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HSBC Premier World Mastercard - HSBC Rewards Plus
Pros
$0 Annual Fee
Earn 1 HSBC Rewards Point for every $1 spent on eligible domestic purchases, and 1.5 HSBC Rewards Point for every $1 spent on eligible international purchases
Complimentary Insurance Benefits, including Domestic and International Travel Insurance with rental vehicle excess cover
Cons
2% Overseas Exchange Fees
Points capped at 10,000 per statement period
Minimum Credit Limit of $15,000 may be too high for you
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