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Comprehensive, Comprehensive Plus, Third Party Property Damage, etc...DisappointedPerth, WA
UnAustralian!
During COVID 19, with widespread, loss of household income, approached SGIO asking if they were prepared to offer any reduction or change to payments, ie 3 or 6monthly. I am a Registered nurse and many major businesses are offering assistance.....SGIO is NOT one of them! After MANY years as a loyal customer, I am extremely disappointed in their unwillingness to help their fellow Australian in this time of need....not to mention that I needed to EXPLAIN to the representative what the 'current situation' actually meant for us all here on the ground....i was however, wished All-the-Best... CHEERS!
1 comment
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KarleyGreat Southern, WA
- 3 reviews
No Service
Over two weeks since I have lodged a claim online. Several phones call for which I had to wait over half an hour to be answered, and still no information. SGIO used to be so good, sadly claims gone offshore and so has service
1 comment
Care TeamSGIO Insurance
Hi Karley, thanks for your review.
Unfortunately we are busier than usual after we had multiple weather events sweep the country in the last 3 months. Our claims team are working extremely hard to g... Read more
et to everyone and regardless if your call is answered onshore or offshore we do aim to provide the best possible experience.Similar opinion? Write a review on ieatwords.com.au!
Ann KayPerth, WA
Wonderful Service
Hello SGIO Customer Experience Team
Re: Claim Number [Number Removed]
I am writing to express my total and complete satisfaction with the service SGIO has given me. We have been with SGIO for over 20 years and I have never had any cause to complain about the service it has afforded us. I am very happy with the service we get from SGIO and would not hesitate to recommend it to anyone who asks.
Kind regards
Ann Kay
Policy Number: [Number Removed]
PS I am writing this way because the feedback form has expired while I was away.
1 comment
Care TeamSGIO Insurance
Hi Ann Kay, thank you kindly for your great feedback. We are proud to be able to help you so well. ~ Jono
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Apex
- 2 reviews
- 2 likes
Avoid like the plague
I had a car accident, unfortunately it was wet and the car slide from underneath me and hit a barrier. Not much I could of done but glad no one was hurt.
Anyhow had market value on my rare skyline r34 and they just took the car and didnt even get a quote to fix. They claimed it was an instant write off. Got a call from [name removed], the assessor who said cars only worth 12k and tried to force me to take it. I refused and said its worth more than that. I showed proof from local prices that the car is worth 20k+ in similar condition.
[name r...Read more
4 comments
Care TeamSGIO Insurance
Hi Apex, we offer the ability to choose the amount your car is insured for. This can help prevent disagreements with a cars Market Value. It can be a bit more expensive then Agreed Value because we do... Read more
all treasure our car, but what we value our car isn't always what the market is willing to pay. Is there any reason you chose to insure your car for Market Value instead of Agreed Value? When it comes to the salvage rights to the car. The PDS clearly states what happens to your vehicle when it is written off. In terms of being able to keep the wreck, this is normally only offered for specialty car insurance products like our Vintage, Veteran & Classic insurance. This is usually the same for other insurers where normal comprehensive doesn't include that unless you are with a speciality insurer. If keeping the wreck was something important to you is there a particular reason you chose the comprehensive level of cover? ~ JonoOther insurers give you the choice to keep the car, I wasnt given the pds statement when I signed up.
As far as market v agreed, the price of these cars is only going up in value..... plus when I di... Read more
I am giving my review. If I have to argue with assessors when Ive clearly stated the facts then I dont think its a good product or experience. You want to feel good about insuring.
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SubhiPerth, WA
My claim still under review for 2 months left with no car
I have been with Sgio for 3 years and a made a claim 2 months ago and it was at fault accident and I am still waiting for the progress of my claim and they took my car and left with no car and I keep calling them all the times and in the end they said we need to investigate your claim and it will take another month, they scammers I will put claim to ASIC Australia and I am going to call the media to tell them about my story,is not fair what they doing!!!!!!!!!!
1 comment
Care TeamSGIO Insurance
Hey Subhi. Sorry to hear about your claim. There are times where we are required to investigate the legitimacy of a claim and this can cause some delays. We however understand that this can be frustra... Read more
ting for parties involved. If there is anything we can do to help, please send us a message on Facebook messenger so we can follow up for you. ~ LizzySimilar opinion? Write a review on ieatwords.com.au!
Steve
- 4 reviews
- 17 likes
Went to make a claim, someone had already put a claim in over 6 months earlier.
I went to make a claim and found that some one had already put a claim in about 6 months earlier.
