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Unethical. Terrible. Now in financial hardship
All info required inc85 page report from specialist received 8m ago. Been off work for 11m. Paid premiums for years. Same excuses everytime. In SEVERE financial hardship because of AIA
1 comment
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OrKasSydney, NSW
No One does Anything
My claim has been in their system now for 12 weeks . Every week I phone in to see if any progress is being made. The team on the phone are always nice but there always seems to be a reason why there is no outcome yet. If it needs more than sending an email then it just gets pushed to the side and not done. From them sending incorrectly filled in paperwork, claim they are waiting for more information from sources, but when I check there has been no request for that information ever made. I had to chase up my own medical files to be sent as the...Read more
y sent incorrect release forms. I had actually been told on week 10 that it was all approved only to find out on my next phone call to them a week later "oh really, dont know why you where told that " . The fact that there is no doubt of my medical injury doesn't seem to matter. The mental harm waiting this long for an income to start again so you can get some treatment just falls on deaf ears. I get the impression that when you explain you aren't get any physio (for example) because you cant afford to, as the mortgage, bills continue to come, just doesn't seem to sit right with them . Savings? Yep all gone on not having a wage for 3 months . Today I tried again to chase up my claim to be told we have a large workload and are understaffed. They dont know when my claim will be looked at. I was told today they tried to contact me but as my phone was engaged so that was the end of that . They don't retry and the callback gets removed from the system. I was told to contact the complaints department as that would be the fastest way to get my claim looked at. Been there done that, doesn't work. I would suggest a lot of caution if seeking Income protection from this company.
1 comment
AIA A.AIA Australia
Hi OrKas,
We are sorry to hear about this and we can understand your concern regarding the delay. We have sent you a private message to get more information and investigate your case further.... Read more
Kindest, Phoebe - AIA AustraliaSimilar opinion? Write a review on ieatwords.com.au!
Blake Jonathan H.Central Queensland, QLD
- 2 reviews
Hayley Thomson at AIA is amazing
I had lots of issues mainly due to how complicated of a case I had. However once dealing with hayley Thomson in complaints all my issues were fixed. Wish all their employees were amazing as her
1 comment
AIA A.AIA Australia
Hi Blake,
We are glad your issues are solved! We will pass the message along to Hayley. ... Read more
Kind regards, Matt - AIA AustraliaSimilar opinion? Write a review on ieatwords.com.au!
Find out how AIA Australia Income Protection compares to other Income Insurance
Know better, choose better.
Shiri StringerLongreach
- 4 reviews
Pathetic Service
Applied for my Income Protection insurance and after 11mths, get told that I wasn’t insured for the relevant period even though it has ALWAYS been apart of my super! AIA are dodgy. Definitely taking this further! Not impressed
1 comment
AIA A.AIA Australia
Hi Shiri,
Thank you for reaching out. We are sorry to hear about your case and we sent you a direct message to get further information on your IP claim. Could you please provide us with more details in private?... Read more
Kindest, Matt - AIA AustraliaSimilar opinion? Write a review on ieatwords.com.au!
Jamie T.South East Queensland, QLD
Worst insurance ever
Been dealing with these crooks for 9 months after our claim was acknowledged. Now I get a letter in the mail that rest no longer deal with aia. We are waiting for a final response from aia then we will be taking you to court for misrepresentation of your policy. I can see why rest left you guys.
1 comment
AIA A.AIA Australia
Hi Jamie,
I am so sorry to hear about this and ai can understand your frustration. I sent you a direct message to get your details and policy number so we can investigate this.... Read more
Kindest, Matt - AIA AustraliaSimilar opinion? Write a review on ieatwords.com.au!
johntaree
Non Performance
My daughter has Income Protection through REST Super and AIA. After numerous delays and requests, finaly accepted in December as a claim. Since then up to 300 pages of information, delivered to one assessor, then another, then a senior assessor, then another assessor. Now requesting 12 years of pay slips; you have to be joking. promises that claim would be assessed in 30 days, not completed, ; every time we contact, still more forms or information. Tax return Summaries provided, now theyu want complete Tax Returns for numerous years.
