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8 listings
Low Rate Credit Cards and Balance Transfer Credit CardsCommonwealth Bank Low Fee
- Pros & Cons
- Review Summary
- Specifications
$0 Annual Fee in the first year and waived in subsequent years when you spend $1,000 or more on purchases or cash advances in the previous year
Minimum credit limit of $500
3% International Transaction Fee
No attached rewards program
- Transparency 4.4 (36)
- Rewards3.1 (12)
- Online Experience4.4 (36)
- Customer Service4.3 (36)
- Rates and Fees3.9 (36)
- Application Process4.4 (30)
- BenefitsReduced First Year Annual Fee
- Minimum Credit Limit $500
- Maximum Credit Limit $50,000
- Minimum Income $15,000
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Reduced First Year Annual Fee $0
Balance Transfer Credit Cards and Rewards Credit CardsCommonwealth Bank Awards
Sign-Up Bonus Points30,000
- Pros & Cons
- Review Summary
- Specifications
Entry-level credit limit of $500 minimum
Can earn either Commbank Awards points or Qantas Frequent Flyer points
High Balance Transfer Rate (5.99%)
Awards points earn rate capped at 50,000 per annum
Qantas points earn rate capped at 12,000 per annum
Switching to Qantas points program incurs an additional $30 annual fee
- Transparency 4.1 (48)
- Rewards4.1 (37)
- Online Experience4.4 (48)
- Customer Service4.3 (48)
- Rates and Fees3.6 (49)
- Application Process4.2 (39)
- Minimum Credit Limit $500
- Rewards ProgramCommBank Awards
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 30,000 Bonus Awards Points when you apply by 29 February 2020 and spend $2,000 within 90 days.
Frequent Flyer & Travel Credit Cards and Rewards Credit CardsCommonwealth Bank Diamond Awards
- Pros & Cons
- Review Summary
- Specifications
Earn 1.25 Awards Points per $1
International Travel Insurance included
Cashback offers with Mastercard Travelers Rewards
$349 Annual Fee
3% International Transaction Fee
Minimum Credit Limit of $15,000
- Transparency 4.0 (28)
- Rewards3.4 (27)
- Online Experience4.3 (29)
- Customer Service4.3 (30)
- Rates and Fees3.3 (31)
- Application Process4.1 (23)
- BenefitsComplimentary Travel Insurance
- Minimum Credit Limit $15,000
- Maximum Credit Limit $50,000
- Rewards ProgramCommBank Awards
- Points Earn Rate 1.25 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Award Winner 2020
Low Rate Credit Cards and Balance Transfer Credit CardsCommonwealth Bank Low Rate
- Pros & Cons
- Review Summary
- Specifications
Up to $300 cashback on offer if you apply by 30 April 2020
Low purchase interest rate of 13.24%
Accessible minimum credit limit of $500
$59 Annual Fee
3% International Transaction Fee
No attached rewards program
5.99% p.a. on Balance Transfers for 5 months, reverting to the high Cash Advance Rate of 21.24% thereafter
- Transparency 4.3 (7)
- Rewards2.7 (3)
- Online Experience4.3 (7)
- Customer Service4.6 (7)
- Rates and Fees4.4 (7)
- Application Process4.5 (8)
- BenefitsCashback Offer
- Minimum Credit Limit $500
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsCommonwealth Bank Platinum Awards
Sign-Up Bonus Points100,000
- Pros & Cons
- Review Summary
- Specifications
100,000 Bonus Awards Points if you apply by 29 Feb 2020 and spend $4,000 within 90 days from activation
Earn 1 Awards point for every $1 spent
International Travel Insurance included
$249 Annual Fee
3% International Transaction Fee
Points are capped at 150,000 points per year
- Transparency 3.7 (21)
- Rewards2.8 (17)
- Online Experience4.0 (21)
- Customer Service4.0 (21)
- Rates and Fees2.8 (21)
- Application Process4.0 (15)
- BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit $6,000
- Maximum Credit Limit $50,000
- Minimum Income $50,000
- Rewards ProgramCommBank Awards
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 100,000 Bonus Awards Points when you apply by 29 February 2020 and spend $4,000 within 90 days.
Low Rate Credit CardsCommonwealth Bank Commbank Essentials
- Pros & Cons
- Review Summary
- Specifications
9.90% p.a Interest Rate on Purchases
Accessible Minimum Credit Limit of $400
$5 Monthly Fee ($2 if you choose online statements and set up automatic payments using AutoPay)
3% International Transaction Fee
Maximum Credit Limit of $3,000 may be too low for you
- Transparency 4.0 (1)
- Online Experience5.0 (1)
- Customer Service4.0 (1)
- Rates and Fees3.0 (1)
- Application Process5.0 (1)
- Minimum Credit Limit $400
- Maximum Credit Limit $3,000
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Credit CardsCommonwealth Bank Low Fee Gold
- Pros & Cons
- Review Summary
- Specifications
$0 Annual Fee in the first year and subsequent years when you spend $10,000
No International Transaction Fees
Included International Travel Insurance
Complimentary Extended Warranty and Purchase Security Insurance
No attached rewards program
- Transparency 4.5 (2)
- Online Experience5.0 (2)
- Customer Service4.5 (2)
- Rates and Fees3.5 (2)
- Application Process4.0 (1)
- BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
- Minimum Credit Limit $4,000
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Introductory Rate 0% p.a. for the first 15 months
- Reduced First Year Annual Fee $0
Low Rate Credit CardsCommonwealth Bank Low Rate Gold
- Pros & Cons
- Review Summary
- Specifications
0% p.a. on purchases for 15 months
Relatively low 13.24% purchase interest rate
Included International Travel Insurance
3% International Transaction Fee
No attached rewards program
- Transparency 3.2 (5)
- Rewards2.0 (1)
- Online Experience4.4 (5)
- Customer Service3.6 (5)
- Rates and Fees3.4 (5)
- Application Process3.4 (5)
- BenefitsComplimentary Travel Insurance and Introductory Interest Rate
- Minimum Credit Limit $4,000
- Maximum Credit Limit $50,000
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Introductory Rate 0% p.a. on purchases for 15 months