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YY OZ
- 3 reviews
After being a member for Nine years and what help do you get ZERO
For 8 years I was a very happy loyal Peoplecare customer never had an issue and had ‘Gold’ membership cover
However it seems there are two parts to the membership and I have now found out I have ‘Gold’ extras but I am not a gold member and am not covered for one of the main surgeries I was wanting to get done, this was changed in legislation 4 months ago, so I have called to see if I could upgrade my cover however would the waiting periods apply considering I had been a ‘Gold’ member for 9 years and I was abruptly told that I fact no the waiti...Read more
ng periods would need to be in place for 13months and it is irrelevant how many years I have been with the insurance company and the level I had paid When asked to speak to someone else the team leader simply said I am the highest you will go management don’t have these conversations and my continuously said incorrectly Extremely disappointed in a company I have been with for so long
1 comment
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Would not recommend Peoplecare to anyone based on my experiences
I knew I had to get major dental work done. Before I got the work done, I contacted Peoplecare to confirm I was covered / hadn't exceeded any relevant limits. I was told I was covered for a large portion up to a certain amount. I got the work done and submitted the claim at the end of April 2022. When we didn't hear anything back, I followed up in mid-late May 2022, and was told over the phone that the claim was denied on 2 May 2022 because a limit was exceeded. I still haven't received any written notification or reasons. We will be disputin...Read more
g any denial of a claim with the PHIO if not resolved with Peoplecare. On a broader note, we also requested a Member Benefit Statement from Peoplecare back in April 2022. Going through it, we realised we were paying Peoplecare thousands of dollars in Provider Fees, and not even receiving half of that back through Total Benefits. We have decided to shop around, and have been pleasantly surprised by what's on offer out there. We are looking forward moving forward with a different fund, and putting Peoplecare behind us.1 comment
Peoplecare H.Peoplecare Health Insurance
Hi Dee,
We’re so sorry to hear you’re unhappy with us and we’d love to look further into this for you. ... Read more
Would you be able to privately message us with your member number, phone number or email address and we’ll get to the bottom of it? Hopefully, this will then set your mind at rest and please do let us know if there’s anything else we can do to help. Take care, Monique @ PeoplecareSimilar opinion? Write a review on ieatwords.com.au!
EO1Melbourne
- 3 reviews
- 2 likes
Very disappointed
I have been with peoplecare for 33 coming to 34 years. I now have my child and husband with peoplecare. My policy payments are directed debit so payment is always made. Recently, my child has required an item that costs $1500. However upon calling peoplecare and going through nearly a week process of providing documents we were rejected for more help. Only being able to claim $200. After research and speaking to other companies, they offer more in return and willing to waive my waiting periods. Loyal members do not get looked after. Doesn’t matter if you’re 3 years or 30. They will put you through a process to be rejected in the end. You pay for insurance to get close to nothing in return. Poor effort Peoplecare.
4 comments
Peoplecare H.Peoplecare Health Insurance
Hi EO1, we’re sorry to hear you’re not happy with us. I can see you’ve spoken to some of our customer service consultants who have explained that we don’t usually have a benefit for that type of item,... Read more
but we wanted to try to help, so we arranged a special benefit of $200 for you as a goodwill gesture. I’m sorry this didn’t meet your expectations and we’re always happy to chat further. Please let me know if you’d like to discuss again with one of our experts and I’ll organise that for you today. If there’s anything else I can help you with in the meantime, please let me know. Take care, Brooke @ PeoplecareIt’s not a special benefit if health aids are already covered on my policy.......
It’s funny you write special benefits when my policy already has health aids of $200. I can screenshot this and post it here for you?
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paulTownsville
- Verified customer
Misleading
I have been a member with Peoplecare since 2011
I pay $341 a month I am a loyal member
I was diagnosed with kidney cancer and needed an urgent operation
I contacted Peoplecare directly and quoted them item numbers to confirm I was covered for these procedures.
I thought I would have peace of mind with Peoplecare that they will take care of my expenses, I had prepaid $5392 in surgical and hospital fees.