I asked SGIO who put the claim in, they refused to answer. My name is the only name on the policy, so nobody else should be making claims. I ask to speak to SGIO's fraud department, I was told they don't have one. It took over 8 hours to get a email from SGIO saying I have made a claim today.
Looks every deviant to me.
A accesor contacted me and I was hand balled very fast, no answers.
I await in naive anticipation for some answers on this.
I get the impression SGIO has too many customers and they are trying to down size.
8 comments
Care TeamSGIO Insurance
Hi Steve, I would be happy to look into this for and have someone contact you about your concerns. Please use this link to our Facebook page to reach out via messenger: https://www.facebook.com/sgioin... Read more
surance/. Just let us know you're from Product Review and include your policy/claim number, date of birth, address and contact details and a little bit more information about your concerns. ~ JonoNo I’m not on Facebook.
It gets better, I got an email from CR bw telling to deal with him and only him.
It is getting more and more deviant by the day.... Read more
Care TeamSGIO Insurance
Hi Steve, if you are already in contact with Customer Relations then they are the best people to speak with about any complaint. Please continue to respond to the email you received from Customer Rela... Read more
tions. You can also use this link https://www.sgio.com.au/help-information/complaints-resolutions to understand how you can have your complaint reviewed and how to contact us about your complaint. ~ JonoSimilar opinion? Write a review on ieatwords.com.au!
MariePeel, WA
Unhappy and Disappointed
Has I have read with others, unhappy and I must say very disappointed. Have been an SGIO customer for 45 years and over the last 5 years, since retirement I have become very unhappy with SGIO service and cost. How I can have a 65% no claim and 20% loyalty bonus and my policy cost similar or more than many other policies, with the same standard of expectation, when I establish a brand new policy, I do not understand. My claims over the last 45years have been almost nil, last claim 18 years ago, first claim before that about40 plus years ago, o...Read more
ther than the odd windscreen. Had five policies, now down to two and about to be zero. Cost of policy raised at least $150 every year, insured valued falls $5000. Have attempted to it renegotiate with either no success or very minimal. Whilst the last lady I spoke to attempted to provide a reasonable level of service, previous interaction and attitude has been very disappointing. Being on a fixed retirement income, that $150 per year or nearly hurts. Have conducted considerable research and will be moving to another provider. One whom I can walk down the road and speak with face to face, rather than talking with a voice in South Africa. As is clear, I have been an extremely loyal customer, and I and very clearly others do not feel it is returned. Other than in words with little meaning. Thank you.1 comment
Care TeamSGIO Insurance
Hi Marie, thank you for sharing your experience with us. I can appreciate it can be frustrating with the value of your car depreciates but the cost of the insurance increases. This is because we are i... Read more
nsuring the risk of the vehicle which includes not only it's cost but also the cost of repairs in the event of an accident with another vehicle. We do our best to reward loyal customers and good drivers like yourself. However we don't price match as we do provide a different level of cover and claims experience. I am pleased the last person you spoke provided you a good level of service trying to help. If you would like us to take a further look at your policy to see if there is anything we can identify that will help please each out via Facebook messenger: https://www.facebook.com/sgioinsurance/. Just let us know you're from Product Review. ~ JonoSimilar opinion? Write a review on ieatwords.com.au!
John BPerth, WA
- 4 reviews
Easy claim process, prompt response and settlement
I have been with Sgio for the last 3 years and have my both cars insured with them. We had an accident in Jan 2022. Lodged the claim online. SGIO promptly called me back next day to organize a tow truck. Unfortunately the car was identified as a total loss. The payout was made within 3 days of the final assessment by 3 week of feb 2022. I have insured my new car also with SGIO. Premium is higher, maybe due to the claim we made. I wish I had insured for agreed value than market value as market value may not work in your favour in the event of a total loss claim.
1 comment
Care TeamSGIO Insurance
Thanks for your review John B. Glad to hear that your claims experience was a good one! ~Renae
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DavePerth, WA
- 3 reviews
Avoid this company
Terrible service by overseas operators that cannot communicate effectively. Drawn out verification system and phone menus. I found SGIO extremely frustrating to deal with. Was held to ransom whilst trying to cancel a policy with operator refusing to quote on new car until after I agreed to reinsure with them. Very dishonest and probably illegal
3 comments
Care TeamSGIO Insurance
Hi Dave, thanks for your honestly whilst reviewing our Car Insurance Product. You should not be left feeling like this after an interaction with any consultant. Our experience onshore or offshore sh... Read more
ould be the same as we are all trained using the same processes. If you would like to escalate this further, feel free to PM our team via Facebook Messenger, we would be happy to make our management team aware~RenaeThanks Renae, I chose to insure with a company that operates locally. All the best to you... wherever you are
Care TeamSGIO Insurance
Thanks Dave, have a great Monday, all the way from Brisbane, Australia ~Renae
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slickPerth
- 5 reviews
- 10 likes
pay more for being loyal
5 years 2 cars never made a claim, premium goes up every year... for being loyal I guess, total cost per year double compare to others... customer service bad, always talk over you not interested what you try to say... save money go somewhere else
1 comment
Care TeamSGIO Insurance
Hey slick, thanks for taking the time to review our car insurance. Hope your new insurer is looking after you. I hope in the future we can offer you a premium that suits your budget and needs ~Renae
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UnhappyPerth
- SGIO Car Insurance
- Verified customer
What happened to SGIO??
