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Liberty Financial (page 3 of 10)
Home Loans, Car Loans, Investments, etc... (See All)I was approved car finance with this company over a week ago, there’s been very little contact with them but they like to charge a lot in admin fees. There’s hidden fees they like to add and overall they seem very dodgy and untrustworthy. Every time a finalised contract has been signed by both parties, they wait over 48hrs to contact me just for me to end up having to sign another contract with more hidden fees. It’s getting ridiculous now and I am absolutely disgusted by the customer service this company offers.
- 2 reviews
I can't recommend Liberty enough to anyone who feels they are underserved by the banks.
While their interest rates aren't always the best, they are easy to get in touch with, and treat every call or email individually, which makes paying 0.15 - 0.20% above the banks so worth it.
I feel that any question I have is really considered, and when we aren't able to get a rate reduction, we are treated with courtesy and respect, and an insightful explanation is given.
Generally they will take a look at your home loan every 12 months and if they are advertising a better rate, you will be reduced down to match, or get close. Much better than my last bank who would say "NO"everytime until 2 days before we refinanced. Too little too late, NAB.
Hi Jacob,
Thank you for your feedback! We pride ourselves on providing exceptional customer service and believe this means being as transparent as possible.
We look forward to assisting you with any enquiries moving forwards....
Our adviser Veasna Chim was fantastic he is friendly, helpful and honest, he's done his best to help us to achieve our goal, he always reply to our messages very quickly. Home loan is lengthy process but Veasna made it easy and straightforward for us. Veasna has many years experience in this field and he'll do his best to help you achieve your goal.
Hi there Bijan!
Thank you for passing on your kind words regarding the experience you had with Veasna as your Mortgage Broker - we're thrilled he was able to simplify the process and you're satisfied your your loan.
All the best,
The Liberty Team
I found the customer service to be fantastic, I dealt with Salim Wahed and he was extremely helpful throughout the entire process, answered every phone call straight away and answered all of my questions. Very happy with outcome!
Hi Anne!
It's great to hear Salim did such a great job! We're glad to help with settlement on the car loan.
Kind Regards,
The Liberty Team
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We've renegotiated a new deal with really good rates . Very happy.
We received funds today . Staff were helpful and so was Christian in particular . We found the proof of ID business quite a process but we got there in the end.
Hi Dave,
Thanks for your feedback and kind words regarding Christian and the Sales team!
Kind Regards,
The Liberty Team
I recently dealt with Christian at Liberty to arrange a refinance. Christian was incredibly helpful and professional. He was very organised and responsive to all my queries and I am absolutely delighted with his service. It is very rare to come across a person so dedicated and committed to providing excellent service.
Hi Nick,
Thanks so much for your review! We're glad Christian was able to assist with the refinance and set a high standard of service! Congratulations on settlement.
Kind Regards,
The Liberty Team
These guys recently featured on ACA for a reason, dodgy practices, hidden fees, expect to wait hours on hold, not be emailed settlement letters & YOU will have to chase them, there staff are hopeless.
This was a bad experience all around.
Hi Clay,
Thanks for taking the time to share your experience. We are sorry that you have been dissatisfied with the level of assistance with your loan. ...
Read moreAt Liberty we pride ourselves on having straight forward, easy to understand processes and staff ready to assist with any enquiries you may have. Please send through your contact details via private message, so we may better understand what assistance can be provided. Thanks, The Liberty TeamThanks for reaching out, You had very little interest in assisting me while I was your client and I do not wish to have any further dealings with you.
Just an update it took them 3 months to finalise the loan documents & remove the encumbrance of the vehicle,
3 months. Will be reporting them.
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Stay away from this finance company. They have ridicoulous fees to start a loan and end one.
Paying out a loan should make you feel happy. Instead they hit you with fee's they can hardly explain (over $1000), which they all sound the same. Beyond a joke. Plenty of other lenders out there with less fees and better rates. Which was my mistake. They are just a theiving company.
Do not recommend at all
Hi Aaron, we understand that you are frustrated about the loan fees as well as the fixed terms of the contract. We are so sorry for not meeting your expectations here and would love the opportunity to...
