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Unprofessional and poor service
Took out travel insurance with Travel Card in September 2022 for travel to China in March 2020. Travel company cancelled trip end February 2020. Started claim from Travel Card immediately. “Pandemic “ not a term being used by WHO at this stage. Travel Card claim for refund refused. Phone call from them unsatisfactory. Email follow up inferred we had cancelled not travel company and quoted pandemic in T&Cs. 2 days before proposed travel date in March, Travel Card sent 2 SMS advising us to “ take care & have a happy & safe trip”!!! Matter now es...Read more
calated to AFCA. Will not use Travel Card again and will also refer matter to Teachers Health as they use Travel Card as their travel insurance provider. Most unprofessional and appalling service. So much for taking out travel insurance immediately . Not even a policy refund or partial refund offered.
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Marina W.Greater Melbourne (Metropolitan), VIC
Doesnt even rate a star - had to note one to post review
Pathetic is a kind word for this organisation. I am in the same situation as other people - taken out well before the onset of Covid-19, and a pro-rata refund. In addition, rude staff. After asking the operator to contact me by email as she had called me during my workday, she ignored my request and continued talking. Will NEVER touch this company again.
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Deborah BurgessGreater Melbourne (Outer), VIC
Appalling Service
I took out travel insurance last October for travel this coming June. This insurance was taken out well before COVID-19 was even a thing! When I called to ask if I could claim recovery of my costs was told not covered because its a pandemic. So then I decide to cancel insurance. I am then told I am being penalised for taking insurance out so early as they will only pay me pro-rata! Are you kidding me. This is not stated in your product disclosure statement so I will take it further if I don't get a full refund. Mind you I have been in contac...Read more
t with this mob on 3 occasions and never once was I told I could cancel my policy - it was only after a friend told me that I looked at my PDS. Not happy and will never use or recommend this company again.
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pathetic
Will.not cover pandemic ..bought insurance last year well before this became an issue ...should have used woolworths ..they are covering...i travel numerous times a year...they will never have my business again
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SuziMid North Coast, NSW
Good value
We have used Travel Card many times for our business trips and family holidays, always found their cover and service good value. Our claim took longer than expected due to Coronavirus but we were pleased with the outcome. Will definitely use again when we are able to travel!
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LeviSydney, NSW
- 5 reviews
- Verified customer
Useless Now that we're in a Pandemic
Purchased a policy for China back on 25/09/2019 - yes last year. Now the policy is useless. Whilst I am not travelling to china until August this year, they dont cover anything now that it's deemed a pandemic. I have tried to speak to them via live chat, which is also hopeless. I did speak to someone who advised sorry, we don't cover you now, even though I bought it back in 2022, So the questions I have is why bother buying travel insurance ??? Next time i will go with covermore and use their cancel for any reason.
3 comments
So basically I have donated my premiums, since really its kinda useless.
What's the point to call ?? to be told again that nothing can be done ?? ... Read more
Never will I ever buy another product of yours, and will never recommend your product.Customer ServiceTravelCard Real-Time Travel Insurance
Hi Levi,
If you have canceled your trip and would like to cancel your policy for a refund, please contact us on 1300 123 413 and we will be happy to help.
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Self Funded RetireeCentral Queensland, QLD
- 9 reviews
- 2 likes
- Verified customer
Pandemic
I took this insurance out before the Coronavirus was known. However, this insurer was very quick to drop your cover. What is the point in having Travel insurance? To cover you for the unknown like any insurance. Well Coronavirus was unknown when I took out the insurance. The good guys in insurance I think not. However, their policy can contradict each other in that you must abide by the Government. So if they say do not travel. You obey that clause of their policy but they won't pay cancellation cost because of it. Find another travel insurer.
1 comment
Customer ServiceTravelCard Real-Time Travel Insurance
Thank you for your feedback, it is greatly appreciated.
