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Altitude Qantas, Altitude Rewards, Altitude VelocitySee the Best Rewards Credit Cards in 2022 as rated by Australians on ieatwords.com.au.
Pros
Uncapped points earning
Lounge passes and travel insurance included
Cons
Annual fee is not inclusive of Velocity or QFF membership fee
$75,000 minimum income required
TrewersSouth East Queensland, QLD
- 3 reviews
Ok Points - still no Apple Pay
Everything keeps listing this card as having Apple Pay. Westpac DO NOT support Apple Pay. This is still a major draw back for Westpac issued cards.
As it is a part of my home loan package the annual fee is waived. Which is good.
- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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JessSydney, NSW
Good card, but application process was a nightmare
Applied for this credit card back in June. They lost my application and required me to go through a number of very inconvenient steps more than once because of an error on their end. Card is okay for everyday use, but don't plan on taking it overseas.
- Everyday Expenses
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TimSouth East Queensland, QLD
Great card but avoid using overseas
Overall, quite happy with this card. I signed up during a promo period. My applicaiton got bounced around for a while and there was a lot of confusion on their end. Eventually, when it arrived, it turned out to be pretty decent. However, do not use for overseas purchases or foreign transactions as there is a steep fee.
- Everyday Expenses
- Special Purchases
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Alvin T.
- 2 reviews
- 1 like
7 months in and no reward even though i met requirements. READ FINE PRINT!!
So after hours of Westpac pushing my calls to Qantas and vice versa for hours yesterday, today i get a response from Westpac to say that because i held a credit card within 12months prior to signing up with this new card, i am no eligible for the reward points. They say i should have read the terms and conditions. Emails to encourage your to join to received reward points. Nothing but a Scam.. After 2 decades, it is time for me to change banks and shop for one that are at least honest. Shame on you Westpac.
- Everyday Expenses
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Jack H.
- 4 reviews
- Altitude Black - Qantas Frequent Flyer American Express Bundle
- Verified customer
Perfect card, great mix of perks and rewards
The bundle with Amex for higher points earning is great, there are not many cards left out there with this option. The black card has the highest earn rate of any major banks out there, and the conversion to Qantas points is great.
- Everyday Expenses
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Easy to accumulate and use points
Qantas lounge passes are a nice bonus. It's easy to earn and use points. Must have income of $75,000+. Should not have such a high annual fee based on this criteria. Happy with card in general.
- Online Shopping
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Angie KPerth, WA
- 5 reviews
Good credit card
The card came with the home loan package with no annual fee and bonus point at the time of application. It is an easy process to redeem points. Easy to use and manage once set up.
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KeliAU
- 12 reviews
- Altitude Black - Qantas Frequent Flyer American Express Bundle
- Verified customer
It was actually really good
I managed to get 120000 qantas frequent flyer points by signing up to this credit card and then kept it for a year after. No issue receiving points, and good points per $ spent.
- Everyday Expenses
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The reviewer stated that an incentive was offered for this review
Prasanth N.Sydney, NSW
- 2 reviews
Great card with a high credit limit
High credit limit Got an initial bonus of 80000 velocity points for 4000 spend in first three months.
Free travel insurance.
There is also 2 lounge pass if you do a transaction in velocity site.
The only downside is the foreign transaction fee.
- Everyday Expenses
- Online Shopping
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WarrenMacArthur 2904, ACT
- 8 reviews
Bonus points card
This card came with our home loan package so there's no annual fee as such as it is included in the loan yearly fee. Great thing about the card is the points that accumulate (1.25 points for each dollar spent) and we get bonus points from different Westpac partners from time to time. Easy to redeem points. We usually get gift cards which usually come in about week. Westpac have great security with their credit cards as well. Also there is travel insurance on the card
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DDshopperGreater Melbourne (Metropolitan), VIC
- 12 reviews
- 1 like
Handy to have.
The points are a bonus! Had this for years and never had an issue with it. Highly recommend as a reliable card. Do not plan to change cards ever. Great deal.
- Everyday Expenses
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adiseshuSydney, NSW
Less worth Altitude Reward points- but accepted everywhere
Altitude Reward points are not really helpful to claim or purchase things, because value of these points are less worthy. But good to have to use it any store or POS without any additional charges.