What did I get back from Peoplecare $322
I am very disapointed
3 comments
Peoplecare H.Peoplecare Health Insurance
Hi Paul, sorry to hear that you’ve been through such a rough time with your health and hope you’re doing OK.
As mentioned in our other messages and over the phone last week, we do take care of 100% ... Read more
of the contracted hospital charges with your recent admission. Large out of pocket expenses like the ones you’ve described only happen when your specialist chooses to charge more than the Medicare or contract fee for a procedure.I did contact people care two days before surgery I gave the person the 4 item number that will happen during surgery I asked am I covered and the lady confirmed with a yes and did not say any more ab... Read more
out my extra out of pocket expenses. It was written in my pre surgery list to make sure I contact my private health find and that I was covered.Peoplecare H.Peoplecare Health Insurance
Hi again, Paul! I've arranged for our hospital guru, Steph, to give you a call to explain the process your doctors should go through to give you Informed Financial Consent, so that their charges are c... Read more
lear and you know exactly what you'll get back from Peoplecare, what you get back from Medicare and how much they charge over the Medicare Scheduled Fee or our Access Gap Scheme (this is your out-of-pocket cost). We're more than happy for you to yell out if you have more questions! Take care, Anita @ PeoplecareSimilar opinion? Write a review on ieatwords.com.au!
Marika SilwedelYarra Glen
- 7 reviews
- 1 like
Great company
Been with CUA healthcare for 2 years now.
They've been excellent.
Great customer service.
Quick to get back to you and super fast at reimbursing when claiming.
3 comments
Peoplecare H.Peoplecare Health Insurance
Hi Marika! Are you a Peoplecare member or with CUA? It looks like you’ve reviewed the Peoplecare page by accident - oops. But thanks for the 5 star review! ;) Take care – Brooke @ Peoplecare
I am a member, I wrote Cua as opposed to peoplecare
Peoplecare H.Peoplecare Health Insurance
Oops - our bad, we were just making sure. Well we're glad you're with us, Marika! And thanks for the fabulous review, I'll be sure to pass on your lovely feedback to the team. :) Take care - Brooke @ Peoplecare
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BartholemewHYour Mum's
- 2 reviews
- 2 likes
Good at taking payment and that's about it
Paid my premiums for years without claiming a single item, payment method failed and when I called to rectify and pay up to date they told me my cover had been cancelled and my cover level was discontinued anyway so I would have to sign up and re-start waiting periods. An excellent opportunity to look for an alternative provider.
1 comment
Peoplecare H.Peoplecare Health Insurance
Hi BartholemewH. Sorry to hear you’ve had some issues with your payments. We do understand it happens sometimes and so we always give our customers a fair chance to catch up with payments. We reach ou... Read more
t to remind customers at least 3 times over 2 months before we stop a membership, and it sounds like this is what’s happened in your case. I’d be happy to look at your situation in more detail if you’d like to email me at [email protected]. Take care, Monique @ PeoplecareSimilar opinion? Write a review on ieatwords.com.au!
LesleyAU
- 6 reviews
- 5 likes
Raising premiums and less choices now
Even though customer service is generally good and friendly, really disappointed they have raised premiums again and now have cut further choices of hospital cover. They said the intermediate cover may come back with different benefits. The sad part is we have no say in anything about this regardless of your family or individual situation.
1 comment
Peoplecare H.Peoplecare Health Insurance
Hi Lesley, we’re sorry to hear you’re not 100% happy with us. The sad fact is that health costs are going up much quicker than inflation, which means our costs have to go up too. It’s also not just th... Read more
at costs are going up. The amount the Government pays towards private health cover membership has decreased, so you end up covering more of the cost yourself. In terms of our intermediate cover, we are working on a new one and will let our members know when it launches. It might be a little different to the old one, but will still sit between our basic and premium option.Similar opinion? Write a review on ieatwords.com.au!
