Thank you Locklon from St.George your HELP and kindness and understanding was GREAT :-)I'm very happy with my outcome..God bless 10/10 for ur help today..the phone cut off when we said bye so I'm posting this.

Ok first they use the car companies for getting your business, the car company asks for a deposit, they only tell you the interest rate not the comparison rate and they prey on those that think their credit is not good enough by offering long loans with very high comparison rate, they sting you with loads of fees that make no sense, only that they make a large profit from it, $1000 for the loan itself and then $1500 if you try to exit the loan early, beware this dodgy company.

Do not deal with this finance company, there online system is a joke, the call center keeps you hanging on for 30 minutes before someone answers. Interest rates are daylight robbery! My vehicle has $58.00 owing on it currently as I always paid in an extra amount but the contract finalizes in April. They want to sting me an extra $150.00 for settlement instead of allowing me to settle the small amount owing. Terrible company with arrogant staff! Never again!

Just...DON'T. There are far better lenders and offers out there. Don't be pushed by the car yards into purchasing a vehicle financed by them. Never seen anything like it and any systems and service is almost non existent. A dinosaur of a bank that will be gone soon.

We got finance for a brand new car we began paying on the week they said and we pay like $20 extra a fortnight and when we had our first service due right on Xmas we rang to see how much in advance we were only to be told we are $76 in arrears because we pay on the wrong week like seriously WTH would not recommend them

My words of wisdom is that always pay cash upfront for a car and for the whole amount never take out a car loan. I have made such an idiotic mistake getting a car and that thru St George. Can't wait to pay of this toxic loan with st George and be debt free finally!!! My loan is underwater because I rolled negative equity from my previous car loan...even if I was to sell the car it won't be enough to clear the loan. So to maje this review short don't get a car loan its goung to be the most stupid financial decision you are going to make!!!!!

An absolute joke of a finance company! I have been trying to refinance with St George for a lower interest rate for almost 3 weeks. Never returns emails or calls! Disgusting customer service and their online portal is a joke.

After a year of paying off a 2 year loan my car loan I had hardly moved the dial. Not even selling the car would pay off the debt. They don’t care about you, only your money.

Never again will we be using st George again.
Never got any kind of statements always had to call them for balances.
Payed loan off early then to be told by st George we owe $436 to close account.
Total rip off merchants
People look elsewhere please.

In January 2015 we purchased a new Holden Trax SUV and were enticed into a make no repayments for first year car loan with St George Automotive Finance. We had no access to any statements online or via post for that first year. We decided to sell our 2nd car in November 2015 and then pay off the Trax loan in January 2016. It was only in January 2016 that we found that we were charged obscene interest weekly over that 2015 year that amounted to over $3000.
There was no honesty in our dealings with St George Automotive Finance and if we knew that we were paying this interest during the first year, we would have looked elsewhere for a loan in the first place.

3 missed car payments over 6 years - instead of contacting me they towed my car away to auction off at Pickles car auction. St George did not link my new contact details so they had old details. Worst company ever to deal with. It’s illegal to tow someone’s car without leaving any details which they also didn’t do. I thought my car had been stolen. One missed payment and you’ll find your car at the auctions !!

I will never, ever recommend this thieving company to anyone. They FORCED me into getting finance on a car threatening that if i didn't go ahead with it, they would destroy my credit file, mind you i was only a 19 year old trainee on less then $500.00 a week JUST looking at the options.
The car i received was a lemon, completely written off within a month of getting it, couldn't even drive it, No one helped me when i was paying for NOTHING. They forced me to pay hundreds per week to "settle" the loan using threats. All they do is threaten and threaten. HORRIBLE! Ill be so glad when this is done in a couple of weeks, im putting myself by giving them my entire wages for the next month to settle the loan just to be done with it.

I got a broker to look after my loan payment, however he even missed the hidden fees.
No statements - online system is a joke
Ridiculous payout fees
Cant increase payments higher, lower, date.
The most ridged loan... Stay away-stay away- stay away!!!!!!!!!!

I’ve found St George to be a rip off and in partnership with the automotive dealer which did not make the agreement clear on purchase date. The rate of 14% was not shown & the surprise $5.95 admin fee per month is not a service whatsoever. Never ever ever again will I ever use this company or service.
Also I have requested to refinance the loan and extend the loan to make the repayments lower (in which they will still receive the same amount) but they won’t refinance if the loan amount is higher than the value of the car. Not user friendly and as above definitely not recommended. Bring on the way Tesla operates and sells there cars.

Do not recommend to any one, call centres in overseas don't know what they talk...take forever for loan never ending. Worse banking experience ever. Don't even think about st George. They really need to say sorry to me what they done.

Worst experience I have ever had! Can't change payments to weekly, you can however stop direct debits and transfer money in weekly but they won't tell you the payments as financial months vary from 4-5 weeks and if you pay too much you get slugged with an early payout fee as well.