Took out a car loan in Augusta 2015 for $40k settled the loan no defaults in payments in jan 2020.

Applied for a second loan of less value $27k no circumstances had changed with myself and guess what..declined.

They must have raised there credit criteria .

Olivia is awesome,her attention to detail and rapid response was amazing. Will happily recommend and deal with Pepper Finance again. Speedy approval and stress free for debt consolidation and extra funds for bigger horse float. One happy teenager and horse. Thank you

I have dealt with pepper money several times in the past and every time the service and efficiency has been outstanding, and this time dealing with Jordan was no acception. From application to the settlement of funds Jordan made every step so quick and easy, even when the facial recognition app didn't work for me lol.
Thanks again to Jordan and Thank you Pepper Money.

Olivia has been amazing getting my personal loan through so that i could consolidate my credit card and car loan. She was very patient with my extreme anxiety. Thankyou Olivia

I have been with Pepper for several years. When I first started, I was in dire straits financially. Staff were always polite and helpful. I have rebuilt my credit rating and choose to stay with Pepper. I applied for a personal loan only a couple of days ago and I can't believe it has already been finalised. Jordan was absolutely amazing. Thanks!

From start to finish I was very happy.
My consolidation loan had no hiccups and I have managed to save $200 a month by getting this loan.
The credit card that was consolided would have taken about 20 years to pay off with the super high interest rates.
The card and car are paid.
I just have this 1 low weekly payment and I'm clear.
Thank you Pepper

The team at Pepper were very efficient and tailored the loan to my personal circumstance. They were quick in getting an answer back to me and getting the loan approved, would highly recommend.

Great team in place who are fast and efficient in coming to a decision, unlike other banks who drag the process out only to be told no. Will recommend to others and will definitely use in the future.

Pepper Money was very helpful from start to finish and provided a very professional and tailored service. I was impressed by their level of detail and commitment to achieving a positive outcome. Extremely happy and would recommend.

Never had a loan process go so sweat. Jordan in c/care was outstanding with his service, with his information and explanation of the process everything went smooth as silk. Highly recommend Pepper and would like to thank Jordan for being so precise with his information during the loan process. Sensational job!!

Dealt with Jordan throughout the whole process. He answered questions I had and made everything easy. During the settlement process Jordan stayed on the phone talking us through everything
Thank you

Jordan from start to finish was an operator.
Called either side of business hrs for our benefit, and took our application from start to finish as if it was his own.
10/10
Careful Pepper, don’t lose this guy!

Olivia from Pepper money, was so fantastic, professional, kind, QUICK!! She was in communication with myself every step of the way, she was an absolute pleasure to deal with and an absolute asset to Pepper Money.

Pepper money is also my favourite for Finance, I am done with big banks treating us like a number, I would highly recommend Pepper, I will be transferring my home loan to Pepper Money.

Love Pepper Money!!!

We applied for a loan through Pepper and dealt with Jonathan. He was professional, efficient and very helpful with the whole process and made it very easy for us to complete the requests. Every step was handled with plenty of attention to detail and the customer service was excellent. Definitely would recommend Pepper as this is our 2nd loan with them.

Super simple and speedy, customer service was excellent and easy too deal with and no time back and frothing. Would recommend too anyone wanting a loan, or too consolidate small loans and credit cards too easier payment plan.

Approved within a short period, settled in a day, easy to keep in contact with your agent, agent is always there to help through the entire process, would 100% recommend

I been searching for low interest rates in the market and i found Pepper Money. I have experience with them before for this second time around, their services is still outstanding, quick and easy to deal with. Cheers to Jonathan!!

I have had the most amazing experience applying for my personal loan. Service was fantastic the process was easy and hassle free. My consultant was excellent and settlement was very smooth. Love Pepper Money.

I was hesitant at first about applying after reading the 1 star reviews. I did apply and so glad I did. I was dealing with Jordan and his customer service skills were outstanding. Easiest loan application I have done. Everything completed in 2 business days. After my experience would definitely recommend them. Thank you Jordan and Pepper Money

Olivia was an absolute gem in helping us with our joint personal loan, thank you!
Everything was all done and approved in the day and was so easy to work through the questions and documentation required.
I would 100% recommend this service and our Customer Service Representative, Olivia, to others!