Read more review your concerns further. Please feel free to send us your contact details via private message. Thanks, The Liberty TeamJust wondering why interest rates for home loans have dropped where most other banks have
Should I look at refinancing with another bank who offers a better rate on a home loan
Hi Adam,
Thanks for your feedback. We are sorry that you have been dissatisfied with your loan's interest rate.
While we are not reducing interest rates further at this time, that doesn’t mean we can...
Find out how Liberty Financial compares to other Finance
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Good experience with Marko Milutinovic from Liberty. Very well spoken, polite and professional. Marko was always patient in helping guide my understanding of the loan process and would make little extra efforts when needed.
Hi Adam!
Thanks for your feedback surrounding Marko's assistance during the application, we'll be sure to pass it along. Please don't hesitate to reach out should you require any further lending in the future.
Cheers,
The Liberty Team
Our experience has been excellent, we have been kept in the loop throughout the whole experience with great communication. The application process was very simple and quick. Highly recommend Liberty.
Hi Mechelle!
Thanks for taking the time to provide your feedback. We're glad you felt in control, up to date, and that the process was quick and easy!
We look forward to assisting with any future lending needs in the future....
A SMSF loan to purchase property is quite a process, but Salim at Liberty guided me through the process. He made a difficult process very achievable, with great communication and knowledge of the service he was providing. I would highly recommend Liberty and in particularly Salim.
Hi Darren,
Thanks for your feedback. Liberty offers a range of products for a broad range of customers so we are glad to hear Salim could help you with your SMSF loan! We look forward to helping you again in the future.
Kind Regards,
The Liberty Team
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Andrew Tinkler went above and beyond to ensure that the finance options for my mortgage were tailored to my requirements, with the lowest interest rates and management fees. He kept me informed throughout the application and approval process and reminded me when paperwork and/or information submissions were due. If I was unsure about anything, he answered my questions in depth and in detail. I recommend Andrew to anyone who is looking for someone who is reliable, professional, personable and knowledgeable as their mortgage broker.
Hi Paula,
Many thanks for your kind words about Andrew and your experience through the application process!
Congratulations on settlement and all the best with your new loan!...
- 2 reviews
- 2 likes
Unbelievable, request an email confirmation that Liberty changed my direct debit payments. To be told Hopefully you will be contacted in 1-2 days why am l paying administration cost. Understaffed or incompetent?
Hi Vicki, we are so sorry to hear about your experience with Liberty regarding your payment arrangements.
Could you please provide your contact details in a private message so we can look into this further.
Thanks,
The Liberty Team
The hidden fees and massive hikes in what you thought was the total amount oweing will change rapidly. They charge you $10 for every time you ask for information about your loan. I got a car loan at 19% which total cost was meant to be $108000 now it’s at $148000 how they added $40000 from baffles me.
Hi Adam,
Something doesn't look right here!
So we can review your concerns please privately message us your details....
Jessica Schulz has been Amazing in her help during this Covid period!
Jessica Schulz has been assisting us with getting things back on track. Her compassionate and initiative taking approach is hard to find these days. Her work is an asset to Liberty and i hope more customers have the pleasure to interact with her.
Hi Vito!
Thanks so much for your feedback for Jessica, we'll be sure to pass it along. We hope to deliver that experience in all of our interactions, every time you call....
Read more Kind Regards, The Liberty TeamJeff Westbrook helped us get a home loan 2 years ago, so it was a no brainer to use Jeff when we went for a loan for an investment property. Jeff made the process easy and with less stress. He was a pleasure to deal with and was always informing us throughout the whole process. Through Jeff and his experience we were successful in getting the loan and we will use Jeff again when we go for our next investment property.
His customer service and communication was exceptional and we thankyou for your service.
Hi Darren and Melinda!
Thanks for your fantastic feedback regarding Jeff and his customer service, communication and experience! We'll be sure to pass this along! Congratulations on building your portfolio.
Kind Regards,
The Liberty Team
Salim was great to deal with. He was always prompt getting back to us and made the whole transaction seamless and stress free on his end. Will definitely be dealing with Salim again in the future.
