Commonwealth Bank Debit MasterCard

The best debit card *comparatively* in Australia for sure. Super user friendly app, great service and I love the fact that ALL PHONE CENTRES ARE IN AUSTRALIA! Great retail services.

Their website with net banking is easy to use. Never had a problem with them in my whole 6 years with them. They also have great customer service in person and on call.

I worked out, this was better for me than paying for credit. Commonwealth website makes it easy to check transactions any time. Payments can be set for specific dates. It’s simple to use and ensure you’ve enough credit to cover expenses. I’m able to manage without credit.

My account got hacked for 3 transactions by Ola Cabs. Had to file for Police Complaint and really push Commonwealth to have my money back. I called Commonwealth everyday to get active results. Very dangerous. Also they hardly give any good interest rates for the money you save. Pathetic!!!!

I find the Commonwealth debit Master Card very handy to use online when purchasing through Pay Pal, eBay, Amazon, and any other online stores.
I use it when paying bills with BPay and any other organisation which is easily done.
The Commonwealth Bank app is easy and simple to use when using this card.

As an International student, I have used this card for 5 years and not encounter any issues with it. Helpful customer service and clearly vision of smart phone app (to compare with NAB app). Will stay with this card.

No complaints from my end. Does the job and I use for shopping online all the time. Very happy customer

My CBA Travelcard has not been of much use in LA, Miami, or the Dominican Republic.
It was meant to work wherever MasterCard was available, however to date we have not been able withdraw any cash from any ATM, and only limited use at some stores and Restaurants. According to bank there isn't any technical reasons why it isn't operating. We have had to use our standard credit cards that we loaded with some cash prior to departure. Not Happy!

If I could give less than 1 star, I would. CBA allowed unauthorised transactions on my NEW and INACTIVE debit mastercard. Still waiting to get my money back. I was told it could take up to 45 days! Rubbish!

Be alert when your card is going to be expired.Someone else can steal and use the new card as credit card without your password or activation. It happened to us twice (one brand new card for my son, and another card for myself to replace the expiring one). It is so troublesome when I had to cancel the card which linked to my bills.

lack of security step for activating new card

I'm unsure what the reviewer cheesedOof was talking about when they said that couldn't get cash out, and that they had to push the 'credit' button. I've always been able to get cash out, and I use the 'savings' button, not credit. This is a great card, it makes online and everyday transactions easy.
I got this card so I could shop online, and it's been great. I've had it for about 6 months now and I've never had any problems with it. Every website I've been to has accepted it. When I switched to this card it arrived within a week, and the customer service at my local branch was great.

My husband and I signed up for the Debit MasterCard after clearing existing credit card debts. LOVE it. Pity debit credit cards were only introduced in recent years, had they been available earlier, we could have signed up for one and wouldn't have 'normal' credit card debts in the first place.

You can link a high-interest NetBank Saver account to a Streamline account, then add the Debit Mastercard. We only pay $4 per month for account fees and have unlimited ATM access and EFTPOS.

Some people like the Paypass feature but I never use it, mainly for security reasons
Using your own money, very convenient

The Commonwealth Bank Debit MasterCard is a great solution for people who want to be able to purchase products or services that require a credit card but wish to use their own money. It is accepted at any places that accept MasterCard credit cards and features the security chip and pay pass function that makes it easier to make payments without having to sign or enter your PIN. It's a good product for those who are not comfortable with having a credit card but still want the benefits of having one.
Provides you with all the benefits of using a credit card whilst stil using your own money
May attract surcharge fees depending on where you use it

I have had this card now for about 9 months and I am very impressed by CBA's debit card. I have a ANZ card but this card keeps the statement very well organised. I like CBA's customer service and that they are available 24/7. Also, that if you pay $6 a month you have a cheque book option (I hope that the ANZ are reading this and taking notes). Also, the BSB and account number is not listed on the back of the card.
That the card has a security chip, CBA have a lot of branch's in Australia and if you are a full time student you get the monthly fee waved for a nominated period.
The monthly fee is a little high and it would be nice if there was a range of colours available

brilliant! i signed up as soon as it came out a couple of weeks ago and most of my friends did too. so easy to use and you don't get into debt! the staff at my local branch were pleasant and helpful, my card arrived within the week. love this, highly recommend!
purchase things online or over phone using your own money
protection and versatility of mastercard
NO monthly account keeping fee for 18-24 year olds
option to change streamline over (so no changing account numbers for pay, direct debits etc) or open new account