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9 questions from our users

Benjamin

Benjaminasked

Hi, I filled in my details to get a personalised interest rate and submit my details only to be told that you are unable to assist?



1 answer
NOW FINANCE
NOW FINANCENOW FINANCE

Hi Benjamin, I'm sorry we couldn't assist you with an online application. We have an eligibility criteria for customers wishing to apply for a NOW FINANCE personal loan and you may have fallen outside this criteria. We'd be more than happy to discuss this with you so please feel free to call us on 1300 275 669.

Angela A.

Angela A.asked

Hi, with direct debit form, should it not specify amount to be deducted

1 answer
NOW FINANCE
NOW FINANCENOW FINANCE

Hi Angela,



Apologies for the late reply.

Thank you for your feedback. It doesn't necessarily need to have an amount on the direct debit. However if you do wish to increase the amount you can email or call us if you wish to increase the amount to be debited instead of your normal repayment. Should you have any questions, please do not hesitate to contact us. Thank you

Kyle L.

Kyle L.asked

Hey just a quick one How long does it take for a loan to get into my bank on a if I filled out the application Saturday morning at 7am

1 answer
NOW FINANCE
NOW FINANCENOW FINANCE

Hi Kyle,



Apologies for the late reply. We look to provide an answer to your application on the same day that you submit your application to us (during standard business hours - Mon-Fri 8AM-8PM (EST)) We look to receive, assess and settle your loan application within 24-48 hours from the time when you submit your application to us for consideration. Should you have any questions, please do not hesitate to contact us on 1300 275 669. Thank you

Fraidoon Barat Ali

Fraidoon Barat Aliasked

Hi I am Fraidoon I need $40000 but I can’t apply because I applied 15 times can you help me?

1 answer
NOW FINANCE
NOW FINANCENOW FINANCE

Hi Fraidoon, thank you for your inquiry. Please provide us with the best contact number and time so we can call and assist you over the phone. Alternatively you can call our office on 1300 275 669 Monday - Friday from 8am - 8pm EST. Thank you

Rya80

Rya80asked

Can you have an excellent credit score but still be declined?

1 answer
NOW FINANCE
NOW FINANCENOW FINANCE

Hi Rya80, thank you for your inquiry. Yes it can

C Rachel

C Rachelasked

I'm in desperate need to consolidate my loans - everything comes out at the wrong times and it's a struggle. I don't have a great repayment history and currently have a loan with a lender called MoneyMe - are they classified as a payday lender? Asking before I apply so I don't waste anyones' time. Thanks

2 answers
NOW FINANCE
NOW FINANCENOW FINANCE

Hi, we have tried to contact you over a period of time. NOW FINANCE assess all applications under the National Consumer Credit Protection Act, responsible lending guidelines and our own Lending Policy. We must ensure that our product meets the requirements and objectives of the customer and that the customer would be able to meet the obligations of the contract without causing hardship. If you make contact we may be able to work through a possible solution.

Ben
Ben

Don't bother with this company because of you have exsiting debts they factor this into the application process. I recent applied for a debt consolidation loan with Now Finance and it was rejected based on my current liabilities, that would have been gone if they approved my loan.

I have a full time job and excellent repayment history and good credit rating but was still declined based on current financial obligations.

I'd try some other company these guys will just screw with your credit score and won't approve if you have current debts - don't fall for their hype.

Burkey

Burkeyasked

Can we get statements on our accounts how can we find out how much is left oweing?

1 answer
NOW FINANCE
NOW FINANCENOW FINANCE

Yes statements and balance can be requested via email ([email protected]), phone (1300 275 669) or chat

Kalo

Kaloasked

My personal rate for NOW Finance is 13.95%, what would a $10,000.00 payment be in this case?

1 answer
NOW FINANCE
NOW FINANCENOW FINANCE

Hi Kalo,
Many thanks for your question. In order to accurately answer your question we would also require the term of your loan to determine all fees and interest rates collated throughout the duration of your loan with NOW FINANCE. To give you an estimate, if you were to make payments over a loan term of 5 years, this would equate to repayments of $58.54 per week / $117.18 per fortnight. It might be best to speak to our personal loan advisors on 1300 275 669 who can talk you through all of the options.

Thanks and look forward to hearing from you shortly.

The NOW FINANCE team

deano

deanoasked

how long to find out about application thy?

1 answer
NOW FINANCE
NOW FINANCENOW FINANCE

Thank you for your question Deano! At NOW Finance we look to provide an answer to your application on the same day that you submit your application to us (during standard business hours - Mon to Fri 9AM - 8PM (EST)). We look to receive, assess and settle your application within 24 - 48 hours from the time when you submit your application to us for consideration. If you have any further questions, feel free to jump online to www.nowfinance.com.au to chat with us or alternatively contact our awesome team of Personal Loan Advisors on 1300 275 669. NOW Finance team. :)

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