Maz
- 3 reviews
- 1 like
Always helpful
Have been with them for only 1 yr and within a few months needed 7 of my sons teeth removed in hospital. They were extremely helpful. Have always found very little waiting time on the phone and they even reissued my reward bonus when I failed to activate it. Thanks George for the great service. I love the way they don't force you to do everything online!! We have basic cover but still peace of mind, in fact the price I paid with my old fund when swapping I was able to include basic extras. Now that's a bonus I never expected!! Seems onl...Read more
y the people who have problems seem to do reviews. I must admit getting this through took patience and persistence, I can see how you would give up unless you had a crappy experience, anger makes you more determined.1 comment
Peoplecare H.Peoplecare Health Insurance
Thank you for the awesome review Maz! We just love hearing that our members are happy with us. We’re looking forward to keeping you and the family happy for many years to come. I’ll pass on your lovel... Read more
y feedback to George and the team, they’ll be chuffed. :) Take care – Brooke @ PeoplecareSimilar opinion? Write a review on ieatwords.com.au!
I love Peoplecare
I have been with Peoplecare since 1967 when it was Lysaghts. I have always found them helpful, polite and ready to listen. In fact they have at times gone above and beyond to help me.
1 comment
Peoplecare H.Peoplecare Health Insurance
Aww you’re making us blush Ann! Thanks for the kind words, we love to know our members are happy with us. Here’s to many more years to come! Take care – Brooke @ Peoplecare
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ChronicWollongong
Be careful and read fine print for unexpected expenses
Ordinary. Questioned out of pocket expenses over and above excess and I was told how lucky I was that the fund pain $19k in medical costs. We have paid into the fund over 20 years. Please
4 comments
Peoplecare H.Peoplecare Health Insurance
Hi Chronic, thanks for getting in touch. It sounds like you’re talking about out-of-pocket expenses caused by your doctor either charging over the Medicare scheduled fee and/or not participating in ou... Read more
r Access Gap scheme. We can help you with what to ask your doctor to try and reduce your out of pocket costs. And we have agreements with over 36,000 doctors around the country too. I’d like to look into this further for you, and make sure you have all the info you need. Please email [email protected] your name and membership number and I’ll have one of our Customer Service experts get back to you. Take care – Brooke @ Peoplecare.I have actually gone through the process. The initial person I spoke to couldn’t help, then I was told by the second person that because of what Peoplecare paid during my hospital stay I should be gra... Read more
teful. When I do the math Peoplecare should be more than happy that my wife and I have contributed for over 25 years. We will be looking elsewhere now. Overall I felt very belittled after speaking with the Peoplecare representatives in particular the second individual I spoke to.Peoplecare H.Peoplecare Health Insurance
I'm so disappointed to hear this, Chronic and I'd really like to look into this for you, because looking after our members during their healthcare experience and making sure they have all the info the... Read more
y need is super important to us. Could you please email me your details to [email protected] and I'll review your case personally. Please give us a chance to make it up to you because it's not at all typical of the customer service we pride ourselves on. Take care, Anita Mulrooney, Head of Customer Service at Peoplecare.Similar opinion? Write a review on ieatwords.com.au!
DougBrisbane
Excellent Health Insurance Product and Service
I've been a member of Peoplecare (and BHP Industry Fund predecessors) since Jan 1997. The policy has always been competitively priced and the customer service, including refunds, etc, exceptional. Previously I was with Medibank. Chalk and cheese.
1 comment
Peoplecare H.Peoplecare Health Insurance
Wow Doug - 21 years! We hope you’re with us for many years to come. :) Thanks for the 5 star review and kind words. I’ll be sure to pass on your lovely feedback to the team. Take care – Brooke @ Peoplecare
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JackyZetland
- 4 reviews
Long Term customer - Poor service received Peoplecare are a joke
Staff are unhelpful and don't know how many people actually work for their organisation.
Get new staff they are crap and dont know how to deal with customers.
