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No Annual Card Fee and No Late Payment Fee
0% p.a. Balance Transfers for 6 months
Add up to 4 Additional Cardholders at no additional cost
3.4% International Transaction Fee
Balance Transfer Rate reverts to the high Cash Advance Rate of 19.99% p.a. after the offer period ends
A VISA Credit Card with No Annual Fee Plus Lots of Rewards
Citi Simplicity Credit Card is a good credit card which has NO annual fee but still has lots of rewards to offer. It is a VISA credit card, so this means that I will be able to access a range of Visa offers -- Visa Platinum Privileges. The DINING PROGRAM is another feature that I like -- a free bottle of wine from lots of participating restaurants. Citi Simplicity Card also includes complimentary Purchase Cover Insurance, Extended Warranty Insurance and more which gives me a peace of mind.
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