Ben K.Greater Melbourne (Outer), VIC
- 2 reviews
- Liberty Financial Home Loans
- Verified customer
Excellent service - highly recommended
My friend referred me to Mohammad. As a first time buyer, I had very limited knowledge of how financing for a home loan works in Australia. Mohammad provided an excellent service with due diligence from start to finish. Always fed me accurate information, which helped to make a well-informed decision. Extremely transparent, open and on time. He helped me to connect to the best people/service I needed to settle my purchase. Excellent service and experience thank you, Mohammad!
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Sam FazlianSydney, NSW
Very frustrating!
I don't know about those 5 star reviews. My personal experience with them was terrible. They never process my enquiries. 1 email + 3 phone calls to follow up since last week and still waiting and noting has happened. I've been with Liberty for a year and I wouldn't recommend it to anyone. Even the interest rates they offer, is not competitive at all. Just avoid them!
1 comment
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Aka
- 2 reviews
Very Arrogant Staff
One thing i will have to say about Liberty is how arrogant they are when talking to people over the phone, i am not sure if they do understand what is Customer Service.
1 comment
Liberty Financial M.Liberty Financial
Hi Aka, we are so sorry you feel this way, this is certainly not the experience we want our customers to have. Please send us your details via private message so we can review this further. Thanks, The Liberty Team.
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ClaxiannaGreater Melbourne (Metropolitan), VIC
- 2 reviews
Feel Ripped Off
If there was fail star I will definitely put it here but unfortunately there isn't, I think Mark was his name I spoke to, so arrogant and unprofessional how he spoke to me on the phone and not only that this company is a rip off with higher interests that keeps adding on to your loan with a one missed payment it keeps adding on, seriously? who charges $400.00 monthly interests on top of your monthly payments? And not sending a friendly reminder like normal banks and other lenders do, that your interest will keep adding on every month if you mis...Read more
sed one payment, instead they just enjoying ripping the hell out of us seriously? And with your false advertisement about Covid19 that you will help, come on, stop with your false advertisement. I knew you were dodgy from the beginning making us signed at a Shopping Centre with loan documents. Lesson learn for me1 comment
Liberty Financial M.Liberty Financial
Hi Claxianna, we can see you are frustrated with your recent experience. We'd like the opportunity to discuss your circumstances with you to see how we can help. Payment reminders are available for al... Read more
l our customers so we would like to look into this for you confirm your contact details. We are sorry that this has not been a pleasant experience for you. As for interest charges, please allow us the opportunity to review your account charges. There are also several ways that we can help customers who may be struggling with circumstance beyond their control due to COVID-19. So please let us know by private message the best way to reach you. Thanks, The Liberty Team.Similar opinion? Write a review on ieatwords.com.au!
Carl S.Greater Melbourne (Metropolitan), VIC
great deal
good rate hard to get through on phone marko was extremely helpfull happy to use liberty in the future xx xx xx
xx xx xx xsx xxx xxx xxx xxxx xxxx
1 comment
Liberty Financial M.Liberty Financial
Hi Carl, great to hear Marko was able to help you get financial! Thanks again for taking the time to share this positive feedback. Cheers, The Liberty Team.
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Wow after I finish
Dealing with a company that just never wants u to finish. I paid 60 extremely large payments to finish my loan. But when I call to make I’m done I am informed that I owe them an exit fee. They won’t inform you of this fee so they can still keep charging you extremely high interest and keep listing you as a bad credit risk. Wow an amazing company What another fee to come after that and a fee for that too
Just realise this company is only there to make sure you can never be free of debt.
1 comment
Liberty Financial M.Liberty Financial
Hi Mdtruky C., we understand that you are frustrated about the loan fees as well as the fixed terms of the contract. We are so sorry for not meeting your expectations here and would love the opportuni... Read more
ty to review your concerns further. Please feel free to send us your contact details via private message. Thanks, The Liberty Team.Similar opinion? Write a review on ieatwords.com.au!
SallySouth East Queensland, QLD
- 6 reviews
Avoid Liberty - they offer to help businesses impacted by Coronavirus, but only if you default!
Liberty sent emails to all borrowers and put a message on their website stating that they're here to help borrowers affected by the Coronavirus by 'Waiving loan fees or charges'. Yet when I asked Liberty for help I was told that they will only assist with fees if we default on the loan! So they're not in fact helping anyone financially responsible who is trying hard not to default - pathetic service and false advertising from Liberty. And on top of that Liberty are charging us 5.76% interest for our loan when I'm only being charged 3.02% on our loans with other banks, and they don't charge a $30 per month service fee either. Get your loan from any other financial institution besides Liberty.