I have been a customer for many years and always been impressed by the service, even when claiming. However I completed an online claim on the 5 jan and have not heard one thing from SGIO. I just logged in to see where the online claim was in the process and it’s still in the very early stages. The claim also says that an excess has been applied however their policy documentation clearly states that food spoilage does not have an excess applied to claims!!! The reason for claim the states “fire”. No the reason for the food spoilage was is...Read more
an electricity outage which was caused by a pole fire. I have just read previous reviews stating things have been moved off shore, such a shame as the service used to be A1, not anymore. I will be reconsidering my Insurance with SGIO,1 comment
Care TeamSGIO Insurance
Hey there Unhappy, thanks for sharing your recent claims experience and we are sorry to see you have not been contacted. Can you PM your claim number plus full name to this page or our Facebook page s... Read more
o we can arrange for claims to contact you to amend the claim to the correct description for the claim and advise you of an update. ~KazSimilar opinion? Write a review on ieatwords.com.au!
BootSouth West, WA
- 2 reviews
Ultra high price hike
I have mostly been with sgio for 51 years until they started massive annual.price hikes which they can not explain ir justify to me. This year with devalued value of my vehicle, the price rise and 2.5% taken off loyalty discount the sum total is a massive 33% change in my policy. There has been no claim made on my policy. I decided to check other 5star insurance companies and comparing apples with apples got a far better deal with another insurance company. My boat is near due also so checked and have a far better policy at a better price with ...Read more
the same company we have our ute and car with so looks like i will have to change insurance company once more. I rang sgio to query the prices but have not received a viable response so can only assume they are not interested in my business. When we have a home, 2 cars, a boat and camper to insure we want a quality insurance company we can rely on at a fair price but will not pay unsubstantiated pricing for anything. I don't think it prudent to name the other insurer but it is 5 star well known2 comments
Care TeamSGIO Insurance
Hi Boot, firstly thank you so much for your many, many years of loyalty, we are really sad to see you are leaving us due to an increase in your premiums and the team were unable to help with any chang... Read more
es to your premiums, we do appreciate your feedback and thank you for your review. ~KazIt is sgio decision to overprice premiums but the customers will vote on that decision
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So much for so little
About 10 years always found them to be helpful and understanding, Realising the vehicle is needed to get a round.
1 comment
Care TeamSGIO Insurance
Wonderful to hear Charlie H, thanks for your feedback. Please let us know if you need anything moving forward ~Renae
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SGIO - Slow, scheming and slack in customer service !
Took over a month to authorize repairs on what was clearly the other persons fault, then tried to get us to move repairers to a cheaper option ( and use fake parts ) never kept us up to date, took over 3 mths to get sorted due to sgio being difficult to deal with with repairer ... Couldn’t phone anyone here in Perth to discuss always a overseas call Centre ... Were done!
1 comment
Care TeamSGIO Insurance
Hi Helen, thanks for taking the time to review our Car Insurance. Sounds like you have had a run around with your claim, and you certainly should not be left feeling like this. We do appreciate your... Read more
loyalty and understand you are 'done' but hope in the future we can have a chance to look after your insurance and restore your faith in our service ~RenaeSimilar opinion? Write a review on ieatwords.com.au!
Disappointing level of service to dealing with a claim
We have been with SGIO for a number of years and we may as well be invisible. Making a small claim involving a car and minor property damage has been like Blue Hills! We are still in the process and unable to get anyone to answer the phone. The car claim has been fixed up reasonably pronto ( using online service) but dealing with the property damage is ongoing and a saga. Altogether disappointing and the customer review process does not allow one to express a view as it is "stage managed" to elicit set responses!
1 comment
Care TeamSGIO Insurance
Hi fatpat, we appreciate your honest feedback today. It is good to hear that your car claim has been resolved but you should not be experiencing these delays with the property damage. If you would l... Read more
ike the Social Team to follow this matter up and have a claims specialist call, you can PM us via Facebook Messenger and we can request a callback. We would like to assist in getting your matter resolved asap ~RenaeSimilar opinion? Write a review on ieatwords.com.au!