We understand that this is frustrating for you, and we are equally concerned that you have had this negative experience. That being said, like... Read more
other insurers, there is a general exclusion around epidemics and pandemics. Despite you purchasing the policy prior to the outbreak being a known event, you are correct in that you technically would not be covered for anything directly or indirectly involving the COVID-19 virus.Similar opinion? Write a review on ieatwords.com.au!
Charmain SalesPerth, WA
- Verified customer
Excellent service
Very good travel cover. When ever we needed any assistance the insurer was readily available and easy to obtain multiple insurance. The insurer keeps my details and to renew insurance it was easy.
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Review collected in partnership with TravelCard Real-Time Travel Insurance
- Verified customer
Amazingly quick service dealing with our travel issues. Couldn’t recommend more highly
Great value policy, with simple transactions to set-up and very easy to use. No “see section 48.1” or hidden extras - just straight up simple travel insurance. Claims were handled quickly and hassle free which was very much appreciated.
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Review collected in partnership with TravelCard Real-Time Travel Insurance
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erynSouth East Queensland, QLD
Best travel insurance company!!
The best travel company I've ever encounterd. My boyfriend was in hospital in Bali with no phone reception in Nusa Lembongan and over email travel card put the sufficient amount on our card to pay for our bills. this was at 3am in the morning aswell! Could not recommend enough!!
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The reviewer stated that an incentive was offered for this review
Brearley J.Perth, WA
Wouldnt choose any other travel insurance company
I was overseas and smashed my phone screen. Spoke to them over the phone, they added notes to my policy due to being unable to complete the claims form until I got home. Claim process was easy and processed within the 5 working days.
1 comment
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Brearley J,
Thanks for your great review and recommendation! We’re delighted to hear about your positive experience with the TravelCard and our timely claims process.... Read more
Thanks for choosing TravelCard Insurance, if there’s anything else we can help you with in the future please don’t hesitate to contact us, we'd love to get the opportunity to quote you on your next trip. Regards, LachlanSimilar opinion? Write a review on ieatwords.com.au!
- Verified customer
Very excited un insurance company like!
Provided cover for pre existing cancer that no one else would touch
Very supportive during trip when were needed
Non combative over claims which were paid promptly
Will never use anyone else
1 comment
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Gavin,
Thanks for your great review and recommendation! We’re delighted to hear about your positive experience with the TravelCard and our timely claims process.... Read more
Thanks for choosing TravelCard Insurance, if there’s anything else we can help you with in the future please don’t hesitate to contact us, we'd love to get the opportunity to quote you on your next trip. Regards, LachlanSimilar opinion? Write a review on ieatwords.com.au!
Review collected in partnership with TravelCard Real-Time Travel Insurance
Michelle C.South-Eastern Region, NSW
Best travel insurance
I used TravelCard insurance for the first time in December, unfortunately I had to claim, TravelCard went above and beyond to help me whilst overseas and to get me home.I would recommend and use again
1 comment
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Michelle C,
Thanks for your great review and recommendation! We’re delighted to hear about your positive experience.... Read more
Thanks for choosing TravelCard Insurance, if there’s anything else we can help you with in the future please don’t hesitate to contact us, we'd love to get the opportunity to quote you on your next trip. Regards, LachlanSimilar opinion? Write a review on ieatwords.com.au!
Trish BGippsland, VIC
Great service.
Travel Card has proved to be highly successful - referred by local branch of Bendigo Bank and the whole procedure has run smoothly and efficiently. Recommend to everyone and I will be applying for travel insurance again this year with Travel Card. Thank you to all concerned.
1 comment
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Trish,
Thanks for your great review and recommendation! If there’s anything else we can help you with in the future please don’t hesitate to contact us, we'd love to get the opportunity to quote you on your next trip.... Read more
Regards, LachlanSimilar opinion? Write a review on ieatwords.com.au!
Amanda BarlowNorth Western Region, NSW
Perfect travel card
Excellent as we got sick in Bali and everything was covered, very easy to deal with and would definitely use this company again for travel insurance. Totally worth the money.