1 comment
Liberty Financial M.Liberty Financial
Hi Sally, we are disappointed you feel this way and we are so sorry that your expectations haven't been met. At Liberty we have a wide range of variable rate products across Residential, Commercial an... Read more
d SMSF loans, all of which have different rates, fees and charges. We understand that this is a challenging time for many Australians and we want to do all that is possible to help our customers. It looks like members of our team have been in touch with you recently, so we encourage you to continue to work together with us to discuss any concerns. Hoping you and your loved ones stay safe and healthy. Thanks, The Liberty Team.Similar opinion? Write a review on ieatwords.com.au!
WarrenPerth, WA
- 2 reviews
Mortgage Couging!!!!Stay Away
When the current markets are in Turmoil, RBA drops the rate and all big lenders carry it across.
Except liberty - they dont and their clients are some of the most Vulnerable
1 comment
Liberty Financial M.Liberty Financial
Hi Warren, we are so disappointed that you feel this way. In times of certainty, we are dedicated to doing all we can to help our customers. We have always tried to pass on reductions to our customers... Read more
where possible. Which particular RBA rate drop are you referring to Warren? We would like the opportunity to offer you the support that you need so please feel free to send us your contact information. Thanks, The Liberty Team.Similar opinion? Write a review on ieatwords.com.au!
Jason B.Greater Melbourne (Outer), VIC
- 3 reviews
Avoid this company
Save the pain unreasonable unable to help at all if you find yourself out of work or in strife lies are said that they will work with you in hard times then your in foreclosure in no time at all and in the hands of the inevitable collection agents just disgraceful!
1 comment
Liberty Financial M.Liberty Financial
Hi Jason, we are so sorry to hear about your experience. Please let us know your contact details via private message as we'd like the opportunity to look into these concerns further. Cheers, The Liberty Team.
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Fantastic mortgage Broker
Brock Lynch is a fantastic mortgage broker. Not only does he look for a great mortgage across all main banks for his clients, but looks forward to set them up for their future goal.
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JessSydney, NSW
Fantastic Service
I dealt with Marko Milutinovic who was absolutely fantastic. Communicated everything and kept me informed every step of the way. Unlike other lenders he told me everything upfront and where I was at I cannot fault the process I went through.
1 comment
Liberty Financial M.Liberty Financial
Hi Jess!
We are really glad to hear you had a great and memorable experience dealing with Marko and Liberty as a whole.
Thanks so much for sharing this feedback!... Read more
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Tibs
- 2 reviews
Stay away from this Mob
Do yourselves a favour and stay away from Liberty. I have a SMSF home loan and am still paying 6% interest rate. They have not passed on anything in the last 4 rate cuts, they are shameless and refuse to pass on anything.
1 comment
Liberty Financial M.Liberty Financial
Hi Tibs,
We are so sorry to hear about your experience. We'd love the opportunity to look into this further for you and help you with any queries. Please let us know your contact details via private message.... Read more
Cheers, The Liberty Team.Similar opinion? Write a review on ieatwords.com.au!
BinjiGreater Melbourne (Inner), VIC
Unreasonable charge,. High rate
Very upset with the Liberty.
Crazy interest and unreasonable charge for moveing to other bank after 2 years term.
Do not use them again.
Please do not use that damn Liberty again.
I am done
1 comment
Liberty Financial M.Liberty Financial
Hi Binji,
We are so sorry to hear about your experience. We'd love the opportunity to look into this further for you and help you with any queries. Please let us know your contact details via private message.... Read more
Cheers, The Liberty Team.Similar opinion? Write a review on ieatwords.com.au!
ChayGreater Melbourne (Metropolitan), VIC
Great Communication
Marko was fantastic throughout the whole process. Accesible at all times and very detailed in his communication. Highly recommend the Liberty product and looking forward to the next transaction with Liberty.
1 comment
Liberty Financial M.Liberty Financial
Thank you Chay for your great feedback!
We’re glad you had a memorable experience and look forward to assisting you with your future financial needs.
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PawanSydney, NSW
- 3 reviews
Excellent
Steven Bekhit has been great in his dealing, he is an asset to Liberty, very professional and kept me informed
Steven Bekhit was a very professional person and kept me informed at every stage of my loan process, he was transparent in his dealing with me, the process was very smooth and he always picked up my phone and was able to clarify all my doubts, A big thank you to Steven Bekhit
1 comment
Liberty Financial M.Liberty Financial
Thank you Pawan for your great feedback!
We’re glad you had a memorable experience and look forward to assisting you with your future financial needs.
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Smooth and painless!
We went directly through a broker who recommenced Liberty. With everyone else turning us down or wanting to charge crazy interest rates, Liberty did everything they could to work with us and helped us get into our new car without any issues at all! The process was so quick and smooth. Couldn’t be happier with the end result and how were treated.