- Everyday Expenses
- Online Shopping
- Overseas/Travel
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The reviewer stated that an incentive was offered for this review
RaySydney, NSW
- 5 reviews
- 1 like
- Altitude Black - Altitude Rewards Mastercard
- Verified customer
It's a fine credit card
Accumulating the points used to be much better when they were combined with Amex card but since they split it to Amex issued card (which has separate annual fee) having the Amex is no longer worth it. I used to get the two cards free from annual fee because I have already paid home loan package and now the points accumulation is less and still have to pay Amex annual fee.
Insurance seems to be pretty good.
- Everyday Expenses
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RosieGreater Melbourne (Outer), VIC
Awesome rewards system
Love the rewards system on the card. You earn 1.5 points on every dollar spent and you have range of products to purchase from their portal. Can buy different store vouchers too
- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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EddieGreater Melbourne (Metropolitan), VIC
- 6 reviews
- 2 likes
- Altitude Black - Qantas Frequent Flyer Mastercard
- Verified customer
Ok overall card with perks
Card is easy to use with Tap & Go + Google Pay and Apple Pay.
Currently running a promo until 15th October for 80,000 Qantas FF pts for minimum $4000 spend in first 3 months. Great because annual fee is waived for first year too!
Westpac app is very easy to use and simple to check credit card statement and immediate update using app.
The rewards can used in the Qantas Store - Great for classic reward flight redemptions too. Easy and flexible to use + redeem pts. Comes with complimentary travel insurance and also 2 qantas lounge passes added t...Read more
o your acc which you can transfer to another QFF membership if you like. 0.75 pts per $1 spend - pretty standard for qantas rewards cards from all banks. Application was fairly easy but they had to call me a couple of times to confirm some details. Minimum limit is $15,000 which seems quite high and can significantly impact your borrowing amount if looking for re-finance or conditional pre-approval for loan.- Everyday Expenses
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J HarveySydney Surrounds, NSW
- 4 reviews
Decent card for sign-up bonus - otherwise there are better cards out there
The Westpac Altitude Black Mastercard and AmEx card bundle is a decent credit card bundle but the annual fee is very high compared to many other cards out there. This bundle is comprised of a Black/World MasterCard directly issued by Westpac and a Black AmEx Card Issued by AmEx but with Westpac branding. Therefore there will be two credit checks if you apply for the complete bundle (also the two cards will have different online access accounts).
The general points earn rate is good on the Black AmEx card (1.25 points/$) but not that good on th...Read more
e Westpac Mastercard (0.75 points/$ which is lower than many other "Black" tier VISA and MasterCards). Points are swept into your Qantas Frequent Flyer account each month and it is relatively easy to redeem them on flights or other things. The MasterCard also gives you 2 Qantas lounge passes if you buy a Qantas flight with them. The AmEx card generally has great telephone service while the Westpac Card less so (but is still not bad). I think it is better to use other cards with 0% foreign transaction fees when traveling overseas as these cards do have a fee of up to 3%. If signing up to this bundle aim for a 120,000 Qantas points sign-up bonus (80,000 on the Mastercard and 40,000 on the Amex) with a reduced annual fee (these promotions usually appear every few months). Do not get these black cards for 'status', as (thankfully) nobody actually gives a toss about that in real world. It is best to objectively evaluate the benefits provided in the form of points value (+ lounge access etc.) compared to the annual fee you pay. Overall I say this card is worth applying for if you qualify and can get a good 120,000 points bonus with a reduced 1st year annual fee.- Everyday Expenses
- Online Shopping
- Special Purchases
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Katie KGreater Melbourne (Metropolitan), VIC
- 5 reviews
Ok Card, too expensive for what you get
Worked well overseas, insurance is a good extra as well as the lounge access. Points are a bit low for what you spend so I try and pay everything on the card
- Everyday Expenses
- Overseas/Travel
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Sree
- 5 reviews
Best reward card to get a jump on your reward balance
Best card offer on market if you are looking for a jump in your reward balance. They have bonus offers most of the time and great per dollar conversion rate as well. Great app from Westpac to manage your payment and track spending
- Everyday Expenses
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The reviewer stated that an incentive was offered for this review
Melissa S.Perth, WA
- 4 reviews
I use this card for all my purchases!
I definitely reccomend this card, i have the AMEX and MC bundle and i use it for everything that takes MC! Only downside is the annual fee which is expensive
- Everyday Expenses
- Online Shopping
- Overseas/Travel
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HT123Westmead
- 5 reviews
- 1 like
Best credit card in market...
Accumulate 1.25 points per $ spent
2 complimentary lounge access
And travel insurance free if tickets purchased using card. One of the best card available in market.moreover, it also has added advantage with other available offer in market e.g. special offer for electricity, hotel booking etc..
- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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