When Natio...Read more
3 comments
AIA A.AIA Australia
Hi John,
Thanks for reaching out. I can completely understand your frustration. I sent you a direct message to get your claim and policy number so I can investigate this further for you. ... Read more
Kind regards, Matt - AIA AustraliaOnce upon a time, all that was needed for income protection claim was a Doctors certificate and proof of income. Having read all the other complaints abut inactivity and incessant requests for additio... Read more
nal information. My dauhter had to use all her Holiday Pay and Long Service before centrelin wouldpay. Repeated phone calls which result in the answer we are too busy call laer!!!!!~; when do you call? Surely you have sufficient information to at least make an interim payment.AIA A.AIA Australia
Hi John,
Our team will be in touch with the tpa today to discuss your case. ... Read more
Kindest, Matt - AIA AustraliaSimilar opinion? Write a review on ieatwords.com.au!
emiliajager112
- 4 reviews
What a terrible experience
AIA is seriously disappointing. I have uploaded all relevant documents and have been calling myself to follow-up as nobody ever calls me back when they said they would to update me on my claim.
The assessment for my claim was over 3 weeks ago and was told that someone would be in touch with me within the first 2 weeks with the result of my assessment. I have called every day this week for an update on my claim and the phone line says "we are busy call back later". So disappointing. I have also emailed and nobody has responded.
I have been le...Read more
ft in the dark and this is the most horrible/stressful experience. The stress of having this go on for so long adds to my pain and anxiety and I need this claim resolved as soon as possible. I truly cannot believe this is an insurance company that claims to "make a difference to peoples lives". I would like to see those words put into action.1 comment
AIA A.AIA Australia
Hello Emilia,
Thanks for reaching out. We are really sorry to hear about your situation. We sent you a direct message to investigate your case further.... Read more
Kind regards, Matt - AIA AustraliaSimilar opinion? Write a review on ieatwords.com.au!
CharlieQueensland
Wish I could give no stars bullsh?t insurance
Going through afca and now a lawyer.. while stuck in bed with spine and brain injury.. nearly committed suicide 4 times thanks to this company.. no duty of care what so ever and just lie after loop hole after lie.. Going after them now I'm disgusted that a company can operate like this
1 comment
AIA A.AIA Australia
Hi Charlie,
We can completely understand your frustration and we sent you a private message to get a bit more detail on your case. Could you please check your inbox?... Read more
Kind regards, Matt - AIA AustraliaSimilar opinion? Write a review on ieatwords.com.au!
AshtonCentral Highlands and Goldfields, VIC
I am struggling mentally physically and financially.will struggle forever.hoping to get help from AIA
I have a serious lower back injury and serious mental health issues. I have my income protection claim with AIA my claim was approved in August 2022.last year in December they told my solicitor that i am getting paid for my first year as they have to back pay me for 5.5 yrs.instead of getting paid I was summoned to provide with some documents did that.still nothing then again asking for more forms did that.still nothing same thing to me and my solicitors its been escalated and we can't give a time frame.my lawyers even sent a letter that I am r...Read more
eally struggling physically mentally financially.still nothing same thing over and over again.i am at my wits end and might take this matter to current affairs or 60 minutes.i don't know what else to do I am the one who is struggling they are not. Might take to AFCA.i have become so suicidal . mental health services visit me at home every week as I am suffering so bad and have become very suicidal. got a recent MRI done have to get surgery done asap as the pain is so excruciating 4 of my discs are prolapsed severe nerve damage have trouble standing sitting can't do anything told them still same answer.a member of mental health services was so worried that they spoke to whosoever still same thing its been escalated and priority.nothing if I commit suicide then I will be gone and not suffering what about AIA then..don't know what to do i need funds to go see the specialist for surgery.please help AIA before its too late and I do something coz I can't wait anymore I have appointment booked with the spinal seurgon but you guys are not paying me anything lying to me week in week out.i will be going to current affairs and contact ombudsman's today so please pay my payments I am not asking for anything please asap please.as you all can see I'm I'm struggling so much and they are not processing my payments I will miss my very important appointments.recomended to no one.dont ever go with this company they all lie.im bloody done with everything.im done with my life can't take it nomore.never go with them they lie and lie and lie.its all your responsibility aia.going to ombudsman tomorrow and also current affairs.liars.hoping to get help from AIA please help and please don't stop after once please keep helping as so many lives are relying on you for help please.15 comments
I was told last Monday that you guys are almost at the end of my calculations and I will get paid soon I got nothing.please don't play with people's lives who are already injured and struggling physic... Read more
ally and mentally and financially and their families who are struggling with them.pleaseAIA A.AIA Australia
Hi Ashton,
We are sorry to hear about your experience. We have responded to your ticket.... Read more
Kind regards, AIA AustraliaAIA A.AIA Australia
Hi Ashton,
We responded to your ticket via direct message and we are awaiting your member number to investigate your case further. ... Read more
Kind regards, AIA AustraliaSimilar opinion? Write a review on ieatwords.com.au!
