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Reviews

1.1

49 reviews
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EvilGamer

EvilGamerPerth, WA

  • 3 reviews

Do not use

published

Someone kept on calling me on a private number and I refuse to answer - I will respect your privacy and won't answer a private number. I then got a message on Messenger from someone that isn't related to me but have the same surname informing me that someone from Credit Corp on a private number looking for me. When I called back and confronted them about it, they denied it but when I told them I will let the State Ombudsman know of them calling and harassing people through Facebook they quickly apologize for it.
If they can't find you, your family will know. Report them if they do that.

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John

JohnFar North Queensland, QLD

Never trust Credit Corp

published

Worst company ever in supplying requested documents to prove debt.Very quick to threaten legal action .
Customer service is non existent and when you do get to speak to someone all they do is lie.
Do not trust them ever.Get legal help and stop these bullies.



Justeen

JusteenMetropolitan Adelaide, SA

  • 3 reviews

Disgusting !!!!!

published

Facts are my banking debt was handed over to this company - I was called over 5 times a day during working hours and when I did call back I was rudely spoken to like I had committed tax fraud. I explained I could pay $150 a month and would pay more when I found work however this was not good enough and continued to talk over me. I will go to court before I pay them a damn penny !

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Bibek D.

Bibek D.Darwin, NT

Absolutely disgusting

published

I wish I have read the reviews before give them the money. Took money promising to remove encumbrances from car and stop responding. The lady who took the money was very unprofessional. I m seeking legal advice to get my money back. I paid someone else debt still no respect, they should quit.

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Mara

MaraPerth

  • 19 reviews

Nasty Company

published

Hate talking to these guys.. rude and won’t cooperate even when you say you’re in financial hardship. Instead you are just threatened with legal action non stop. Learn a bit of compassion.

Disgruntled

DisgruntledAU

  • 3 reviews

Scum Bags

published

Use illegal tactics like accessing databases to try and find relatives ect.. They hide in a call centre in Manilla somewhere for that very reason. The debt they are chasing from me is over 7 years old. They just waste everyone's time. Get legal advice if they start harassing you.

Tammy

TammyPerth, WA

  • 2 reviews

Pathetic

published

If I could give minus stars for this pathetic excuse of a company I would. I had a debt with Credit Corp which they offered a discount if I paid it all off in a lump sum (which I did ) and they would wipe it clean off my credit file ( which they didn’t ). Then I get an email from a totally different debt collecting company stating I now owe them the remaining amount that was suppose to be discounted if I paid the lump sum from credit corp.DO NOT trust these scum they will con you into making a lump Sum Payment and then sell off your remaining debt to other debt collectors

Transparency

They are bullies

published

Credit Corp,

They are nothing but bullies.

They harass me every day it doesn't if you have made a payment once a fortnight. They will call 3 times in the one day.
They don't care if you are sick or suffer from depression or anxiety they will do nothing but harass and harass until you feel sick inside.
Something needs to be done about them.

Annoyed

AnnoyedPerth

Liars

published

Absolute joke of a company
Was promised that if I paid my debt off within a month they would wipe it from my credit history as having a default. Complete lies! They were very pushy and insistent and when I told them i couldnt pay it off in one lump and would need to do a payment schedule they told me i needed to ask family then so they could get this wiped from my name. I did this and now im being told by the banks this isnt the case and I will still have the default against my name for the next 5 years! If I had of known this I would of just done the payment schedule and not bothered to hassle my family in helping, which was for nothing!

