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Reviews

4.4

385 reviews
5
(262)
4
(77)
3
(5)
2
(6)
1
(35)
  • Transparency
    4.4 (192)
  • Customer Service
    4.5 (194)
  • Loan TypeVariable Rate (164) · Fixed Rate (20) · Split (4) · Line of Credit (3)
  • Application Process
    4.4 (178)
  • Timeliness
    4.4 (173)
  • Loan used for
    • Investment Property (73)
    • Refinancing (45)
    • First Home (16)
    • Renovation (4)
    • Second Home (4)
    • Home Construction (1)
  • Loan Term27.113 years (75)
  • Online Tools
    4.2 (66)
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Great prompt service

published

How pleasing to have communication when promised. Very happy with the flexibility and service offered. Thanks especially to Angel for listening to my requests and following up promptly. I am keen to stay with MortgageEzy.



Competitive

published

Great product. 5 stars as they are willing to be competitive with other companies to keep their clients.
I found Gino easy to work with. Calling their front desk can be troublesome, email them and they will call back.

Always sceptical with brokers but they are not too bad

published
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Great bank to deal with

published

Gino is very consistent and helpful. Reduce is a good bank to have a home loan with and the interest rate is always beating the going rates around. Thank you Mortgage Ezy.



Angelo

AngeloGreater Melbourne (Outer), VIC

A service that went beyond many expectations!

published
Ross D

Ross DGreater Melbourne (Outer), VIC

Responsive and helpful, great to deal with.

published

We've been with Mortgage Ezy for a couple of years now, and when we noticed that our rate wasn't as competitive as it was when we joined, we shot them a quick email and asked them what they could do. Angel was fantastically responsive, got back to us straight away to initiate a rate review and then kept us in the loop about what was happening and how it was tracking. Managed to knock nearly .2% off for us which keeps the rate down there with the best. Very happy!

Best rates and service in one place..... for real

published

I have been with Mortgage Ezy for a short while and recently enquired to up our credit limit.
Previously was with one of the big four banks and despite years of "loyalty" on my behalf (not theirs),they were unwilling to even get close to the rate offered by Mortgage Ezy, so we walked.
Mainly we have dealt with Ron via email or the odd phone call, he has been very prompt and polite with all things asked. Ron got things done through the Xmas stampede for us nicely.
The process does have a small burden of paperwork attached, but nothing difficult to understand. Well worthwhile.

Sam T

Sam TMetropolitan Adelaide, SA

Delivers exactly as promised.

published

I have been with Mortgage Ezy for over 2 years. I've had the best variable rate that I can find in Australia. Had no issues at all.
Good staff on the phone.
Just have to be aware that the application process takes a fair amount of your own time and everything is online or over the phone.
Would recommend.

Follow up and do best to provide great service

published

Happily reduced my rate as requested.
They follow up when they say they will, offer good customer service.
Don't have to wait long on the phone when you do need to call them.

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Great rates and great service.

published

Great rates and speedy service. From the first day they have provided prompt and excellent service. Thanks a lot to Gino for helping us reduce our rates done in record time!

yllop

yllopMelbourne

Great customer service and the lowest rates

published

Fantastic customer service and the lowest rates around. The process is quick and simple and I highly recommend Mortgage Ezy. Ron, who I dealt with, is great at responding to my queries.

Carmel

CarmelGreater Melbourne (Outer), VIC

Fantastic customer service

published

We've been a NAB customer for years from both a business and personal perspective and been continually frustrated in recent years by the shocking support and service.
So dealing with Mortgage Ezy has been a refreshing change with great service and support. You get straight onto their extremely helpful staff who follow up and through immediately on the query. So impressive and happy we've gone with Mortgage Ezy.

Outstanding customer service with the lowest rate on the market

published

Angel from the premium customer service team did an outstanding job addressing and actioning my query in less than 24 hours. Have been with Mortage EZY for a long time and have multiple loans with them. Best rate on the market currently. Website is easy to operate and my loans also offer a 100% offset account and statements are sent regularly via post.

happy customer

published

Very satisfied with rapid responsive customer service and they're always kind and happy to help. The phone service was quick and easy, straight to the point with professional staff. I would definitely recommend Morgage Ezy!!

Ryan PH

Ryan PHBrisbane

  • 2 reviews

Highly Recommend

published

Have been extremely happy with Mortgage EZY since taking out a mortgage with them about 4 years ago. Their customer service has been excellent, website functionality simple to use and have passed on plenty of rate cuts. Make sure you ask for Gino.

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aqua67

aqua67Sydney, NSW

  • 3 reviews

Nearly impossible to get a mortgage release and no transparency at all.

published

We ended up with Mortgage Ezy without ever having selected them as our provider. We had signed up with Reduce. It turns out Mortgage Ezy were actually using Origin who are owned by ANZ. There was no transparency and this has meant we have been waiting for nearly 3 MONTHS for a release in a transfer to Athena. Mortgage Ezy is just a marketing shell designed to harvest fees. Do not fall for the fake reviews!

DJV

DJVHunter Region, NSW

Great rates, friendly service, not the fastest

published

Great communication with Ron, the rate is really good. This is our second loan with Mortgage Ezy and have no complaints. Took a bit longer than we thought getting all the paperwork sorted but previous experience says once it is set up it is very easy to use over the internet.

tracey

traceySouth East Queensland, QLD

Excellent - Highly Recommend

published

Ron was extremely helpful throughout the mortgage process. Quick to respond and went out of his way to expedite the process. I can't thank and recommend Ron and Mortgage Ezy. :-)

Vron

VronPerth, WA

  • 2 reviews

Very inefficient and can't get a straight answer

published
Anton KP

Anton KPSouth East Queensland, QLD

  • 3 reviews

Great rates!

published

After some initial issues with documentation request, issues were smoothed out. Ron helped facilitate the whole process as best he could.

Overall, I am happy that I switched loan providers.
This is my second loan (first investment loan) with reduce home loans. Happy to recommend to family and friends who are organised and have their finances sorted.

Page 3 of 20
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Questions & Answers

sharon k.

sharon k.asked

Do you offer SMSF loans? If so do you have fixed rates?

1 answer
Mortgage Ezy
Mortgage E.Mortgage Ezy

Hi Sharon
Thanks for your query.
We have several options for SMSFs up to an LVR of 80% for residential & commercial security. Please contact me by phone or email for more info or if you have a scenario & I will provide our best solutions - [email protected]
Regards
Paul Robinson
Account Manager
0400444399

Chrissy

Chrissyasked

Hi, I’m an Australian citizen working in USA. I work for a Fortune 500 company and would like to borrow 80% for an investment property in Sydney. Is it possible?

No answers
Catherine

Catherineasked

We recently got an investment loan. The rate has been increased TWICE in the last three months! This is not in line with RBA announcements. Prior to taking this query further we're providing Mortgage Ezy with the right of reply. Has an error been made?

2 answers
Brendan Smith
Brendan Smith

My rate when from 3.65% to 4.50% in matter of a few months due to lending costs which is crap as they are now offering new home loans at 3.49%. They are doing this to everyone and they wont reduce your rate and wont help you at all. Ask yourself this why am i paying 4.50% on a principal and interest loan my House is worth 700K and that is being modest and i only have $425,000 left on my loan that is more then 30% equity! but they are offering new loans which i would qualify for at 3.49% because it's to get you in the door and to rip you off this company is ripping you off.

Concern
Concern

Could you supply me with more detail before I choose mezy. I’m currently in discussion to bring my loan over.

Get an answer from our members and Mortgage Ezy representatives

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