??!

Pros

  • Receive 60,000 Bonus Altitude Points if you apply by 15 October 2022 and spend $3,000 on eligible purchases in the first 90 days from card approval

  • Earn 1 Altitude Point per $1, uncapped

  • Complimentary Insurance covers, including Overseas Travel, Purchase Security and Transit Accident Insurance

Cons

  • $150 Annual Fee



  • 3% Foreign Transaction Fee

Reviews

3.2

5 reviews
5
(1)
4
(1)
3
(2)
2
(0)
1
(1)
  • Transparency
    4.0 (5)
  • Customer Service
    3.3 (4)
  • Rates and Fees
    3.2 (5)
  • Rewards
    3.8 (4)
  • Online Experience
    3.4 (5)
  • Card / Account Used For
    • Everyday Expenses (3)
    • Special Purchases (1)
  • Application Process
    4.3 (4)
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Credit Card User

Credit Card UserSouth East Queensland, QLD

Don't select the wrong product from the gift shop!

published

After accidentally selecting the wrong apple watch with my rewards points, I called the help number within 3 minutes.
I was told there was no ability to change the order and that I'll need await product then send it back claiming its faulty for a full refund of points.
From there I can reselect a the correct watch.
What a broken system.

When I asked to make a complaint, I was patched through to Westpac's phone banking. Who subsequently told me they aren't affiliated with the altitude rewards program.

Time to find a better credit card I suppose.



Transparency
Customer Service
Rates and Fees
Online Experience
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
See all answers

Great high earning card with home loan package

published

I received the card under a home loan package.

The rewards program is quite simple and accumulates quickly.

The lounge pass access is a nice added bonus.

I have not had to call customer service so can't speak on that front.

Transparency
Rates and Fees
Rewards
Online Experience
Application Process
Main Point of ContactBranch
Card / Account Used For
  • Everyday Expenses
See all answers
Jimb

JimbGreater Melbourne (Outer), VIC

  • 23 reviews
  • 1 like

Westpac Platinum Card

published

Have changed from black card to platinum because fees were going to come into force because we changed accounts and were offered new card with no fees for 1 year,I use this for most payments and pay back out of interest bearing account and limits the amount of interest I pay,gives rewards extends warranties on some items even though you have to pay an excess on claim would not consider if under $200,same with car hire insurance also provides travel insurance but make sure you read the fine print,fees not to bad but I generally pay back quickly anyway.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateOctober 2018
Main Point of ContactPhone
Card / Account Used For
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review

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Iron

IronSydney

  • 19 reviews
  • 1 like

Standard credit card with good introductory offer

published

This card is a normal credit card but does earn some points. They have a great introductory offer with no fee and bonus points which got me in.

The online website is nothing special. The Altitude points seem to be worth less than other loyalty schemes (as in their scheme products are more expensive). There is an extra fee is you want to convert to Qantas points, and you will have to spend a lot to make that worthwhile.

The monthly due date for paying off the card is only about a week after the statement has arrived, which is too short for me and will probably see me closing this account before the next annual fee.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateJune 2022
See all answers
Dat L.

Dat L.Greater Melbourne (Outer), VIC

  • 4 reviews

Quick applying. Difficult to set up Autopay.

published

Quick application process, but had to go to a branch to set up Autopay from another bank.
Not as many discount offers as Amex, and I never found any offers useful for myself.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateMay 2022
Main Point of ContactBranch
Card / Account Used For
  • Everyday Expenses
See all answers
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