Stratton Finance Questions & Answers

Hi Shaye, we may be able to help with this situation. We would love to discuss this further, you can contact us at 1300787288 or send your details through to [email protected]

Hi Ray, great question.
We should be able to assist you, it will depend on your serviceability, and whether lender deems you can afford the loan or not. We would love to assist you further with this inquiry, I can organise on of our finance consultants to get in touch and run through some options with you.
You can send me your contact details at [email protected]
Thanks,
Tim Chen - Customer Service Manager

Hi Gary,

Sorry for the late reply, but excellent question. The Criteria for Low doc loans vary from lender to lender, and because we have quite a few lenders on our panel the answer can vary greatly.
I think the best course of action would be for you to speak with one of our finance consultants, as they will be able to walk you through the best options available, and provide you with a no obligation tailored quote.
If you would like to progress further you can either call us directly on 1300 787 288, or you can email me your contact details and I will organise a finance consultant to get in touch.

My email: [email protected]

I'm sorry i couldn't be of more assistance, but i hope that helps.

Thanks,
Tim Chen - Customer Service Manager

Hi Lei,

Usually you don't need a deposit when purchasing a car. However, it can depend on your profile, and there are some instances where a deposit will greatly increase your chances of approval.
We would love to assist you with your search for a car! We have over 20 lenders on our panel, and are very competitive. It would be best if you spoke with one of our finance consultants in order to get a good idea of what we can offer you.

You can contact me directly on [email protected]

Thanks,

Tim Chen - Customer Loyalty Manager

Hi Elsa,
It would depend on your specific circumstances. However we would love to see if we could assist you.
Please feel free to contact me directly and i can organise a finance consultant to go over some options with you.
Thanks,
Tim Chen - Customer Loyalty Team Leader
[email protected]

HI Alex, sorry about the slow response.
Great question, there are fees involved. However the fees are wrapped up into the monthly repayments, and they are disclosed upfront so there won't be any nasty surprises. If you want to compare quotes, you just need to make sure the terms of the quote are the same (same balloon and term), and focus on the repayments. This is because the repayments are reflective of the rate you get, and it encapsulates any fees charged.
If you have any further enquiries im more than happy for you to contact me directly on my email. [email protected]
Thanks,
Tim Chen - Customer Loyalty Team Leader

Hi Michael. Really sorry about the late reply. 26% is on the higher side, but it could be justified depending on the circumstances around your credit rating. As for not applying with anyone else because it will affect your credit rating. It is true that having multiple applications over a short period of time can affect your chances, however it sounds a bit like a scare tactic to me. We can definitely give you a quote to see if we can get a better deal for you, and no application will be made against your credit file unless you're happy and wish to proceed!
Is this something you're still in the market for?
Please feel free to contact me on my direct email [email protected] and i will endeavor to assist you further.
Thanks,
Tim Chen - Customer loyalty team leader

Hi Julie, yes we can do a loan for you if you are self employed. Feel free to get in touch or if you email your details to [email protected], we'll have a consultant contact you and assist with any questions you may have.
Tim Chen
Customer Loyalty Team Leader
Stratton Finance

Hi Des - the interest rate on secured loans for cars is generally fixed, which is great as it means the rate you get now is locked in for the duration of the term of the loan. What are you looking to buy and how much are you looking to finance? I can get one of our Senior Finance Consultants to give you a quick quote.
Regards
Sue Leydon
Customer Loyalty Manager
Stratton Finance

Hi Natalie, yes we do finance boats and have a team of boat finance specialists on hand. Feel free to get in touch or if you email your details to [email protected], we'll have a consultant contact you and assist with any questions you may have. Thanks.

Hi Jamie, yes we do from 9am-4pm on Saturdays. If you email your contact details to [email protected] we can have a consultant get in touch. Thanks.