Bankwest Zero Platinum MasterCard

I have had this card for over 3 years. I have been using this card for overseas traveling in APAC, Europe and NA, the obvious advantage is that you can check transactions from mobile app instantly. And the conversation rate is quite good as well.

This card is great as it has no annual fees, no conversion fees and a great mobile banking system for convenient access during travel or everyday purchases. It also includes free insurance which is not the best, but great for a free card. It would be comparable to 28 Degrees, but is much better than anything else.

Having an annual fee is a pain but we make a lot of overseas purchases so the zero foreign transaction fees make the card worthwhile. Good customer service over the phone also.

We have a $7500 limit - we keep it low to keep our spend in check. We have had this card for around 15 years (the product has changed a few times over these years). The rewards are pretty good and we don't pay interest because we are vigilant about paying it off to zero every month. I know there is a fee (around $59 a year I think) which I think is a sting due to the fact that bankwest reams us for interest of our mortgages! Overall, we rate bankwest above other banks (we have tried quote a few!) and have generally found their customer service to be excellent. If they brought back the days of giving us our own personal banker boy that would be awesome.

Had this card for years.
Highly recommended for overseas purchases / online shopping, as no foreign fees apply.
Card was skimmed once, and Bankwest promptly assisted in cancellation of the card, and reissuing a replacement.

There is no foreign transaction fee if you use the credit card overseas or purchase an overseas product with a foreign currency. Not only that, the card offers very good exchange rate. The exchange is usually better than the rate obtained from Google currency exchange rate.

I usually abandon a credit card after a year (when a better deal comes up), but this card could be a game changer. Ticks all the boxes for overseas travellers - free travel insurance, no overseas transaction fees, low annual fee. The customer online services are smooth - convenient message feature and online chat. Contacting BankWest by phone is also easy, no long periods on hold and friendly efficient operators.

Brilliant. I've never had any issues with it. It works every time and never has any exchange fees. I also get free travel insurance when I use it to book >$500 worth of travel items (although I've never had to utilise it). The only bad thing bad thing is having to wait a few days until the purchases are authorised, during which the price can change, but it's not usually too different, depending on the exchange rate of the day.

Free card great for internet purchases and overseas travel with no downsides. Never had an unexpected fee. No international transaction fees and good forex conversion rates make it perfect for both travel and internet purchases.. Free travel insurance, extended warranties make it all the much sweeter.

Pros:
Free travel insurance when air ticket is booked with this card
No annual fee
Best card for overseas use and online purchases in a foreign CURRENCY {NO TRANSACTION FEE AND BEST EXHANGE RATE}
Cons: Nothing to complain as it does not has an annual fee

No transaction or exchange fees. BankWest use the MasterCard exchange rate (which come to very close to the real time rate) was my daily use card and saved hundreds in foreign and transaction fees.

No overseas transactions fee. No annual fee. Perfect for people to shop online overseas. The exchange rate is pretty good and very close to XE real time rate.
Easy to use app to repay overdraft.

The title says it all, this no-annual-fee card comes with the added bonus that foreign transaction fees are waived. Whenever I travel or shop online from overseas sellers this is my go-to card.
Unfortunately no points/rewards program, so domestically I prefer to use other cards. If you are like me and don't mind choosing a card for a purpose, then having this one is a good idea.

I’ve been unfortunate enough to have to claim travel insurance on two occasions while on holiday overseas, and the complimentary travel insurance on my Zero Platinum MasterCard covered it in full. I was very impressed with the high level of support and compassion I received when calling the helpline when I was unexpectedly hospitalised overseas. On the second occasion, the airline we bought our tickets from went bust, and again, I received excellent support, and received a full compensation on my claim, no questions asked. A brilliant product, in my experience.

This is a great card for overseas travel. There are no ongoing fees and no fees for overseas purchases. I mainly picked it for that reason plus the included overseas travel insurance.

I got this card a few years for overseas travel. No annual fee and no fees for overseas purchases were exactly what I wanted. However although I have had it for a while now I only ever use it for this, and now it's even my back-up o/s card as many other cards, including my go-to card, the coles reward mastercard, now offer no transaction fees on overseas purchases. I would say it was good when I got it but others have used there game. It also had no online way of cancelling the card when I lost my purse and the over-the-phone experience was frustrating as all the security check questions related to other 'cards' in my purse such as my drivers licence... Finally got there but a little stressful.