Find out how AIA Australia Income Protection compares to other Income Insurance
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SamanthaSouth East Queensland, QLD
Absolute joke for an insurance company
after a serious accident left me with debilitating injuries i started the process of income protection. At first I was told it was be 72% of what my wage was to later be told that there is a loop hole they are able to use every time that there is no way for you to get around. After 3yrs and finally settling my personal injury suit AIA needed to repay 40-45k they had with held from me. I’m 6months later and still fighting to have it paid to me. Now things are being taken to AFCA because of the constant lies and false promises. Ricky the case man...Read more
ager promised to have it done and gave me specific deadlines but then when they passed and no news he started not accepting my calls and staff refused to put me onto a manager. After a couple of months I was able to get a hold of him to be told he had been too busy to finalize things for me because he needed time to calculate everything but hadn’t gotten around to it. I have been told multiple times this has been escalated but 6 months down the track I’m still waiting. Having now just found out my TPD claim will also be going through AIA I have absolutely no hope for the near future of having either of these claims resolved. Hopefully the AFCA will be more diligent.1 comment
AIA A.AIA Australia
Hi Samantha,
Thanks for taking time out to let us know about this - we're sorry to hear about your situation. We've sent you a private message and we're looking forward to seeing if we can help you.... Read more
Thanks, AIA AustraliaSimilar opinion? Write a review on ieatwords.com.au!
SuelorrWestern Australia
- 13 reviews
- 1 like
If you are insured with this company you need to change it
I submitted a IP CLAIM in June of last year it took 6 months to get $15.00 per week and told this was because I am on newstart, if my claim had been processed in 60 as they stated I would not have been on centrelink so now I have put complaints in both with my super and AIA. I have had a response from my super stating my payments should be for 2 years they are only going to pay me until March 2020 instead of June 2021 my income protection amount should be 1485.12.
5 comments
AIA A.AIA Australia
Hi Suelorr,
I am sorry to hear about your negative experience. I sent you a direct message to obtain your policy and membership details, so we can investigate this further. ... Read more
Kind regards, Matt - AIAI like you cannot make comment
AIA A.AIA Australia
Hi Suelorr,
We're aware of your frustration and we sent you a private message. ... Read more
Please check your inbox. Kind regards, Matt - AIASimilar opinion? Write a review on ieatwords.com.au!
BelindaSydney Surrounds, NSW
Terrible service
I submitted all the required documents before the waiting period had to abuse them To get it finalised as had waited 2 months before it was approved. Finally got first payment after a number of calls now 14 days late on next payment. Was told a week ago would be escalated called a week later told the same thing as the last person obviously hadn’t escalated it. Stress of being injured, paying physio, bills, Christmas, kids school fees etc. I’m sure my employer pays them on time to insure me but they can’t push a button to pay me?! Will be taking it further.
1 comment
AIA A.AIA Australia
Hi Belinda,
I am truly sorry to hear about your negative experience. I'd like to investigate your case further. I sent you a direct message for your details. ... Read more
Kind regards, Matt - AIA AustraliaSimilar opinion? Write a review on ieatwords.com.au!
Nicole M.Greater Melbourne (Outer), VIC
Terrible
Diagnosed with a brain tumour 6 months ago, have sent through all my documentation months ago and heard nothing back no matter how many follow up emails have been sent. Planning to go to the ombudsman now, seeing how many people have been treated the same. Sick people shouldn't have to beg for services they have paid for.
1 comment
AIA A.AIA Australia
Hi Nicole,
I'm sorry to hear about this. I've sent you a direct message to get more information so I can investigate your case further.... Read more
Thanks - AIA Australia teamSimilar opinion? Write a review on ieatwords.com.au!