1 comment
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Amanda,
Thanks for your great review and recommendation! We’re delighted to hear about your positive experience with the TravelCard and our timely claims process.... Read more
Thanks for choosing TravelCard Insurance, if there’s anything else we can help you with in the future please don’t hesitate to contact us, we'd love to get the opportunity to quote you on your next trip. Regards, LachlanSimilar opinion? Write a review on ieatwords.com.au!
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- Verified customer
Excellent Service
Had to call Doctor in Bali for my two children, called Travel card, very easy to deal with, they gave us a PIN for our card and used this to pay the Doctor. Also claimed for flights/accommodation cost due to Jetstar flight. They approved the claim within a week! Couldn't be happier and will definetly use again.
1 comment
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Jayne,
Thanks for your great review and recommendation! We’re delighted to hear about your positive experience with the TravelCard and our timely claims process.... Read more
Thanks for choosing TravelCard Insurance, if there’s anything else we can help you with in the future please don’t hesitate to contact us, we'd love to get the opportunity to quote you on your next trip. Regards, LachlanSimilar opinion? Write a review on ieatwords.com.au!
Review collected in partnership with TravelCard Real-Time Travel Insurance
Car Accident
the policy was ok value
I found the team at Travel Card super easy to deal with
I would recommend them for travel insurance but read the fine print as in my case I wasnt fully covered so do you homework
1 comment
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Omer,
Thanks for your great review and recommendation! TIf there’s anything else we can help you with in the future please don’t hesitate to contact us, we'd love to get the opportunity to quote you on your next trip.... Read more
Regards, LachlanSimilar opinion? Write a review on ieatwords.com.au!
- Verified customer
Extreme difficulty trying to top up card
Not able to use website to add trip to existing card. Rang number on 4-5 occasions and was told each time they could only help me with a claim an someone would phone me back. This took place over a 3 week period. One lady told me she could not provide a policy for us. A gentleman rang after this and said we needed documentation from my partner’s specialist. I also sent an email. A supervisor rang and provided us with a policy.
1 comment
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Suzanne,
Thanks for taking the time to leave us your feedback.... Read more
We are sorry to hear about your experience with TravelCard. We strive to offer a great customer experience and we will take this feedback very seriously so we can make any necessary improvements. We would love a chance to speak to you again and understand what went wrong, as it certainly isn’t the norm, and to see if we can look after you for your future travel insurance needs. Please give us a call on 1300 123 413. Thank you, LachlanSimilar opinion? Write a review on ieatwords.com.au!
Review collected in partnership with TravelCard Real-Time Travel Insurance
Davo
- 9 reviews
- Verified customer
Excellent. I didn't claim but my daughter did.
1st Time with this company. Bali Sept 2022. TravelCard was the only insurer that provided Volcano Cover after the volcano on Bali erupted, this was confirmed via email correspondence so myself and daughter took out the insurance policy. My wife and myself did not claim on this trip but my daughter and family on a separate policy did. My daughter got Bali Belly and required 3 visits from a doctor plus antibiotics. I thought the doctors bill was very high but TravelCard Insurance fully covered the costs. There was some confusion as the doctor did...Read more
not send the doctors bill until after my daughter arrived home in Australia and it took about 2 weeks to approve the claim. I myself would prefer not to have the TravelCard but to claim the way most insurers do via email. Based on my daughters treatment by TravelCard Insurance, I highly recommend insurance with TravelCard but price needs to remain comparable to other insurers.1 comment
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Davo,
Thanks for your great review and recommendation! If there’s anything else we can help you with in the future please don’t hesitate to contact us, we'd love to get the opportunity to quote you on your next trip.... Read more
Regards, LachlanSimilar opinion? Write a review on ieatwords.com.au!
Review collected in partnership with TravelCard Real-Time Travel Insurance
- Verified customer
Great travel insurance
Policy was good value. The only drawback is you must send in a form as there is no online booking system available for their travel insurance.