Hi Susan,
Thanks for taking the time to share a positive review of your experience with Salim. We look forward to more positive dealings with yourself in the future!...
Read more Cheers, The Liberty TeamI have been conversing with Christian Kairouz at liberty and found he was very helpful to me called me back very promptly when i needed to ask questions etc Christian was easy to talk to and i would highly recommend Christian from liberty.
Dealing with Liberty has been an awesome no stress experience
Thankyou :)
Hi Teresa,
Thank you for your excellent feedback. We are delighted Christian has met and exceeded your customer service standards.
We appreciate you taking the time to fill out the review and look forward to dealing with you in the future. ...
- 2 reviews
I contacted Liberty Financial to refinance an investment property over to them. Salim was my contact and was always available to answer my questions. Salim had the knowledge and expertise I was needing.
Nothing was ever too much for Salim and he always made me feel comfortable to discuss all matters.
Hi Elissa,
We are very pleased to hear about your recent positive experience with Liberty and Salim. It is great knowing that we were able to assist you getting the refinance sorted.
Thanks for taking...
Poor Customer Service, pathetic on hold message (which after half hour drives one insane)
Unable to resolve customer service insurance of property value through initial calls (both these were taken by polite and well meaning individuals - thank you [Name Removed] and one other)
Call elevated to [Name Removed] - who was also unable to resolve or offer a solution (1 hr)
Continual harassment for insurance policy (which I have provided) and text for something that needs to be resolved (unauthorised removal of funds from account for insurance policy I have)
Hi Kate,
Thanks for contacting us - we're sorry to hear you've had a poor experience regarding your insurance.
Generally all insurance conditions (including fees and charges) are outlined in your loa...
Working in hospitality during coronavirus and trying to get a home loan none of the banks would even consider it i was suggested by a friend to try liberty Salim was an absolute pleasure to deal with not only did he get us a home loan he was always updating me by either phone or email the whole this was a smooth I will definitely be suggesting liberty 10/10 service
Thank you Salim you have made it possible for me and my little family to get into our first home
Hi Robert,
Thanks for your feedback and great to have you onboard. We're glad we could assist during these uncertain times and that Salim came through for you and your family. Congratulations on the first home as well!
Kind Regards,
The Liberty Team
Salim Wahed was absolutely substantial Thanku very much for doing every thing u did for us
Salim Wahed went above and beyond for us thanks so much his was brilliant . Help in every way and always replied quickly Thanku again Salim wonderful to do business with u
Hi Jessie, great to hear Salim and the team were able to help you get financial!
Thanks for taking the time to share this positive feedback.
Cheers,
The Liberty Team.
The after service was good, i was able to talk to a customer service who work with me to finalise my loan in good term.
The early finish of my loan fee was a bit more then expected but was sorted after all
Hi Marechal,
Thanks for your feedback and allowing us the opportunity to discuss the termination fees with you.
Kind Regards,
The Liberty Team
- 3 reviews
- 1 like
Unhelpful, slow responses uncompassionate. Very disappointed. My wife and I have needed assistance during this time due to having a holiday rental business, the bank has acted as if we are not telling the truth asking for excessive paper work. I cannot wait for borders to open and things get back to normal we will be leaving this bank ASAP. We are with other Banks and they have been fantastic. This Bank should definitely be a last resort!!
Hi Steve,
Thanks for taking the time to share your experience. We are sorry that you have been dissatisfied with the level of support during your hardship application. At Liberty we have a wide range...
Read more of approaches specially put together for unique customer circumstances and we understand that not having your expectations met can be frustrating. Please send through your contact details so we may better understand what assistance can be provided.Where do I send my contact details? Is there a direct email?
I have emailed you through my details. I still have not heard anything back?
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Hi Shan,
Read moreTo understand your situation better, we'd appreciate if you could forward your details via private message (name, number and preferred time for contact). We would appreciate the opportunity to discuss this with you. Kind regards, The Liberty TeamThanks for reaching out and sharing your review. We are sorry to hear that your application experience has not been a positive one.
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