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I don’t even have a debt with these nuff nuffs.

published

I don’t ever have a debt with these nuff nuffs. I am trying to pay my extra wife’s debt off. I offered 2,500 they wanted 3,800. Two weeks later I offer 3,800 they now want 4,300. They can stick it. No more contact with these fools.

sarahf

sarahfSydney, NSW

  • 10 reviews

Illegally calling family and friends

published

Credit Corp should face a Royal Commission

published

i have crossed paths with this company which claimed I had a debt and a court order (which by the way don't exist on my credit reference). They continually call any number they have on whoever, work, home, mobile, friends, family and use ridiculous techniques to find out information, including passing themselves off as lottery officials looking for a winner. I wonder how they recruit their staff??? Anyway be wary of this scum-bag company and prepare to be on the front line come a Royal Commission. Everytime they call note the number (most times anonymous) mark it as "do not answer" and don't answer!

i challenge you

published
Ge customer

Ge customerPerth, WA

  • 18 reviews

Not a good position to be in but better than others

published

Originally had large debt that couldn't be repayed so it was sold to credit corp. I agree they are mean to you on the phone about paying the money back. We came to an agreement no interest and payments we sort of affordable. Im back in same situation again but went part 9 bankrupt with fox symes which is in my opinion worse off than I was with credit corp as I have to pay foxsymes fees and the government in the repayments. My advice is let the debt go to credit corp instead of going part 9 bankrupt.

Collecting money that is OWED

published

Sounds like a bunch of people on here are incapable of basic adult responsibilities and can not afford to pay back money that they owe. They’ve been quiet happy to sign up for the loan and spend the money but once it comes time to pay it back, they are unable to and cannot comprehend the simple fact that Credit Corp WILL reclaim this money either by your credit file having a couple of nice defaults on their, the ability to sue or recovery of your assets. Enjoy!

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sking2004

sking2004Queensland, 4305

  • 4 reviews
  • 3 likes

Scum of the Earth

published

These people are the scum of the earth. Harass you at any hour of the day. They call numbers you have requested to be removed from your records. Most calls are done on mobile numbers or blocked and they don’t identify themselves and ask for personal information.

Thieves

published

They called our neighbors, bosses and friends. We have paid almost 3 times the original debt and given every cent we can to these guys, even our wedding gifted $$ and now they still want 85% of the remaining amount to settle the debt. If I had’ve known they would shaft us like this there is no way I would have given them that much money and been living in as much financial strain. We have been in so much stress and to realise after all this work we have done to have it basically thrown back in our faces is insulting.

Marty

Marty

  • 5 reviews

Intimidating And Want Decision Now!!!!

published

[name removed] - customer relationship manager has tried twice to get me to make a decision during the phone calls but I'm confused about what she's requesting due to a lack of knowledge on there contracts etc and don't know what I'm signing??? Cannot understand their language??? I suffer mental health issues and their persistance and lack of care make me feel more depressed than I'm already feeling...This group are evil and only care about money not your health!!!! May god have on your souls!!!

Repayment Opportunity - Optus Mobile

published

Never signed up for a mobile or anything with Optus.
Yet these butt... has sent a letter demanding in excess of $3000.
No details of the supposed debt such as a bill or contract!
What sort of a business is this???

Raj

RajMelbourne

Bully, Fraud

published
Page 2 of 3
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Questions & Answers

Jessica

Jessicaasked

Hi, hoping someone can please give me some advise! I have a 10k loan which i am now paying off to Credit Corp and i am only now just reading all of these horrible reviews!!! Is there a way to stop paying these people and transfer to a better company? not sure what to do :/

8 answers
big g.
big g.

This is the best advice you could be given. Please read this carefully and read it all. Firstly there is no way you can transfer your debt to another company. There is no such thing as transfers and there is no such thing as a better company. These companies you are talking about are debt collectors they are not there to consolidate your debt they are there to get as much money as they can from you and rip you off they will bully and intimidate you in any way possible to get your money with empty threats. Secondly you need to stop paying them. Consider this, think about the current crisis we are going through with coronavirus. Global economies including Australia being shut down, mass unemployment, businesses going into receivership, cash running dry, long queues at centrelink, think of all of the billions of dollars that will be piling up in debt. So much debt to chase that will never be paid. Who is to say that credit corp will exist in six months time if they can't operate through the crisis because of nationwide lockdowns? How can they exist to collect money and stay in business if there is no money to collect and the country has gone bust? Now the next step. If they call you again just hang up, call you on the mobile block the number, they call from another number block that number too. any mail you get in the post from them just throw it in the bin. Eventually they will give up because they have thousands if not hundreds of thousands of files to go through how can they even remember your first name? Theres so many people out there with outstanding debts of 10 grand or more and the number of debtors are only going to triple or go ten fold so why even worry?

