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AMP Bett3r
Chris GCanberra Central 2601, ACT
- Verified customer
Great concept, poorly executed
The Bett3r app is primitive. There is no Apple Pay or Osko by BPAY.
I have been using his account for one year, and find that it is extremely unpredictable,when it transfers money for no reason between his accounts and then tells me that it’s off track and requires extra funds.
Excellent concept, however AMP has poorly executed the product! I would not recommend it.
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koolalaQLD, 4000
- 13 reviews
less is more
Their card doesn't have Apple Pay. Their app seems unrefined. Their netbank can't be linked to third party personal budgeting and expense tracking app. They are not interested in you but your money.
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Adam
- 3 reviews
- Verified customer
Innovative account with disappointing rewards
AMP's Bett3r account is actually 3 accounts that work together to enable a 'money-jar' budgeting style. There is an account for bills and outgoings (Pay), one for goals and savings (Save) and one for leftover cash that you can spend without feeling guilty (Spend). The product can automatically allocate an amount to each account based on your income cycle and depending on what you have told it about your upcoming bills and savings goals.
The product comes with a debit card linked to the Spend account. There is also a rewards program that diff...Read more
ers depending on if you use the accounts as a Savings account or a mortgage offset account. Pros - Once set up, a lot of budgeting for regular monthly or yearly bills is "set and forget", especially if you use BPay or Direct Debit. Bett3r will set aside an amount each month to make sure you have enough for the bill when it comes around. - Dedicated savings buckets so you can tag money saved for a house, car, holiday, etc. - Very nice Bett3r mobile app to manage the accounts (although not working in My AMP at the time of writing this) - No fees as long as you add $2000/mth to the Pay account. - Fast transfers to other banks, with high transfer limits
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