Spoke to a team member today to hold my membership whilst out of the country received verbal confirmation from the team member that I would not be charged today and the next fortnight. Surprise surprise I was charged sent an email to [email protected] @ 12.24pm no response then called the contact number and spoke to the most unhelpful person [name removed] who doesn't work for ...Read more
accounts yet tried to advise incorrect information. I have been asked to send my bank statement to them so they can confirm payment what an inconvenience Am currently looking for a new health insurer as this mob are useless pretty disappointed actually.3 comments
Peoplecare H.Peoplecare Health Insurance
Hi Jacky,
Sorry to hear you’re unhappy with us and I’ve looked into it for you. Firstly, I can reassure you there’s absolutely no issue with you getting a refund. ... Read more
I’ve had a chat to the Peoplecarers who you spoke to and they explained that there’s no issue with your overseas travel suspension. I understand you requested this the day before your travel, and what our Peoplecarer didn’t know at the time was that the direct debit had already been sent to your bank. There is always a gap between us sending the file to the bank and the bank taking the money out of your account. So, while your account was debited as usual, there’s absolutely no problem with getting a refund of this amount. As our Peoplecarer explained to you, we just need to make sure the direct debit came out of your account, but it takes the bank a couple of days to send through this info. So, if you’d like your refund sooner, we’re also happy to accept a copy of your bank statement or a screenshot of the direct debit, so we can get it back to you straight away. It's completely up to you which you’d prefer, but your refund will be issued in the next couple of working days regardless. Hopefully, this will set your mind at rest and please do let us know if there’s anything else we can do to help. Take care, Anita @ PeoplecareAnita, please don' offer a generic response it is wasting mine and your time.
The fact your customer service people are incompetent and that the 3 emails I have sent to [email protected] are STILL UNANSWERED quite pathetic really. ... Read more
No one is accepting responsibility just excuses really. Save responding to this I am not interested in more garbage I will call you to cancel my membership once I am back and find a more organized company to deal with.Peoplecare H.Peoplecare Health Insurance
Hi Jacky, just letting you know your refund has been organised today. If you need anything else, please don't hesitate to contact us. Have a lovely Christmas - Anita @ Peoplecare
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long term member- totally disgusted
totally disgusted in how I was treated and how a claim was handled, exceptionally poor customer service not only from staff but from a supervisor, what a joke, looking for abother provider
1 comment
Peoplecare H.Peoplecare Health Insurance
Hi Michele, sorry for the late response we only just came across this one. I know it's been a couple of weeks, but we would love to look into this one for you. Please private message us your member de... Read more
tails and we can look into this for you asap. Take care - Brooke @ PeoplecareSimilar opinion? Write a review on ieatwords.com.au!
Poorcare customerSydney
Poorcare, but they look great
I was with BUPA overseas after many years wth HCF in Sydney. I thought the look and feel of Peoplecare was attractive. Very approachable, good people with good intentions. That's all marketing. Fantastic marketing. When it comes to the nitty gritty of what you get - it's a complete rip off. Beware the waiting periods. Where are they disclosed? Up front like the friendly casual look and feel? Nope. And I've never ever experienced waiting periods like these guys - astonishing. I just wanted to claim cover for getting some glasses and a regular check up at the dentist. Nope.
1 comment
Peoplecare H.Peoplecare Health Insurance
Hi there, we’re really sorry you feel this way – that’s definitely not what we’re about. We communicate our waiting periods in our brochures, website and over the phone and will always be up front wit... Read more
h these! We don’t want to hide anything from our members. If you’ve transferred to us from another fund where you had similar or higher cover and you’ve finished your waiting periods, you won’t have to serve those waiting periods. On the other hand, if your old cover had lower limits or benefits than your new one (or you haven’t had cover for a while), our optical is a 6 month wait, and general dental is a 2 month wait for Extras. Our waiting periods are in place to protect our Peoplecare members from ‘hit & run’ claims from new members.Similar opinion? Write a review on ieatwords.com.au!
Jahornsby
- 36 reviews
Rude, condescending, deceiving, have to follow up with claims, or else they don't pay.
