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Best Latitude Financial Credit Cards

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5 listings

Latitude 28 Degrees Global Platinum Mastercard

No Annual Fee Credit Cards and Frequent Flyer & Travel Credit CardsLatitude 28 Degrees Global Platinum Mastercard

3.8 from 1,573 reviews
Purchase Rate21.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days

One of the most popular travel cards in Australia, this card has no annual fee and no foreign transaction fees.



  • Pros & Cons
  • Review Summary
  • Specifications

  • No Annual Fee

  • No International Transaction Fees

  • No Currency Conversion Fees

  • Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)



  • Website and app experience seen as sub-par

  • Transparency
    4.4 (885)
  • Rewards
    3.1 (138)
  • Online Experience
    4.4 (870)
  • Customer Service
    4.4 (901)
  • Rates and Fees
    4.5 (922)
  • Application Process
    4.5 (774)
  • BenefitsNo Foreign Transaction Fee
  • Minimum Credit Limit $6,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Latitude Gem Visa

Low Rate Credit CardsLatitude Gem Visa

3.4 from 749 reviews
Purchase Rate24.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days
  • Pros & Cons
  • Review Summary
  • Specifications

  • 6 Months Interest Free on purchases over $250 with participating retailers

  • Three 0% Interest Payment Plans to choose from

  • $99 Annual Fee



  • 3% International Transaction Fee

  • Payment Handling Fees ($0.95 online, $2.50 in person)

  • High 24.99% p.a. Purchase Rate

  • Transparency
    3.7 (406)
  • Rewards
    2.8 (153)
  • Online Experience
    3.8 (393)
  • Customer Service
    3.7 (415)
  • Rates and Fees
    3.5 (407)
  • Application Process
    4.1 (371)
  • Minimum Credit Limit $1,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Introductory Rate 0% interest for 6 months on purchases over $250
Latitude Low Rate Mastercard

Low Rate Credit CardsLatitude Low Rate Mastercard

4.3 from 19 reviews
Purchase Rate9.89% p.a.
Annual Fee$69 p.a.
Interest Free Period 55 days
  • Pros & Cons
  • Review Summary
  • Specifications

  • $69 Annual Fee

  • Low Interest Rate of 9.89% on purchases & up to 55 days interest free

  • Price Protection (buy now and if the price drops within 30 days, the difference will be refunded)

  • Purchase Protection (if an eligible purchase is accidentally damaged or stolen within 90 days, Latitude Financial Services will help repair or replace it)

  • Extended Warranty (1 year extra warranty on eligible purchases that have an existing one-to-two-year manufacturer's warranty)

  • 3% International Transaction Fee

  • Payment Handling Fees ($0.95 online including BPAY, $2.50 in person)

  • Transparency
    4.4 (16)
  • Rewards
    4.5 (4)
  • Online Experience
    4.3 (15)
  • Customer Service
    4.2 (16)
  • Rates and Fees
    4.3 (16)
  • Application Process
    4.6 (16)
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
GO MasterCard

No Annual Fee Credit Cards and Rewards Credit CardsGO MasterCard

2.6 from 813 reviews
Purchase Rate22.74% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
  • Pros & Cons
  • Review Summary
  • Specifications

  • 0% interest for a set period (min. $300 purchases)

  • Three repayment options to choose from

  • $5.95 Monthly Fee

  • $25 Establishment Fee

  • High rate once the interest-free period ends (22.74%)

  • Transparency
    3.5 (369)
  • Rewards
    2.5 (138)
  • Online Experience
    3.5 (338)
  • Customer Service
    3.5 (378)
  • Rates and Fees
    3.1 (383)
  • Application Process
    4.0 (322)
  • Minimum Credit Limit $1,000
  • Maximum Credit Limit $25,000
  • Rewards ProgramGO Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Latitude Infinity Rewards Visa

Rewards Credit CardsLatitude Infinity Rewards Visa

4.0 from 15 reviews
Purchase Rate20.69% p.a.
Annual Fee$69 p.a.
Interest Free Period 55 days
  • Pros & Cons
  • Review Summary
  • Specifications

  • Earn 1 Latitude Infinity Rewards Point per $1 spent, uncapped

  • 3% International Transaction Fees

  • $0.95 BPAY Fee

  • Transparency
    4.3 (11)
  • Rewards
    3.8 (10)
  • Online Experience
    3.7 (13)
  • Customer Service
    3.9 (14)
  • Rates and Fees
    4.1 (11)
  • Application Process
    4.3 (8)
  • Rewards ProgramLatitude Infinity Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay