Latitude 28 Degrees Global Platinum Mastercard

Had been a 28 Degrees Mastercard customer for close to ten years. Found a illegitimate charge of $508 on my credit card due to possible skimming. Reported it to Latitude financial and was told it was too late to refund and they didn't contact the merchant. There are no benefits to having this card any longer since other cards like ING waive International fees anyway. There are no points system either and Customer Service is now all offshore. They only just created a mobile app by the way!

I felt safer and free to buy everything that I needed, without worries about exchanging money, and also I added it in my apple wallet, so it was perfect and I do recommend!

Zero transaction fees and easy ATM access. I accumulated all my overseas expenses and then made a single repayment when I returned after my overseas trip was over. So easy.

Generally good ...... until you need help to resolve a problem. Tried to organise a supplementary card for my daughter who is travelling at short notice. Nobody cares about the timeframe. Nobody cares.

Have used my card on many overseas trips. I have never had a problem with it. If you pay it on time it is good value. Charging for a setup to pay online was a money grabbing exercise as it was much more convenient than the direct payment for no charge. The extra such as airport lounge access is good but some lounges are not worth the time of filling in all the info. Over all I am happy with the card.

Very convenient. I have compared the AUD amount offered by the hotel with the amount converted from the local currency on my card and have found it is always lower

I transferred some funds to pay for expenses. I tried to use the card for further purchases but could not due to insufficient fund. When I transferred additional funds to the card for future expenses the system did not let me to transfer funds because I have already done a fund transfer in the last 5 days. That is ridiculous

I have found this card to be really a cost saver, with the no fees feature, you are saving with every transaction, and the touch pay function works also in most places. I travel constantly overseas, and its almost accepted everywhere, even Singapore taxi . I have lost count of how much it has saved over the many years I have used it. Only thing is you need to pay it off within in the free interest time, otherwise the interest costs quickly will remove the exchange rate savings.

Easy to use overseas as well as in Aust, the card is the first thing I pack when travelling. I have told a lot of my friends about what a wonderful card it is

My wife and I both have 28 Degree Mastercards and use them when he travel overseas, which is regularly. We also use them for overseas bookings and purchases from Australia as the exchange rate is always better than any other method and there are no fees. They are invaluable!

No transaction fees and excellent exchange rate overseas, making this my go-to card to use while travelling. It's also pretty decent for withdrawing cash, albeit there is 4% cash advance fee.

Make sure to pay in local currency if you are asked whether to pay in AUD or local currency.

The app is excellent and easy to use.

The only downside is that I'm not aware of any points at all.

Well they are transparent and straightforward when they say the do it, really happy with the service. Submitted the documents they clarified what they need and they verified and approved

Our Latitude 28 Degrees Mastercard has been perfect for all of our travels overseas. It is easy to use, anywhere, and avoids transaction fees and exchange rate rip offs. The online payment facility is easy to follow and use. A very convenient card.

I haven't been overseas for over a year, but the convenience of the card and absence of transaction fees on all our previous trips, made it attractive. I use it exclusively on such trips.

always use my 28 degreees card when making purchases overseas or travelling overseas. no exchange rate. best card for overseas purchases. Found the card accepted anywhere we went overseas. 28 degrees also kept in touch with me when overseas via email if they thought a charge may not have been mine.

Not used overseas in the past month, but previous experience earlier in the year was excellent and trouble free in four totally diverse countries -USA, Germany, Portugal and China where the card was accepted without question and the rates of exchange were very attractive

I am only use the card for overseas transactions. $0.0 transiction fee.
Iam with 28degree MasterCard for at least 10 year I will recommended the card to any one buying from Oversees