When I first signed up with Peoplecare 'Hospital and Extras' it cost me more than $2000/year, they were more than willing to answer my questions and return calls with my 'LHC' inquiries.
There were times for them to pay a claim, simply wasn't as straight forward as other insurers, which can be time consuming to have to prove to them payments were not received, and this back and forth stuff can get too much, they are not apologetic when they make mistakes, and if anything they are defensive!
A month ago I decided to change over from 'Hospital...Read more
7 comments
Peoplecare H.Peoplecare Health Insurance
Hi Ja, this is definitely not how we like to look after our customers and I'd like to look into this for you urgently. Could you please private message us your name on here or send us an email to hell... Read more
[email protected] and I'll look into this for you straight away. Take care - Brooke @ PeoplecareHi Brooke, very disappointed after receiving an email from Peoplecare today, that I owe more money than the quoted original monthly cover. They changed it 3 times, first they said $40 per month, then ... Read more
I received an email that it was $46 per month, and today they want another $23. Seriously what's going on here?? From $40 to nearly $70 per month?? Plus the dates have been changed from when I downsized. I changed my cover on the 21 July and your staff delayed the change to the 26 July!!! Is this a case for the ombudsman?Peoplecare H.Peoplecare Health Insurance
Hi Ja, I've sent you a private message asking for some more details as I would really like to look into this issue urgently. Please reply to the private message and I'll look into this straight away for you. Take care - Brooke @ Peoplecare
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HansMelbourne
- 7 reviews
- 1 like
Pretty Good
I bought extra health cover from them before, they were pretty good with customer service and claim. Was happy with them. I didn't feel I needed the extra cover, so I cancelled it, and they helped me with the cancellation straightaway. If I were to get extra health cover, I think I'd choose them again.
1 comment
Peoplecare H.Peoplecare Health Insurance
Thanks for the great review, Hans! It’s nice to hear that your experience with us was so easy. If you ever want to join back up, please visit peoplecare.com.au or give us a buzz on 1800 808 700. Take care – Brooke @ Peoplecare
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Pookiewollongong
- 8 reviews
- 9 likes
Good while it lasted - leaving today.
I've been with Peoplecare for about 5-6 years on their top hospital and extras. Paid many thousands over the years and claimed very little, but I felt secure knowing that if I did need a major claim I would be fine.
From the few claims I have made the process has mostly been painless and it is great to call and get a local person.
However, as with other health funds prices have gone up a lot since a couple of years ago, the latest increase quite steep. On top of that I have had my employment hours cut basically in half. I now rely largel...Read more
y on Government benefit to pay rent, food, etc... really hard currently, until my work picks up again in a few months. I called Peoplecare about a temporary suspension, BUT, I don't qualify unless I'm totally unemployed. Despite experiencing financial hardship under the pure definition I do not meet their definition/criteria. So I had to decide whether or not to forego my 2 shifts a week at work and become totally reliant on Centrelink in order to meet Peoplecare's criteria and therefore be granted a suspension, keeping all my served waiting periods etc... or be forced to totally cancel my membership and then in a few months join again (maybe not Peoplecare) and reserve all the waiting periods again? I have decided to cancel because I think it would be foolish and unfair to taxpayers for me to deliberately forego work and rely on Centrelink. Anyway, obviously Peoplecare have their reasons for such criteria, I suspect it might be to deter anyone trying to exploit them in some way, although I can't think how right now. Nonetheless, I now feel I have wasted thousands of dollars over many years and I certainly don't feel like Peoplecare actually do care.1 comment
Peoplecare H.Peoplecare Health Insurance
Hi Pookie,
Thanks for choosing to be with Peoplecare for the last 5-6 years and it’s great to hear you have been happy with our service and claims.... Read more
I’m really sorry to hear that you’re having a hard time financially. We know money’s tight for a lot of people and do everything we can to keep our prices competitive, but we also want to make sure that we don’t cut costs by taking away any of the benefits or services we offer. We do our best to look after all our members, which is why we do consider temporary suspensions for members who are unemployed (which most other health funds don’t allow at all). The tricky bit is making sure we have some guidelines in place to make sure we treat all members fairly and according to the same standards. And you are 100% right - at the same time we also need to make sure that we protect the interests of our other members by putting in place some simple guidelines to make sure that this doesn’t leave us open to exploitation by people who suspend their membership to avoid paying premiums and then reactivate when they need to claim. There are lots of different interpretations about what ‘financial hardship’ means, so we decided to use the Government standard, which is if the member’s receiving short-term income maintenance from Centrelink. We’re very sorry that this does not meet your own situation and we’d hate to see you leave us. We’d love to see if we can find other options that might be able to lower your premiums, so would love you to contact us with your details on [email protected] and I’ll have one of our Peoplecarers give you a call. Take care and we hope things get better for you really soon. Anita @ PeoplecareSimilar opinion? Write a review on ieatwords.com.au!