Jessica
Jessica

Hello,
Thank you very much for your message and advise.. really appreciate it! I can’t believe how they are getting away with this, just terrible. I will try and stop my payments. All I’ve noticed is the money I owe just keeps getting higher and not lower (doesn’t make sense). Anyway.. THANK YOU :)

george
george

You cant transfer Credit Corp buys debts for 50cents in the dollar & then goes out and collects the full amount. You cant negotiate with them..Credit Corp are sharks they will chase you for the next 10 yrs if they have to they will NEVER give up. They wont stop payments for any reason even during the virus they are still collecting debts even when you die they will still go after the debt through your estate I had a $7.000 debt with them & it blew out to $22,000 in 12 months Dont block numbers They have over 100 different mobile numbers they ring on. If you keep blocking numbers they will just ring on another one. they will send a field officer around to your home & work & all your relatives places until they find you then they will get a court judgement & send the sheriff around to take your furniture, car computers or anything of value you cant get out of by saying someone else owns them it dosent matter you have to show the sheriff proof of whose name everything is in. & you cant stop the sheriff from taking anything. then they will get a court order to garnishee your wages. & if you have a home mortgage or own a house they will get a court order to sell your house. Do what i did go & see a financial councillor thru the salvation army or st vincent de paul & let them deal with Credit corp. They are not allowed to contact you once you have a councillor. Credit corp owns wallet wizard & 5 other lending & finance companies the chances of them going broke is remote. While you are not paying anything they are charging you a whopping 52% interest per month. You will make things worse if you try to avoid them believe me i tried that & got no where

Kate

Kateasked

When can I go for another credit redraw with wallet wizard

1 answer
wingnut
wingnut

have you thought about asking wallet wizard

Colleen W.

Colleen W.asked

So almost 2 yrs ago my partner was contacted by credit corp from a debt for a car loan in his early 20s saying he had to pay off $18000 so since i was preg at the time of the call he just organised to repay the debt n now im starting to think things r a bit suss like credit corp comes up in our bank statement no problems but next to them is a sportsbet symbol which is odd, we have no paper work never received a thing. Dont know if its worth contacting them and looking into further maybe ???

2 answers
number1gun
number1gun

Colleen don't pay them a cent get legal advice this company is nothing but a greedy scummy team of thieves . They prey on people who had debts with other institution and they buy debts for peanuts and then add on all the extra fees and charges thats where they make all this money . The sad thing is our government allows this to happen by giving them the rights to get court orders and then the Dog sheriff comes to your home and helps himself to your personal belongings .?? How the hell is this right or fair ?? we all need to complain about this ilegal system before too many innocent people lose there things that they have worked hard for . Good luk Colleen dont get sucked in by this fraudulent company.

arsch
arsch

Fyo.

IF your debt is older than 6 yrs, it cannot get pursued in court (last payment by date)

CrediCorp is annoying, yes. But they act within the law and, after all, if you owe a debt you owe a debt.

CreditCorp operates in 3 countries and has about 2500 employees.

I was on the phone with them today, trying to negotiate a deal to pay off my $12.000 debt from a credit card.

They wouldn’t move at all. Only after about 30 minutes they offered to go to 10.000.

I hung up on them, but they will now summon me to court and if I don’t defend myself they’ll get a default judgement, allowing them to take my couch.

I will end up paying them, there is no way out, other than

- leaving the country for good
- declaring bankruptcy
- dying

IF you TRULY don’t owe the debt, you need to contact the financial ombudsman.

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