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SanwaSouth East Queensland, QLD
- 2 reviews
Fantastic customer service from start to finish
Marko was fantastic every step of the way, dealing with a difficult transaction and explaining each step required as we moved through the process. This made for an easy transition to trading an old for a new vehicle
1 comment
Liberty Financial M.Liberty Financial
Thanks for sharing your experience with Liberty and in particular Marko. We are pleased to have helped you get financial and support you from the start to end. Congratulations on your settlement!
Best Regards, The Liberty Team.
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Loan application and settlement was entirely a smooth process
Matthew provided an exemplary customer service. Always responded to all of my emails and calls in timely, polite with accurate information. May he be recognised as a valued asset in his new position.
1 comment
Liberty Financial M.Liberty Financial
Thank you very much for your feedback! We are thrilled Matt and Liberty were able to provide you with an exceptional level of service throughout this process.
Thanks
The Liberty Team
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paulGreater Melbourne (Metropolitan), VIC
- 6 reviews
worst refinancing ever
As a customer of liberty for the last 6 years, our experience of refinancing has been appalling. Settlement has been scheduled with liberty 3 times over 6 weeks but Liberty are just too busy to come to the party
It seems that getting as many repayments is more important than giving good service to their customers, just plain greed.
Their rates are not competitive, and trying to get a better rate is just a joke .Forget even trying to deal, with retention department
Having had many mortagages with several banks, I would avoid Liberty at all costs.POOR SHOW
1 comment
Liberty Financial M.Liberty Financial
Hi Paul, thanks for sharing your feedback. We are sorry to hear about this experience and how frustrated you feel. At Liberty, we have wide range of products available that cater to different needs. W... Read more
e do understand that customer's circumstances may change during the course of the loan so we pgo to great efforts to try and offer the best solution possible. Your experience with refinancing seems odd, we'd love to get to the bottom of this for you. So please do send us your contact details via private message so we can look into this further. Thanks, The Liberty Team.Similar opinion? Write a review on ieatwords.com.au!
nesiloneSouth East Queensland, QLD
Time will tell
Have had a few issues which have now been rectified and will see how the communication and processes go into the future. Hopefully if we stay with liberty our experience will be more positive then in the past and we will be able to recommend this company to family and friends.
1 comment
Liberty Financial M.Liberty Financial
Hi Nesilone, we're so sorry to hear about your experience. It sounds like things could have gone alot better here. This is certainly not reflective of the type of service that we strive to provide to ... Read more
all customers. We are disappointed that you feel this way and we would like an opportunity to review this further for you. Do you mind sending us your contact details via private message? Thanks, The Liberty Team.Similar opinion? Write a review on ieatwords.com.au!
Questions & Answers
Tee1234asked
We are using a broker and are conditionally approved.
How long does it normally take to get the valuation done and final approval?
No answers
Glen C.asked
I've just payed out a car loan with Liberty and have noticed the following fees for terminating my loan. Not one, but three fees.
Predetermination fee $245.00
Break Cost $355.06
Discharge Administration Fee $125
This can not be correct. You have got to be joking. Why not add a few more fees. I wonder if there's a complaints admin fee? Could someone please explain how this could seriously be reasonable? Thanks
2 answers
Liberty Financial M.Liberty Financial
Hi Glen, we are sorry to hear you're unhappy after finalising your loan with us. When terminating a fixed contract early, there are some additional fees and charges which may apply when paying out your loan. If you would like a copy of your loan agreement which outlines these fees and charges, please let us know. Alternatively, please call our team on 13 11 33 and we would be happy to provide more clarity on the specifics of your loan. Kind regards, The Liberty Team.
Hi Glen, how early were you looking to pay out the loan, I’ve just been approved with liberty but am reluctant to sign as I noticed these chargers would apply.
Lauraasked
How long does liberty keep their records for? For example if I defaulted 7 years ago would it be taken into account if I’m applying for finance now?
3 answers
Hi Laura.
I am not sure about defaults. Best to contact them directly and ask.
Generally from my understanding, any financial institution would consider your current circumstances.
Defaults stay on your credit file between 5 or 7 years then apparently removed. Again not sure.
ANZ hold theirs for life and latitude for ten years including any missed payments.
Wasn’t sure if liberty were the same or similar.
Thanks
Liberty Financial M.Liberty Financial
Hi Laura,
Thanks for contacting Liberty.
Happy to help with your enquiry if you could please privately message us your contact details.
Kind Regards,
The Liberty Team
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Liberty Financial M.Liberty Financial
Hi Sam, thanks for sharing your feedback. We are sorry to hear about this experience and how frustrated you feel. Please do send us your contact details via private message so we can look into this further. Thanks, The Liberty Team.