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SGIO not worthy of an insurance Company
I have been with SGIO for 10 years and was treated like someone not being with the company at all. I had to deal with an external company that do not have any intention to provide a service. I recommend not to use SGIO as an insurance Company because you will be unhappy with any claim from this insurer.
3 comments
Care TeamSGIO Insurance
Hi John, thanks for your honest feedback on our Car Insurance Product. Sorry that your claim has left you feeling this way. A claim should be an easy and pain-free process! If you need any assistan... Read more
ce in following this matter up, please let us know ~RenaeYou can phone me if you are a SGIO official.
Care TeamSGIO Insurance
John, we would be happy to arrange for someone to contact you. Please PM this page or our Facebook page with your policy/claim details and your contact details plus a full account of what the problem is so we can help. ~Kaz
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Camper Van Insurance Claim
A loyal customer for several decades with 9 current policies that I am now considering moving to another insurance company, as a result of one minor caravan/camper claim.
The whole process took far too long ( that's once you can break thru their 1800 phone no. barrier.) and involved too many officers.
A less than ordinary experience for me.
1 comment
Care TeamSGIO Insurance
Hi Neil and thank you so much for your honest feedback on our Car Insurance Policy. We understand your frustration regarding your Caravan/Camper Claim, this process should be painfree and an easy pro... Read more
cess. We hope that you have received a solution and good outcome to your claim ~RenaeSimilar opinion? Write a review on ieatwords.com.au!
only problem i had was trying to convince the telephone person what a Kangaroo was as she wanted his
did above and if SGIO keep hiring overseas people I will go elsewhere as don't know Australia wildlife and should be told
1 comment
Care TeamSGIO Insurance
Hi Terry, thanks for your feedback. We will certainly pass this on to our management on your behalf. regards ~Renae
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Unbelievable
SGIO wrote asking us to come back on board, we were loyalty customers at one stage, attempted to purchase new policies for car and house, sick of talking to the Philippines, not understanding - Don't care - Not listening not sure which. Wanted to visit local branch - no chance ! - Will not give me a discount unless the policy is in my Partners name, yet the Car is owned by me. Confused ???? - So am I.
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Being made to feel like a criminal after a life threatening car accident....DISGRACEFUL.
Have been with SGIO for many, many years. Had a car accident last week, and rightfully should have lost my life. By miracle, I didn't. Car is an absolute write off. I registered a negative alcohol reading. Irrespective of this, I have been questioned and interrogated by the claims department in a manner that has left me additionally traumatised and feeling like a criminal. The service should be ashamed of themselves. Irrespective of how this matter is resolved, I will be taking my business elsewhere.
3 comments
Care TeamSGIO Insurance
Hi Kerrie, I am so sorry to hear about your tragic accident and are happy to hear that you are ok. I understand you have been left feeling terribly interrogated. You should not be made to feel like... Read more
this. The intent of our claims process is so support and assist you where we can. You have mentioned you are taking your business elsewhere but if there is anything the Social Team can do to make the experience any easier please PM us your claims details via Messenger. We care about what you are going through and are happy to help! ~AlisonIt is interesting that SGIO responds to my complaint ONLY when it is published in public domain. Obviously my initial, identical DIRECT letter of complaint, which I included in their feedback form 2 ... Read more
weeks prior, wasn't even deserving of a reply. Disgraceful.Care TeamSGIO Insurance
Hi there Kerrie, the Social Team responds to all messages (complaints or compliments) via all social channels. I am sorry that you have not received a response from your letter. If you would like ... Read more
to scan it in and Private Message it to us Via Facebook I will personally follow it up for you. ~RenaeSimilar opinion? Write a review on ieatwords.com.au!
Questions & Answers
Jackasked
Hi,
Does SGIO cover Uber Eat?
1 answer
Care TeamSGIO Insurance
Hi Jack, thanks for your question. If your car is registered for private use and you use the car for part time Uber eats delivery, we will cover you for that under our policies. ~Kaz
zimmaasked
Can I pay my premiums so as not to have an excess when claiming?7
1 answer
Care TeamSGIO Insurance
Hi Zimma, thanks for your question. You can choose to have a zero excess on a comprehensive car policy. You will pay a higher premium on your policy if you choose to have a zero excess. Hope this helps! ~Kaz
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Care TeamSGIO Insurance
Hi there, we are here to assist customers where needed however each case is different and we will discuss the customers needs individually. If you still have a policy with SGIO and would like to discu... Read more
ss what we can do further, please send us a PM on Facebook. ~Natalie