I have had no issues with this card and signed up during the bonus Qantas FF points promotion. However although my points did come through, it took nearly 7 months for this to happen, way past the original deadline. I had to chase up a few times hence why only 4 stars.

Have been using this card for almost a year. Application process was easy and had no issues being approved. Card arrived within a few days from approval. Spent the minimum amount for the bonus points and receive it after 90 days in my Qantas FF account. Recently, it got replaced with a Mastercard card (previously Visa). No annual fee for the first year, just a 50$ for selecting Qantas FF rewards.
Used it overseas with no issues. Points are automatically transferred every month to my FF account. Points conversion rate is not the best but it does the job since I dont spend large amount every month. Would recommend but there are better cards in the market at the moment (higher bonus for higher spending)

Still waiting for the 60000 Qantas bonus points. They charge $50 extra for earning Qantas points though. Reduced first year annual fee. Earning rate is lower than other cards only 0.5 point per dollar. Foreign transaction fees and exchange rates not good.

Got 60000 bonus Qantas points after spending few thousand dollars in first few months.

Pros
1) Bonus Qantas points
2) Qantas Reward points
3) Ease of managing the payments
4) Low annual fees
5) Complimentary insurance

Cons
1) Foreign transaction fees and below average exchange rates.

I signed up because there was a 60,000 Qantas Frequent Flyer if you met the required spend which I did. I did that and the points were delivered to my Qantas account within two weeks. Apart from that, it's just another credit card. I do like their feature where you can make a purchase and lock in a payment plan over defined period at a reduced interest rate.

Guys, Westpac got pathetic service when it comes to what they offer and what you receive.I am waiting for my 80,000 qantas point for the last 4 months and nothing has come through so far. I applied for card because there was an offer if you spend $5000 in first three months you will receive 80,000 qantas point, and I have spent $5000 in first two month. DO NOT APPLY FOR THIS WESTPAC ALTITUDE CARD. HORRIBLE SERVICE THEY PROVIDE. I called them 3 times but nothing has been happened so far.

Thanks,
Lucky
0402 662 619