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HSBC Low Rate Credit Card
Pros
Low Interest Rate of 12.99% p.a. on purchases
No Overseas Transaction Fees
0% p.a. on Balance Transfers for 20 months
Complimentary Domestic Travel Insurance
Accessible Minimum Credit Limit of $1,000
Cons
$99 Annual Fee
2% Balance Transfer Fee
No attached rewards program
Sarah Guinevere H.Hobart, TAS
- 2 reviews
Low rate, fine for general transactions, web interface and app terrible
Good solid low rate credit card "does what it says on the box". No rewards, bells or whistles. VISA so accepted widely. Downside is no branches, web/mobile interface are absolutely terrible, so pretty reliant on phone banking and online statements to keep up to date on balances/payments. Kept it for years as a good general purpose card, but not cash advances or big purchases where points could be offset by paying off within the month.
- Everyday Expenses
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SionGreater Melbourne (Metropolitan), VIC
- 9 reviews
First time getting credit card and overall satisfied
Been with HSBC bank for quite long now. Overall happy with the interest rate using it oversea and easy to transfer balance.
I reckon the annual fee can probably be lower comparing to other major bank though.
- Overseas/Travel
- Special Purchases
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Scott Perkins
- 32 reviews
Tried to cancel a direct debit
I have a direct debit from a gym I cancelled direct debit on 10/10 but rang HSBC to see about cancelling direct debut to make doubly sure that no more money comes out? The agent I spoke to was rude spoke over me turns out they can’t do it ? I’m with ING and they have no trouble doing it? Only thing I can do is cancel card how stupid the size of HSBC ?
- Everyday Expenses
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Find out how HSBC Low Rate Credit Card compares to other Low Rate Credit Cards
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