Peter H.Far West, NSW
Class action suit needed
Any interest in a class action suit against AIA directly backed by A Current Affair,ABC's 7.30 Report and The Sydney Morning Herald?
Time to hold this conglomerate accountable for it's blatant negligence and sheer lack of accountability!
As I am in the same boat as nearly everyone else on here it would seem (using the reviews as a guide) that AIA seems content on sinking without remorse with exception given to some cancer sufferers that will inadvertently affect they're bottom line less due to they're imminent demise (No disrespect meant to ca...Read more
1 comment
AIA A.AIA Australia
Hi Peter,
I'm sorry to hear about your negative experience. I've sent you a direct message to get further details to investigate your claim further.... Read more
Thanks - AIA Australia TeamSimilar opinion? Write a review on ieatwords.com.au!
Garfield P.Perth, WA
- Income Protection
- Verified customer
They lie, they abuse you and they don’t care
This is an organisation that is so egotistical, it happily lies to AFCA knowing they face zero consequences (have 1 successful complaint and second one pending) Its claims staff lie ( I have transcripts) and deliberately re traumatise you.
1 comment
AIA A.AIA Australia
Hi Garfield,
We're sorry to hear about your negative experience. I've sent you a direct message to get more information so I can investigate your case further.... Read more
Thanks, AIA TeamSimilar opinion? Write a review on ieatwords.com.au!
Find out how AIA Australia Income Protection compares to other Income Insurance
Know better, choose better.
Natalie S.Metropolitan Adelaide, SA
Unprofessional and unreliable
After my injury with 100% proof and the claim being accepted over 3 months ago ive been lied to numerous times theyv'e said they sent an email to my drs for more information and its not been sent after i called and checked 3 times before booking a double appointment 3 times with the dr, my assessor angela
is never available shes off to lunch or in a confrence or has just left for the day, i will be putting in a complaint to the ombudsom and heading to a current affair, this is unacceptable, while i cant afford to pay my mortgage and other bills, unnecessary stress and depression, get your jobs done asap just like you taking out money for these bad circumstances .
1 comment
AIA A.AIA Australia
Hi Natalie, we appreciate you reaching out and are sorry to hear about your negative experience. We've sent you a private message to get a few more details so we can try and sort our your enquiry.
Thanks, AIA Team
Similar opinion? Write a review on ieatwords.com.au!
DwayneSouth West, WA
- 2 reviews
Big on delay tactics
Claim for IP at 7 months and counting. I, m sick of writing About Aia and Rest .So to make it short and sweet take all the negative stuff written about them by the stressed out people below, and that's my story in a nutshell. Also Go to the REST product review site and read my Shame on you REST review and the conversation I have with the Rest representative about claiming and AIA
2 comments
AIA A.AIA Australia
Hi Dwayne, thanks for taking time out to let us know about this - we're sorry to hear about your situation. We've sent you a private message and we're looking forward to seeing if we can help you.
Thanks, AIA Team
All the reviewers before me saying the same story over and over, don't waste your time on me. You already know the problem is your system so go and sort that out first then all our problems will be solved.
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SueSouth East Queensland, QLD
What A NIghtmare !
I am complaining because I have a double shoulder injury and put in a claim for income protection October last year and now in financial hardship and was told to prove this so I emailed in all my bills but made no difference at all to help me financially while I am trying to cope with my injury ! I have never had a call to let me know how my claim is going to reassure me that my claim will be completed. I have been patient and sent all supporting documents to support my claim. I am unable to receive the correct medical help atm because I am wa...Read more
iting for income protection ! I have lost my car and now will loose much more ! I am broken as a person because I trusted AIA to help me in time of need after working so hard all my life and now I am still waiting for my claim to be assessed ! AIA does not support you when your geniunely injured and pay income protection I am so disappointed in the whole process !1 comment
AIA A.AIA Australia
Hi Sue, we appreciate you reaching out. We'd like to chat this through with you further, we've sent you a private message to get a few more details. Thanks!
Similar opinion? Write a review on ieatwords.com.au!
brett H.Richmond-Tweed, NSW
- 7 reviews
Difficult policy: I can’t live with it!
I have AIA income protection insurance (IPI), and life insurance and terminal illness benefit.
