sandy
Hurricane Sandy

https://www.accc.gov.au/media-release/accc-takes-action-against-equifax-formerly-veda

Myra P.

Myra P.asked

What is my credit score

1 answer
GetCreditScore
Brand Manager B.GetCreditScore

Hi Myra,

For us to attempt retrieving your credit score for you, you would first need to create an account.

You can create an account with us by following this link -https://www.getcreditscore.com.au/create-account

Get an answer from our members and GetCreditScore representatives

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