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Finance company sucks!

published

I was approved car finance with this company over a week ago, there’s been very little contact with them but they like to charge a lot in admin fees. There’s hidden fees they like to add and overall they seem very dodgy and untrustworthy. Every time a finalised contract has been signed by both parties, they wait over 48hrs to contact me just for me to end up having to sign another contract with more hidden fees. It’s getting ridiculous now and I am absolutely disgusted by the customer service this company offers.



Liberty Financial
Liberty Financial M.Liberty Financial
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Jacob Thomas
Jacob Thomas
  • 2 reviews

A great company for Australians

published

I can't recommend Liberty enough to anyone who feels they are underserved by the banks.
While their interest rates aren't always the best, they are easy to get in touch with, and treat every call or email individually, which makes paying 0.15 - 0.20% above the banks so worth it.

I feel that any question I have is really considered, and when we aren't able to get a rate reduction, we are treated with courtesy and respect, and an insightful explanation is given.

Generally they will take a look at your home loan every 12 months and if they are advertising a better rate, you will be reduced down to match, or get close. Much better than my last bank who would say "NO"everytime until 2 days before we refinanced. Too little too late, NAB.



Liberty Financial
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Bijan G.
Bijan G.Greater Melbourne (Outer), VIC

Great experience

published

Our adviser Veasna Chim was fantastic he is friendly, helpful and honest, he's done his best to help us to achieve our goal, he always reply to our messages very quickly. Home loan is lengthy process but Veasna made it easy and straightforward for us. Veasna has many years experience in this field and he'll do his best to help you achieve your goal.

Liberty Financial
Liberty Financial M.Liberty Financial

Hi there Bijan!
Thank you for passing on your kind words regarding the experience you had with Veasna as your Mortgage Broker - we're thrilled he was able to simplify the process and you're satisfied your your loan.
All the best,
The Liberty Team

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Great customer service

published

I found the customer service to be fantastic, I dealt with Salim Wahed and he was extremely helpful throughout the entire process, answered every phone call straight away and answered all of my questions. Very happy with outcome!



Liberty Financial
Liberty Financial M.Liberty Financial

Hi Anne!
It's great to hear Salim did such a great job! We're glad to help with settlement on the car loan.
Kind Regards,
The Liberty Team

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We've renegotiated a new deal with really good rates . Very happy.

published

We received funds today . Staff were helpful and so was Christian in particular . We found the proof of ID business quite a process but we got there in the end.

Liberty Financial
Liberty Financial M.Liberty Financial

Hi Dave,
Thanks for your feedback and kind words regarding Christian and the Sales team!
Kind Regards,
The Liberty Team

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Nick
NickGreater Melbourne (Inner), VIC

Great experience

published

I recently dealt with Christian at Liberty to arrange a refinance. Christian was incredibly helpful and professional. He was very organised and responsive to all my queries and I am absolutely delighted with his service. It is very rare to come across a person so dedicated and committed to providing excellent service.

Liberty Financial
Liberty Financial M.Liberty Financial

Hi Nick,
Thanks so much for your review! We're glad Christian was able to assist with the refinance and set a high standard of service! Congratulations on settlement.
Kind Regards,
The Liberty Team

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Clay s.
Clay s.Sydney, NSW

Absolute sharks & no customer service

published

These guys recently featured on ACA for a reason, dodgy practices, hidden fees, expect to wait hours on hold, not be emailed settlement letters & YOU will have to chase them, there staff are hopeless.
This was a bad experience all around.

Liberty Financial
Liberty Financial M.Liberty Financial
Clay s.
Clay s.

Thanks for reaching out, You had very little interest in assisting me while I was your client and I do not wish to have any further dealings with you.

Clay s.
Clay s.

Just an update it took them 3 months to finalise the loan documents & remove the encumbrance of the vehicle,

3 months. Will be reporting them.

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Aaron S.
Aaron S.South East Queensland, QLD

Terrible company

published

Stay away from this finance company. They have ridicoulous fees to start a loan and end one.

Paying out a loan should make you feel happy. Instead they hit you with fee's they can hardly explain (over $1000), which they all sound the same. Beyond a joke. Plenty of other lenders out there with less fees and better rates. Which was my mistake. They are just a theiving company.

