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Pros

  • Low 11.99% Interest Rate on Purchases, Cash Advances and Balance Transfers

  • Low $49 Annual Fee

  • Accessible Minimum Credit Limit of $500

  • Add up to 3 Additional Cards at no extra cost



Cons

  • 3% Foreign Currency Conversion Fee

  • No attached rewards program

Reviews

4.5

2 reviews
5
(1)
4
(1)
3
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2
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    cheryl.mclean

    cheryl.mcleanAustralia

    • 3 reviews

    Excellent

    published

    I like everything about Newcastle Perm. Great staff. Great products. absolutley nothing to dislike about it. Always available to help etc.

    mrshowty

    mrshowtyNSW, 2450

    • 136 reviews

    Good

    published

    I really like Newcastle Permanent and what they stand for. They not only have great products like this credit card, but they have fantastic knowledgeable staff who really care about you and your banking needs. This product was offered to me with the annual fee waivered so I immediately cancelled my 'big bank costly credit card' and switched to them. The ongoing annual fee is about $30 - so much cheaper than other banks. I would recommend you try the Newcastle Permanent experience.
    One of the cheapest rates of interest (if you don't pay it all off each month). Very cheap annual fee.
    Online statement is hard to read - no defined cut off period.

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