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Macquarie Bank Black - Qantas Rewards
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Pros
No International Transaction Fees
Earn 1 Qantas Point per $1 spent on eligible purchases
0% p.a Balance Transfer for 14 months
Complimentary Insurances, including Overseas Travel Insurance
Cons
$99 First Year Annual Fee, then $299 ongoing
Points Earn Rate drops down to 0.5 Qantas Points per $1 after the first $4,000 per statement period
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