Do not recommend at all

Liberty Financial
Liberty Financial M.Liberty Financial
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Why didn’t the home loan drop when all other banks have

published

Just wondering why interest rates for home loans have dropped where most other banks have

Should I look at refinancing with another bank who offers a better rate on a home loan

Liberty Financial
Liberty Financial M.Liberty Financial
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Adam
AdamSouth East Queensland, QLD

Good to deal with

published

Good experience with Marko​ Milutinovic from Liberty. Very well spoken, polite and professional. Marko was always patient in helping guide my understanding of the loan process and would make little extra efforts when needed.

Liberty Financial
Liberty Financial M.Liberty Financial

Hi Adam!
Thanks for your feedback surrounding Marko's assistance during the application, we'll be sure to pass it along. Please don't hesitate to reach out should you require any further lending in the future.
Cheers,
The Liberty Team

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Mechelle Wyer
Mechelle WyerSouth East Queensland, QLD

Excellent Customer Service

published

Our experience has been excellent, we have been kept in the loop throughout the whole experience with great communication. The application process was very simple and quick. Highly recommend Liberty.

Liberty Financial
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Darren
DarrenSydney, NSW

SMSF Loan

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A SMSF loan to purchase property is quite a process, but Salim at Liberty guided me through the process. He made a difficult process very achievable, with great communication and knowledge of the service he was providing. I would highly recommend Liberty and in particularly Salim.

Liberty Financial
Liberty Financial M.Liberty Financial

Hi Darren,
Thanks for your feedback. Liberty offers a range of products for a broad range of customers so we are glad to hear Salim could help you with your SMSF loan! We look forward to helping you again in the future.
Kind Regards,
The Liberty Team

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Professional and Knowledgeable. Highly Recommend!

published

Andrew Tinkler went above and beyond to ensure that the finance options for my mortgage were tailored to my requirements, with the lowest interest rates and management fees. He kept me informed throughout the application and approval process and reminded me when paperwork and/or information submissions were due. If I was unsure about anything, he answered my questions in depth and in detail. I recommend Andrew to anyone who is looking for someone who is reliable, professional, personable and knowledgeable as their mortgage broker.

Liberty Financial
Liberty Financial M.Liberty Financial
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Vicki Bucher
Vicki BucherGreater Melbourne (Outer), VIC
  • 2 reviews
  • 2 likes

Understaffed or incompetent

published

Unbelievable, request an email confirmation that Liberty changed my direct debit payments. To be told Hopefully you will be contacted in 1-2 days why am l paying administration cost. Understaffed or incompetent?

Liberty Financial
Liberty Financial M.Liberty Financial

Hi Vicki, we are so sorry to hear about your experience with Liberty regarding your payment arrangements.
Could you please provide your contact details in a private message so we can look into this further.
Thanks,
The Liberty Team

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Adam FOUSKETAKIS
Adam FOUSKETAKIS South East Queensland, QLD

Do not use these guys

published

The hidden fees and massive hikes in what you thought was the total amount oweing will change rapidly. They charge you $10 for every time you ask for information about your loan. I got a car loan at 19% which total cost was meant to be $108000 now it’s at $148000 how they added $40000 from baffles me.

Liberty Financial
Liberty Financial M.Liberty Financial
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Vito
Vito Sydney

Jessica Schulz has been Amazing in her help during this Covid period!

published

Jessica Schulz has been assisting us with getting things back on track. Her compassionate and initiative taking approach is hard to find these days. Her work is an asset to Liberty and i hope more customers have the pleasure to interact with her.

Liberty Financial
Liberty Financial M.Liberty Financial
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Jeff Westbrook Liberty Adviser

published

Jeff Westbrook helped us get a home loan 2 years ago, so it was a no brainer to use Jeff when we went for a loan for an investment property. Jeff made the process easy and with less stress. He was a pleasure to deal with and was always informing us throughout the whole process. Through Jeff and his experience we were successful in getting the loan and we will use Jeff again when we go for our next investment property.
His customer service and communication was exceptional and we thankyou for your service.

