??!
IEatWords

Best Rewards Credit Cards

Earn points as you spend with a credit card linked to a loyalty program. Redeem your points for flights, accommodation, gift cards, and various other benefits. Different rewards programs and credit cards offer different perks, so whether you fly frequently or shop often at major supermarkets, you'll be able to find a credit card that suits your preferences.



Read More...

If you travel often, being a member of Qantas Frequent Flyer or Velocity Frequent Flyer could help you save by earning and redeeming points for travel related expenses. Getting a Qantas credit card or Virgin credit card is an easy way to earn points simply through your everyday spending.

If you're a member of Woolworths Rewards or Coles flybuys as you do your weekly grocery shop at one of the nation's main supermarkets, a Woolworths credit card or Coles credit card may be handy and help reduce the cost of your grocery bill.

Australia's major banks also have their own rewards programs, so if you have a preferred bank that you trust and already have an account with, you may want to consider a credit card with them as well. For example, get a ANZ credit card and earn points through ANZ Rewards.

Besides the linked rewards program, other aspects to consider include the annual fee and purchase rate. A reward program and its accompanying benefits is considered an added feature which can sometimes mean a more expensive annual fee. Be sure to use our group of Rates & Fees filters to narrow down options. For even more payment flexibility, filter for cards with a contactless payment feature such as Apple Pay or Samsung Pay.



If you aren't a member of any rewards or loyalty program yet, take a look at our Rewards & Loyalty Programs category to help you choose which ones you'd like to join.

Go to first result

82 listings

Bankwest Qantas World Mastercard

Bankwest Qantas World Mastercard

2.0 from 4 reviews
Purchase Rate20.49% p.a.
Annual Fee$270 p.a.
Interest Free Period 44 days
  • Pros & Cons
  • Review Summary
  • Specifications

  • No Foreign Transaction Fees

  • Earn 1 point per $1 on your first $5,000 spent on eligible purchases per statement period

  • Complimentary Overseas Travel Insurance



  • $270 Annual Fee

  • Points Earn Rate drops to 0.5 points per $1 after the first $5,000 per statement period

  • Minimum Credit Limit of $12,000 may be too high for you

  • Transparency
    1.7 (3)
  • Rewards
    2.7 (3)
  • Online Experience
    2.7 (3)
  • Customer Service
    2.0 (4)
  • Rates and Fees
    2.3 (3)
  • Application Process
    2.0 (3)
  • BenefitsNo Foreign Transaction Fee
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
David Jones American Express Platinum

David Jones American Express Platinum

1.6 from 5 reviews
Purchase Rate20.74% p.a.
Annual Fee$295 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

  • Pros & Cons
  • Review Summary
  • Specifications

  • 50,000 Bonus AMEX Rewards Points or 25,000 Bonus Qantas Points on offer

  • Earn up to 4 Reward Points per $1

  • Complimentary Travel Insurance

  • Exclusive Card Member benefits at David Jones

  • $295 p.a. Annual Fee

  • 3% Foreign Transaction Fee

  • Transparency
    2.5 (2)
  • Rewards
    4.0 (1)
  • Online Experience
    2.5 (2)
  • Customer Service
    2.5 (2)
  • Rates and Fees
    2.5 (2)
  • Application Process
    2.5 (2)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $2,000
  • Maximum Credit Limit $50,000
  • Minimum Income $65,000
  • Rewards ProgramAmerican Express Membership Rewards
  • Points Earn Rate 4 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 50,000 Membership Rewards Points or 25,000 Qantas Points when you spend $750 outside David Jones within the first three months
Qantas Premier Titanium

Qantas Premier Titanium

1.0 from 1 review
Purchase Rate19.99% p.a.
Annual Fee$1,200 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points150,000

  • Pros & Cons
  • Review Summary
  • Specifications

  • 150,00 Bonus Qantas Points on offer

  • Earn 2 Qantas Points per dollar on International Spend & 1.25 Points per dollar on Domestic Spend

  • 20% Bonus Status Credits on eligible flights and Complimentary First Lounge Invitations

  • Complimentary Travel Insurance

  • Unique Metal Card

  • $1,200 Annual Fee

  • 3% Foreign Transaction Fee

  • Minimum Income Requirement of $200,000 per year

  • Transparency
    1.0 (1)
  • Rewards
    2.0 (1)
  • Online Experience
    2.0 (1)
  • Customer Service
    1.0 (1)
  • Rates and Fees
    1.0 (1)
  • Application Process
    2.0 (1)
  • BenefitsComplimentary Travel Insurance
  • Minimum Credit Limit $15,000
  • Minimum Income $200,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 150,000 bonus Qantas Points when you spend $5,000 on eligible purchases within 90 days of card approval.
American Express Platinum Business

American Express Platinum Business

1.0 from 1 review
Purchase Rate
Annual Fee$1,750 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points150,000

  • Pros & Cons
  • Specifications

  • 150,000 bonus Membership Rewards Points on offer

  • No pre-set spending limit

  • Earn up to 2.25 points per $1 spent

  • Add up to 99 Employee Cards at no additional cost

  • Complimentary Accor Plus membership (valued at $395 p.a.)

  • Complimentary Travel Insurances including Business Trip Completion Cover

  • $1,750 Annual Fee

  • 3% Foreign Transaction Fee

  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Income $75,000
  • Rewards ProgramAmerican Express Membership Rewards
  • Points Earn Rate 2.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 150,000 bonus Membership Rewards points when you spend $5,000 in the first 3 months.
Macquarie Bank Black

Macquarie Bank Black · includes 2 listings

No reviews
Purchase Rate20.70% p.a.
Annual Fee$249 p.a. and $299 p.a.
Interest Free Period At least 55 days

Sign-Up Bonus Points20,000

  • Pros & Cons
  • Specifications

  • No International Transaction Fees

  • Earn 2 Macquarie Reward Points or 1 Qantas Point per $1 spent

  • 0% p.a Balance Transfer for 14 months

  • Complimentary Insurances, including Overseas Travel Insurance

  • $99 First Year Annual Fee, then $249 or $299 ongoing

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Minimum Income $70,000
  • Points Earn Rate 1 to 2 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Reduced First Year Annual Fee $99 and $149
Citibank Citi Prestige Qantas

Citibank Citi Prestige Qantas

No reviews
Purchase Rate21.49% p.a.
Annual Fee$749 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points70,000

  • Pros & Cons
  • Specifications

  • Up to 70,000 bonus Qantas Points on offer

  • Earn up to 1.5 Qantas Points per $1 spent

  • 0% p.a. on Balance Transfers for 6 months

  • Complimentary Airport Transfers, Hotel Stay and Unlimited Lounge Access

  • Complimentary Insurances including International Travel Insurance, Purchase Cover Insurance and Extended Warranty Insurance

  • Add up to 4 Additional Cardholders at no extra cost

  • $749 Annual Fee

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate after 6 months

  • Minimum Credit Limit of $30,000

  • BenefitsComplimentary Travel Insurance
  • Minimum Credit Limit $30,000
  • Maximum Credit Limit $100,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1.5 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
  • Sign-Up Bonus Receive 70,000 bonus Qantas Points on your first spend within 90 days from card approval
Page 4 of 4