??!

Pros

  • $0 Annual Card Fee in the first year plus $0 Annual Fee in subsequent years if you spend $5,000 each year

  • Up to 55 days interest free on purchases

Cons

  • 3% Foreign Transaction Fee

Reviews

3.3

3 reviews
5
(0)
4
(1)
3
(2)
2
(0)
1
(0)
  • Transparency
    4.0 (3)
  • Customer Service
    4.0 (3)
  • Rates and Fees
    2.7 (3)
  • Rewards
    5.0 (1)
  • Online Experience
    4.3 (3)
  • Card / Account Used For
    • Everyday Expenses (2)
    • Online Shopping (2)
    • Special Purchases (1)
  • Application Process
    4.0 (3)
Previous
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Terry

TerryNSW, 2114

  • 15 reviews

Low/No Fee but rates are high

published
Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Main Point of ContactOnline
Card / Account Used For
  • Special Purchases
See all answers
Jlang

JlangRockingham

  • 8 reviews
  • 1 like
  • Verified customer

Good low rate card

published

I got this card due to a reward of $250 credit on completion of spending $800 within 90 days. I have just received the credit. On the first statement you have to pay the fee of $59. It's a MasterCard so can be used anywhere. Interest free for 55 days however rates are quite high if you spend alot and only pay minimal payment. I haven't used the card overseas however you are able to with a small charge.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateAugust 2022
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
See all answers

The reviewer stated that an incentive was offered for this review



thi4888

thi4888Sydney, NSW

  • 4 reviews

Not much benefit to this card

published

I signed up for this card because there was a cashback promotion and have used it for about two years but will probably discontinue it soon (when my next annual fee is due).
There is an annual fee of $59, but no rewards program - which is a big drawback.
The card is easy enough to use, pay off and manage online.
It also gave me access to the Westpac zone at the end of the City to Surf, and paywave function is interesting (but not enough for me to set it up or to keep the card).

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateMay 2016
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
See all answers
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