SanjeevaAU
- 15 reviews
- 22 likes
I can't complain...
We have been with them since 2012. During this time, we had 2 child births plus couple of other claims. All our claims were promptly settled. Compared to what we paid in 2012, we now pay $1000 more. I think it is the case with all health funds out there. I still think they are quite reasonable compared to the service we received.
1 comment
Peoplecare H.Peoplecare Health Insurance
Thanks so much for the review, Sanjeeva! I’ll be sure to pass on your lovely feedback to the team and I hope we can continue to make you happy for many years to come. Take care, Brooke @ Peoplecare
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IanMelbourne
Don't feel valued!
Just had our premium increase by 6%! Been with Peoplecare for 5 years and obviously they feel we don't qualify for the average increase. We even have the top cover. Feeling a bit taken for granted by them to be honest.
1 comment
Peoplecare H.Peoplecare Health Insurance
Hi Ian, as a member owned, not-for-profit fund, Peoplecare puts the best interests of our members at the heart of everything we do. You’ve noticed your premium increase is slightly more than the avera... Read more
ge in our industry, so I’d like to give you some more info, which might help with your concerns. To be able to keep paying claims, we have to base our increase on what our members claim for – not the overall claims across the industry. We look at every level of cover individually and work out how much we need to increase the cost to keep people covered on that particular product. There are a few things we look at when we’re doing this review, including the claiming patterns of members on the cover.Similar opinion? Write a review on ieatwords.com.au!
Carelkariong
- 3 reviews
- 6 likes
Getting expensive....
Just joined this fund a month ago to save some private fund cost and received a letter stating that my premiums will increase by 8.2% for the new year...this is $400 extra. The company is doing well with total equity up by 10.5% while cash flow is up 10.2% for the 2016 FY and so I am struggling to see the sense in the huge premium increase.
March 5th 2018 Update: Second consecutive huge premium increase OF 7.7%.
Last year I wrote about the 8.2% premium increase and got all sorts of explanations for that. This year my friendly premium incr...Read more
ease letter states that there will be a 7.7% premium increase. Last year the 8.2% increase was way over the average industry increase while this year it is about double. So, over the last 2 years then we are experiencing a total increase of 16.5% I wonder what the explanation for this hefty increase would be this time! I will certainly start looking around for quotes from other providers this time as the rate of premium increases, so far above the industry standard, is just not fair and acceptable for a health fund who makes strong financial returns.13 comments
Peoplecare H.Peoplecare Health Insurance
Hi Carel,
Thanks for the comment and we agree that rising healthcare costs and health insurance premiums are an issue for all health funds in Australia. In short, we need to keep up with healthcare ... Read more
costs that are growing every year, as well as having more people claiming for these services. To give you an idea, in the last financial year we saw benefit payments go up by 14.8% for hospital treatments and 11.1% for extras treatments.Hi Rosita,
Thanks for the reply. I understand the increase in benefit payouts...but this will be partly due to the increase in new members making claims. Now, these new members are paying premiums ea... Read more
ch month and the extra cost of these claim numbers quoted will be offset by the increased revenue in premiums. As I stated in my message, the financial situation of the company improved by over 10% and I really cannot see why I have to get slugged with a 8.2% premium increase. I am sure this increase is well above the industry norm. The government rebate, in my case, reduced from 17.8 to 17.3% and this makes less than $3/month difference on my premiums and therefore cannot really be blamed for such an increase in premiums. I still think an 8.2% increase is unfair given the improved financial situation of the fund and that 4-5% would have been more realistic. By looking at the financial statement of the fund one gets the impression that increased revenue weighs more than the pain of increased premiums to members in the eyes of Management. It is these sort of outrageous premium increases that eventually forces people out of private cover and onto the public system....it is getting unaffordable at a rapid pace.Peoplecare H.Peoplecare Health Insurance