Liberty Financial
Liberty Financial M.Liberty Financial

Hi Darren and Melinda!
Thanks for your fantastic feedback regarding Jeff and his customer service, communication and experience! We'll be sure to pass this along! Congratulations on building your portfolio.
Kind Regards,
The Liberty Team

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Awesome Service

published

Salim was great to deal with. He was always prompt getting back to us and made the whole transaction seamless and stress free on his end. Will definitely be dealing with Salim again in the future.

Liberty Financial
Liberty Financial M.Liberty Financial
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Teresa
TeresaSouth East Queensland, QLD

Perfect Service

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I have been conversing with Christian Kairouz at liberty and found he was very helpful to me called me back very promptly when i needed to ask questions etc Christian was easy to talk to and i would highly recommend Christian from liberty.
Dealing with Liberty has been an awesome no stress experience
Thankyou :)

Liberty Financial
Liberty Financial M.Liberty Financial
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Elissa
ElissaShepparton
  • 2 reviews

Salim Wahed Loan Advisor is the best you could ask for

published

I contacted Liberty Financial to refinance an investment property over to them. Salim was my contact and was always available to answer my questions. Salim had the knowledge and expertise I was needing.
Nothing was ever too much for Salim and he always made me feel comfortable to discuss all matters.

Liberty Financial
Liberty Financial M.Liberty Financial
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Poor Customer Service, pathetic on hold message (which after half hour drives one insane)

published

Unable to resolve customer service insurance of property value through initial calls (both these were taken by polite and well meaning individuals - thank you [Name Removed] and one other)
Call elevated to [Name Removed] - who was also unable to resolve or offer a solution (1 hr)
Continual harassment for insurance policy (which I have provided) and text for something that needs to be resolved (unauthorised removal of funds from account for insurance policy I have)

Liberty Financial
Liberty Financial M.Liberty Financial
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Robert Brewster
Robert BrewsterSoutheast, SA

A pleasure to deal with

published

Working in hospitality during coronavirus and trying to get a home loan none of the banks would even consider it i was suggested by a friend to try liberty Salim was an absolute pleasure to deal with not only did he get us a home loan he was always updating me by either phone or email the whole this was a smooth I will definitely be suggesting liberty 10/10 service

Thank you Salim you have made it possible for me and my little family to get into our first home

Liberty Financial
Liberty Financial M.Liberty Financial

Hi Robert,
Thanks for your feedback and great to have you onboard. We're glad we could assist during these uncertain times and that Salim came through for you and your family. Congratulations on the first home as well!
Kind Regards,
The Liberty Team

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Jessie
JessieSydney Surrounds, NSW

Salim Wahed was absolutely substantial Thanku very much for doing every thing u did for us

published

Salim Wahed went above and beyond for us thanks so much his was brilliant . Help in every way and always replied quickly Thanku again Salim wonderful to do business with u

Liberty Financial
Liberty Financial M.Liberty Financial

Hi Jessie, great to hear Salim and the team were able to help you get financial!
Thanks for taking the time to share this positive feedback.
Cheers,
The Liberty Team.

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marechal
marechalSouth East Queensland, QLD

Good service

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The after service was good, i was able to talk to a customer service who work with me to finalise my loan in good term.
The early finish of my loan fee was a bit more then expected but was sorted after all

Liberty Financial
Liberty Financial M.Liberty Financial

Hi Marechal,
Thanks for your feedback and allowing us the opportunity to discuss the termination fees with you.
Kind Regards,
The Liberty Team

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 steve
steveNorth Queensland, QLD
  • 3 reviews
  • 1 like

Terrible uncompassionate during Covid-19

published

Unhelpful, slow responses uncompassionate. Very disappointed. My wife and I have needed assistance during this time due to having a holiday rental business, the bank has acted as if we are not telling the truth asking for excessive paper work. I cannot wait for borders to open and things get back to normal we will be leaving this bank ASAP. We are with other Banks and they have been fantastic. This Bank should definitely be a last resort!!

Liberty Financial
Liberty Financial M.Liberty Financial
 steve
steve

Where do I send my contact details? Is there a direct email?

 steve
steve

I have emailed you through my details. I still have not heard anything back?

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