The best part is you get a Mastercard Debit Card so if anything happens overseas Travelcard puts $$ on to the card for use immediately. This Debit Card is valid for 2-3 years so you just keep this for any claims through Travelcard moving forward.
1 comment
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Mary-Lou,
Thanks for your great review and recommendation!... Read more
Thanks for choosing TravelCard Insurance, if there’s anything else we can help you with in the future please don’t hesitate to contact us, we'd love to get the opportunity to quote you on your next trip. Regards, LachlanSimilar opinion? Write a review on ieatwords.com.au!
Review collected in partnership with TravelCard Real-Time Travel Insurance
Questions & Answers
Flossasked
Now we have a pandemic announced We basically have no travel insurance! Do we get a refund on our premium paid, since you are not going to be covering us
2 answers
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Floss,
Please contact us on 1300 123 413 and we will be happy to help you with cancelling your policy for a refund.
Regards,
Lachlan
I’m enquiring about Level 4 travel ban. Are we entitled to a refund on premium paid???
Flossasked
If our pending trip is cancelled due to pandemic do we get a refund of our premium paid Purchased on 10/1/2020?
1 answer
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Floss,
If you have canceled your trip and would like to cancel your policy for a refund, please contact us on 1300 123 413 and we will be happy to help.
Regards,
Lachlan
Terry Basked
If the airline cancels the flight am I still covered by insurance?
4 answers
Customer ServiceTravelCard Real-Time Travel Insurance
Hi Terry,
Your coverage will depend on the reason for why the airline cancelled your flights e.g. Strikes, weather, hijack, civil protest or accident.
Generally if the airline cancels a flight due to something that is within their control like engineering issues or issues relating to the operating of the flight e.g staffing requirements then there would not be coverage.
We advise that if you are overseas and your flight is cancelled please call our on trip assistance team on +61 2 7909 2777 OR if you are still in Australia and would like further clarification call 1300 123 413.
If we need to cancel out trip, due to unforeseen circumstances eg illness does insurance cover all the accommodation cancellation fees as well as airfares?
Customer ServiceTravelCard Real-Time Travel Insurance
Hey Terry,
Cheers for your enquiry.
Regarding cancellation due to illness, we will require medical documentation to confirm you cannot travel. In addition to this, we require confirmation of the diagnosis and the date of diagnosis. It’s a policy requirement to determine if the condition that has caused you to cancel is a pre-existing medical condition or not.
Please contact our claims team if you wish to discuss further
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Customer ServiceTravelCard Real-Time Travel Insurance
Hi Levi,
Thank you for your feedback, it is greatly appreciated. We are sorry for the way this had made you feel. ... Read more
We understand that this is frustrating for you, and we are equally concerned that you have had this negative experience. That being said, like other insurers, there is a general exclusion around epidemics and pandemics. Despite you purchasing the policy prior to the outbreak being a known event, you are correct in that you technically would not be covered for anything directly or indirectly involving the COVID-19 virus. For China, you still might be able to travel there in August, provided that the country is no longer a DFAT 4 ‘Do not travel’ destination. Your insurance will work as normal (excluding foreseen events this includes COVID-19), and this counts for our real-time claims too. If you are required to travel and you run into an issue whilst you are abroad. We are still encouraging our customer’s to contact the on-trip assistance team. We pride ourselves on being able to help people in their hour of need and this doesn’t change for us. Please note that is not to say we can necessarily pay-out a claim if it is related to COVID-19, but we will be able to provide up-to-date information to assist you accordingly. This is unchartered territory for a lot of people, and we are looking to provide our customers with solution to help. At present, we understand that a lot of customer’s are being afforded the opportunity to reschedule their trips for a later date. If that is the case, we can change your trip dates for a date in the future that way, you will not lose out on your policy. If your dates for the future are unknown, we can input provisional dates for the future. Once you have new dates confirmed, we can then lock-in those new travel dates for your policy. Please feel free to contact us on 1300 123 413. We will be happy to discuss how we can help you.