Hi Carel,
Thanks for your observations. Our average premium increase at 5.09% this year was very close to the health fund industry average and has been lower than the industry average over the pas... Read more
t 5 years (the lowest of all open funds last year). The increases vary by product because we don’t cross subsidise between different products – this means that some products’ increases will be lower and some higher depending on the claiming patterns for each product. We strongly believe that this is the fairest way to treat all members. I’d be happy to look into your specific product in more detail if you’d like to message me your details to [email protected],Similar opinion? Write a review on ieatwords.com.au!
Questions & Answers
Chloeasked
If you have had private insurance for years with another company years I mean like 20 years plus do waiting periods apply when joining a new company? Thinking of going with people choice a non for profit company. Im with Medibank and get charged a fortune about $95 a month with 70% back.
3 answers
Depends on the company. I know some companies dont make you sit through the waiting periods again however they do ask for your current details and member number etc to double check.
True Im certainly not signing up to a new one then having to wait two or three months to use anything and paying for it!
Peoplecare H.Peoplecare Health Insurance
Hi Chloe, thanks for getting in touch!
If you're transferring from another fund, Peoplecare will recognise any waiting periods you've already served if you switch to a similar level of cover within 30 days of leaving the other fund. If you'd like more info, please give us a buzz on 1800 808 708 or we can have one of our customer service experts give you a call and answer any questions you have!
Take care Monique @ Peoplecare
Steveasked
I am considering changing to your fund - I have been fully insured with my current insurer for over 30 years. We ran into an unexpected problem when they refused to cover tests in Emergency before admission. What is the policy at PeopleCare
2 answers
no idea
Peoplecare H.Peoplecare Health Insurance
Thanks for getting in touch Steve. Sorry for the late response, we only just came across this one. Most funds don’t pay towards tests in emergency as the hospital considers you as an outpatient until you’re actually admitted as a patient. However, the hospital should be upfront with you about this and the fees involved. I hope this helps, please let us know if you have any more questions. If you’d like more info on our available covers PM us your details and I can have one of our Customer Service Experts contact you, or give us a buzz on 1800 808 700. Take care - Brooke @ Peoplecare
JOHN Gasked
Hi what level of care is hip replacement covered...ty john.
2 answers
Peoplecare H.Peoplecare Health Insurance
Hi John! Thanks for getting in touch. Hip replacements are covered under our Premium Hospital cover as a Private Patient in a Private Hospital. You would then also be covered for rehabilitation after your hospital stay. We’d be happy to chat to you further about this to make sure you have all the info you need before joining such as excess, out of pocket expenses and waiting periods.
Please give us a buzz on 1800 808 700 or private message us your details and a time and date that would suit you best and one of our experts would be happy to give you a buzz. Take care – Brooke @ Peoplecare
0419879381.
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Peoplecare H.Peoplecare Health Insurance
Sorry to hear you’re disappointed and hope I can clear up a couple of things.
All health funds have waiting periods for customers who upgrade their cover and this is something that’s in place becaus... Read more
e we have different premiums in place for different levels of cover. It wouldn’t be fair to customers on higher levels of cover if we allowed all customers to upgrade to claim straight away for things they weren’t covered for before. I’m sorry that you didn’t get the answer you were hoping for, but we always try to do the fairest thing by our whole membership.