You must have an enduring power of attorney (EPA) in place to claim terminal illness benefit. If you have no EPA in place and cannot communicate or fill in a form, they will not allow you to claim.
For the IPI claim, AIA refused to accept a verbal claim. They insisted that I had to fill in a form. After 4 weeks in a coma, I was unable to hold a pen and my focus eyes. Even when I came home, it was close to the end of my 3 month waiting period. There ...Read more
were numerous unanswered emails and unreturned phone calls. Their internal complaints did nothing for me. I was in a coma with terminal heart failure documented by the surgeon. I survived, but now need a heart transplant and can’t work. My wife and the hospital social worker tried to speak with AIA. The first time the social worker rang, the phone was “hung up”. AIA then refused to answer even very general/ hypothetical questions of “what if”? My medical status 6 months resulted in AIA declining my terminal illness benefit claim. Now I can’t work until 6-12 months post transplant. The terminal illness benefit would have cleared our debts and helped greatly. This review has been up 2 weeks. 196 people have viewed it. There have been another 5or 6 reviews more scathing than this one, all in the last 2 weeks. Judge for yourself. Hopefully more people will get enduring an power of attorney in place. Please don’t risk your family’s future, just get this done.13 comments
AIA A.AIA Australia
Hi Brett, we appreciate you reaching out. We'd like to chat this through with you further, we've sent you a private message to get a few more details. Thanks!
By refusing me the right to claim in a manner that I could access as a direct consequence of the very illness that was covered by the policy, you have denied me access to a service I have paid for. A ... Read more
building could not be built with only stairs and no access for persons with a physical disability. Your code of conduct claims: “Treating others with respect means that we do not discriminate on the basis of race, colour, religion, sex, nationality, age, disability, military service, marital status or sexual orientation.” (Source: AIA code of conduct, p. 7, emphasis added).I’m still waiting for contact from AIA.
“ Hi Brett, we appreciate you reaching out. We'd like to chat this through with you further, we've sent you a private message to get a few more details. Thanks!”
Obviously nothing AIA says can be believed
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Kristie
- 4 reviews
Constant mess around
I've been dealing with AIA for over a year and have had endless problems. Towards the end of 2022 I made complaints to Rest and AIA about delays, faulty information given, communication break downs and was assured that these things wouldn't happen again.....flash forward to today and once again I have had to call AIA in regards to a payment due weeks ago, only to be told that it would be "escalated" and that no, it hadn't been seen by my assesser as yet, and once again, no she wasn't there, and there was apparently no one else in the building w...Read more
ho could help, except for the rude man I spoke to. Once again I have to try borrow rent money to stave off eviction due to delays caused by AIA They are a joke and make life so much harder than it needs to be. I'm only getting ip payments while recovering from a brain injury and I'm sure that dealing with AIA has hampered that recovery immensely I'd give 0 stars if possibleSimilar opinion? Write a review on ieatwords.com.au!
Questions & Answers
brett H.asked
Have AIA decided to start processing claims correctly, and recognising perfectly legitimate claims?
I wonder why
No answers
brett H.asked
Is it legal for a life insurer to refuse to start a claim without the claim form being filled in by the claimant?
I couldn’t read or write owing to my medical condition (ie the sole reason for needing to make a claim). Section 7 of the life Insurance code of Practice covers clients experiencing disability. As well Australia has anti discrimination legislation and the commonwealth disability discrimination act. I would have thought that by refusing to accept a claim in a format I could access, the insurer is in breach of both legislation and their code of conduct.
No answers
Robert Gasked
I am a registered builder in Perth. I am 64 yers old(23/7/55)Income$100k
Non smoker, no ongoing health issues etc.
30 day waiting period
Please advise of premium
1 answer
Contact an insurance broker or price comparison website for a quote. It won’t be cheap.
Compare prices as well as features.
I know a cabinetmaker around your age. Accountant advised him to give up his IP insurance and put the money into bank for retirement because premiums were too expensive. He did that about 10 years ago because premiums were getting too high. He now has accident only insurance, just because he does some government work (schools and hospital) and has to have that to tender for government jobs. That might be more suitable for your circumstances.
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AIA A.AIA Australia
Hi Andrew,
We are sorry to hear about this and we can understand your frustration. We have sent you a private message to get more information and investigate your case further.... Read more
Kindest, Phoebe - AIA Australia