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Reviews

3.7

156 reviews
5
(77)
4
(30)
3
(8)
2
(7)
1
(34)
  • Value for Money
    3.8 (107)
  • Transparency
    3.7 (97)
  • Customer Service
    3.8 (97)
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JDLC

JDLCGreater Melbourne (Inner), VIC

  • 8 reviews

Think twice before buying this Insurance - look somewhere else!!!!

published

I has been nearly a month when we submitted our claims and you won't hear anything from these guys until you call them with another excuses - they are bloddy unprofessional and incompetent!



do yourself a favour and save yourself from heartache and headache

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Claim Resolution Time1-2 months
Insurance Cover ForChild
See all answers
strawb

strawbSouth East Queensland, QLD

  • 3 reviews

No transfer of dates

published

Due to government travel restrictions we were unable to travel at the end of April. I contacted Insureandgo and asked if I could transfer my policy to a new date in April 2021 as I assume travel restrictions would be eased. Not possible was the reply. So one unused policy, what a rip off. I had another policy with Covermore for a trip in March 2020 and they advised me I could “slide” my dates forward to a time when I felt I could travel. Now that is CUSTOMER Service.

Transparency
Customer Service
Value for Money
DestinationPacific Islands (e.g. Fiji, Vanuatu)
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim DateApril 2020
Claim ApprovedNo
Insurance Cover ForSenior
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
nevereveragain

nevereveragainbrisbane

  • 3 reviews

no insurance to claim covit 19

published

not insured for hotels,flights for cutting holiday short with direction of prime minister to say get back home been a customer for 15 years never made a claim will not be insuring with this company again

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim DateApril 2020
Claim ApprovedNo
Insurance Cover ForSenior
See all answers
3 comments
InsureandGo Australia
Anna J.InsureandGo Australia
InsureandGo Australia
Anna J.InsureandGo Australia
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Disgusted

DisgustedSydney, NSW

Unhappy Customer

published
Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Policies not negotiable

published

Insure and go have made it quite clear that no credits will be given or dates changed to accommodate future travel during the coming months, and customers will have to wear the cost if they are forced to cancel. This hard line approach flies in the face of many travel organisations which are looking for fair solutions to the current problems.

DestinationNorth America (inc. Hawaii)
Claim MadeNo
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Leanne

LeannePerth, WA

Charge fee for no service.

published

Flight cancelled due to the virus. No refund as it was outside the 14 days cool-off period. They would NOT give a refund. How is this possible? This is charging a fee for no service. I will not be using them again.

Transparency
Customer Service
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea)
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Mickey

Mickey

  • 3 reviews

Will not budge on cancelled trip offer to future credit.

published

All Clear which is part of Insure and Go have been terrible in making excuse after excuse to take our travel insurance premium even though our trip was cancelled and made NO claims. We were told we could transfer our policy ( plus some fees ) to a new trip later in the year, but today declined flat. Very poor company and totally untrustworthy. Have lost our business forever, costing them far more than the latest premium. What a stupid way to do business...annoy people...lose future business and drive customers to look for ETHICAL companies, if there are any in this business. Plain DUMB.

Transparency
Customer Service
Value for Money
DestinationPacific Islands (e.g. Fiji, Vanuatu)
Claim MadeNo
Insurance Cover ForAdult
See all answers
3 comments
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Mickey, I'm sorry you've had a negative experience in trying to attain a transfer of your policy dates. Would you be able to send me a private message with your claim number so I can investigate of your case?
Thanks, Anna

Mickey
Mickey
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Mickey, as I mentioned in my private message to you just now, we are investigating your case, and I will update you as soon as I get any new information. Thanks, Anna

Tricia

TriciaSouth East Queensland, QLD

All is not as it seems.

published
DestinationAustralia
Claim MadeYes
2 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Tricia
Tricia
Melly

MellyLaunceston, TAS

Not allowing a credit like the airlines are

published

I am flabbergasted that this company are not doing their bit like airlines and other companies are, and allowing customers to be in credit to use products that are no longer able to, due to the virus. How dare they profiteer from such a situation! There will be months of pre-paid travel customers who will have to pay double - pay again once they have new dates. I am going to take this as far as I can if they do not do the ethical thing.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForAdult
See all answers
4 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Melly
Melly
InsureandGo Australia
Anna J.InsureandGo Australia
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Diva15

Diva15Queensland

  • 3 reviews

Good cover

published

It was good value, but no refund or partial refund or credit for the cancellation of our trip due to Corona Virus. I feel this was something out of our control. When I took out the cover there were no travel restrictions. This is probably more indicative of the industry than a failing of a particular insurance company. There was a disclaimer that if the insurance was taken out after a particular date I should have been aware of possible travel restrictions! If I was clairvoyant Id have done Lotto instead. We are advised not to leave insurance until the last minute but that is exactly what I should have done. Very disappointing.

Transparency
Customer Service
Value for Money
DestinationNew Zealand
Claim MadeNo
Insurance Cover ForAdult
See all answers
Rob S.

Rob S.Metropolitan Adelaide, SA

Travel Insurance Not Honored thru Insure and Go

published
Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForSenior
See all answers
4 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Rob S.
Rob S.
InsureandGo Australia
Anna J.InsureandGo Australia
Jas

Jas

  • 3 reviews
  • 2 likes

Unhelpful in current vivid situation

published

Unable to get a credit because cruise cancelled. Said because travel ban in place it absolves them of any liability. Person on the end of phone nice enough but a standard response was all he could give. Will not use again

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
See all answers
2 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Jas
Jas

Thanks I will do that

Richard Asmus

Richard AsmusNortheast, VIC

  • 3 reviews

Not good enough when dealing with the covid 19 virus.

published

I could not get a refund or credit on my travel insurance because of the cancellation of all flights due to the Corona virus. They would be making a lot of money from this very sad world event. I will not be using this company again.

DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
4 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Richard Asmus
Richard Asmus

Hi Anna. I have sent an email to the complaints office yesterday, along with a copy of my travel policy.
I am waiting for a response from them.
Regards
Richard Asmus.

InsureandGo Australia
Anna J.InsureandGo Australia
Matthew B

Matthew BMetropolitan Adelaide, SA

  • 13 reviews
  • 2 likes

Insure & Go are shysters - don't deal with them

published
Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Ben

BenMermaid waters

DO NOT USE THEM..

published

We took out our travel insurance well before the coronavirus, our travel company transferred our holiday because of this unforeseen world incident (which is a stand up thing to do) so we didn’t need to use the travel insurance, when asked if we could change the dates we were told NO transfer, never used this policy $398 of our hard earned money, in their money grabbing pockets the evil of insurance companies at their best. Taking complete advantage of people’s misfortunes.

Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
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This isn’t fair! Insurance&Go should give A credit voucher

published

With the Covid-19 happened around the world, the holiday makers are not allowed to travel overseas. This means our travel insurance are not used. A credit voucher would be niece.

DestinationEurope
Claim MadeNo
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Chris M

Chris MWestern Australia

Disappointed and Frustrated

published

Like many other reviewers I am very disappointed with this company. Have been a customer for many years and never made a claim but they have certainly lost my business. Under the current circumstances I would have thought they would be considerate of people's positions, as are many other travel insurers, airlines. hotels, etc. I did not want a refund - just a "change of date" on the policy as my cruise was cancelled. But no go! $850 they have got for nothing!

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForSenior
See all answers
7 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Chris M
Chris M

Hello Anna - I have alwready done this and received the response "no refund, no transfer of dates".

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Chris, in that case I'm very sorry we were unable to help you with your case. Anna

Roger Allen

Roger AllenSouthwest, VIC

No refund on cancellation of overseas trip due to covid-19

published

After taking out a policy with Insure and go, after reading choice reviews, I am very disappointed that we cannot get a transferral to April next year, for our South America trip. Cosmos and Latham Airlines have been great but to hear that our insurance cannot be transferred leaves me extremely frustrated. Never again will I insure with your company.

Transparency
Customer Service
Value for Money
DestinationSouth America
Claim MadeNo
Insurance Cover ForSenior
See all answers
3 comments
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Roger, I'm sorry you're having a frustrating experience. I would recommend you contact [email protected] regarding your change of dates request as they will be able to discuss this with you. Thanks, Anna

Roger Allen
Roger Allen

We intend going to South America in April-May next year. Dates of the Cosmos tour are not finalised yet. I requested our cover be held over but was told there would be no refund or transfer.

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Roger, unfortunately, I'm not able to assist further with your date change request, which is why I advised you to contact [email protected] via email, as they are the relevant team to address this. Thanks, Anna

Paul F.

Paul F.Southern and Hills, SA

why you would not use Insure and Go

published

very poor response from Ins &Go having had two policies for upcoming trips cancelled due to cv19 we have been told there is no refund or credit. from insure and go. they have provided no insurance whilst travel and taken our money.! consumers affairs needs to be contacted. this is not right.
all we wanted was a deferment on travel.
is this fraudulent behaviour.

Transparency
Customer Service
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForSenior
See all answers
4 comments
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Paul, I understand your frustration - have you tried emailing [email protected] about changing the dates on your policy? They will be able to discuss your case. Thanks, Anna

Paul F.
Paul F.

yes they will not respond! I have sent Anna several messages and she doesn't respond
next time I'll buy local RAA

InsureandGo Australia
Anna J.InsureandGo Australia
Clive

CliveSydney, NSW

Review

published

Easy to set up covering prexisting conditions& policy is good value.
1st time used & paid for policy
Very competitive against other quotes
Would recommend to others in the future for being good value & competitive

Transparency
Value for Money
DestinationPacific Islands (e.g. Fiji, Vanuatu)
Claim MadeNo
Insurance Cover ForAdult
See all answers
Page 1 of 8
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Questions & Answers

Keith G.

Keith G.asked

International Travel Insurance - Silver Cruise

My policy was purchased 19/2/20. My query is did Insureandgo know when i purchased this worthless policy that due to the pandemic they would not be liable for any claims. In other words they took my money for jam. As far as I am aware the pandemic was declared 31/1/20. I feel that should have been informed at purchase. My cruise dates were from 22/5/20 to 5/6/20. Keith

7 answers
Tony P.
Tony P.

Hi Keith, It's more of, if you did travel and caught the virus that you are not covered. But our dispute is that it doesn't matter when you purchased the policy you haven't traveled yet, We all should be getting a refund. I have read that other travel insurance companies are refunding. As it is not our fault that all travel has been shut down. InsureandGo stand to make thousands of dollars if they do not give everyone back there money. I have put in a formal complaint to the ombudsman now, not just for me but for everyone. I hope you and others can do the same, the more complaints the better chance on getting a refund.

Pauline Keays
Pauline Keays

Hi Tony. Thanks for that. We all need to complain to the ombudsman. I have. Pauline

mctag
mctag

If it's good enough for companies like Woolworths Insurance to refund the policies then it should be the same for all major companies. I'm seeking clarification from them on my 2 policies purchased for travel this year then I will too go the the ombudsman. In a spirit of goodwill from them I'd even be happy with credit for my future travel.

Get an answer from our members and InsureandGo Australia representatives

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