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Best Rewards Credit Cards

Earn points as you spend with a credit card linked to a loyalty program. Redeem your points for flights, accommodation, gift cards, and various other benefits. Different rewards programs and credit cards offer different perks, so whether you fly frequently or shop often at major supermarkets, you'll be able to find a credit card that suits your preferences.



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If you travel often, being a member of Qantas Frequent Flyer or Velocity Frequent Flyer could help you save by earning and redeeming points for travel related expenses. Getting a Qantas credit card or Virgin credit card is an easy way to earn points simply through your everyday spending.

If you're a member of Woolworths Rewards or Coles flybuys as you do your weekly grocery shop at one of the nation's main supermarkets, a Woolworths credit card or Coles credit card may be handy and help reduce the cost of your grocery bill.

Australia's major banks also have their own rewards programs, so if you have a preferred bank that you trust and already have an account with, you may want to consider a credit card with them as well. For example, get a ANZ credit card and earn points through ANZ Rewards.

Besides the linked rewards program, other aspects to consider include the annual fee and purchase rate. A reward program and its accompanying benefits is considered an added feature which can sometimes mean a more expensive annual fee. Be sure to use our group of Rates & Fees filters to narrow down options. For even more payment flexibility, filter for cards with a contactless payment feature such as Apple Pay or Samsung Pay.



If you aren't a member of any rewards or loyalty program yet, take a look at our Rewards & Loyalty Programs category to help you choose which ones you'd like to join.

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82 listings

Heritage Classic Rewards

Heritage Classic Rewards

5.0 from 2 reviews
Purchase Rate17.74% p.a.
Annual Fee$55 p.a.
Interest Free Period 55 days
  • $55 Annual Fee (waived when you spend at least $25,000 per annum on Visa Purchases)

  • Accessible Minimum Credit Limit of $1,000

  • Earn 1 Heritage Credit for every $1,300 spend per calendar month



  • Minimum Credit Limit $1,000
  • Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
NAB Qantas Rewards Signature

NAB Qantas Rewards Signature

4.0 from 2 reviews
Purchase Rate19.99% p.a.
Annual Fee$395 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points120,000

  • Sign up and receive up to 120,000 Qantas Points (see Details)

  • Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period

  • 0% p.a. on Balance Transfers for 6 months

  • Seven Complimentary Insurances, including Overseas Travel Insurance

  • $395 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000

  • Transparency
    4.0 (2)
  • Rewards
    4.5 (2)
  • Online Experience
    4.0 (2)
  • Customer Service
    3.5 (2)
  • Rates and Fees
    3.0 (1)
  • Application Process
    4.0 (2)
  • BenefitsReduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive up to 120,000 Bonus Qantas Points (90,000 points when you spend $4,000 within 60 days of account opening and 30,000 points when you keep your card for over 12 months)
  • Reduced First Year Annual Fee $295
Qantas American Express Premium

Qantas American Express Premium

4.0 from 3 reviews
Purchase Rate20.74% p.a.
Annual Fee$249 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

  • 30,000 bonus Qantas Points on offer

  • Earn up to 1 Qantas Point for every $1 spent

  • 0% on Balance Transfers for the first 12 months

  • $249 Annual Fee

  • 1% Balance Transfer Fee

  • 3% Foreign Transaction Fee

  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $2,000
  • Maximum Credit Limit $50,000
  • Minimum Income $40,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 30,000 bonus Qantas Points when you spend $3,000 with the first 3 months of card approval.
Bank of Queensland Platinum Visa

Bank of Queensland Platinum Visa

4.0 from 3 reviews
Purchase Rate20.74% p.a.
Annual Fee$129 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points1,000

  • $0 Annual Fee in your first year

  • 1,000 Bonus Q Rewards points every month when you spend $1,000 per month on eligible transactions for the first 12 months

  • Earn 2 Q Rewards credit card points for every $1 spent

  • 0% p.a. on Balance Transfers for 12 months

  • Complimentary Travel Insurance

  • $129 Annual Fee after your first year

  • 3.4% International Transaction Fee

  • Transparency
    4.7 (3)
  • Rewards
    3.0 (3)
  • Online Experience
    4.7 (3)
  • Customer Service
    4.3 (3)
  • Rates and Fees
    4.0 (3)
  • Application Process
    5.0 (2)
  • BenefitsReduced First Year Annual Fee
  • Rewards ProgramQ Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsGoogle Pay and Samsung Pay
  • Sign-Up Bonus 1,000 Bonus Q Rewards Points every month when you spend $1,000 per month on eligible transactions for the first 12 months
  • Reduced First Year Annual Fee $0
St.George Amplify Platinum

St.George Amplify Platinum · includes 2 listings

4.0 from 1 review
Purchase Rate19.74% p.a.
Annual Fee$99 p.a.
Interest Free Period At least 55 days

Sign-Up Bonus Points60,000 to 100,000

  • 100,000 Bonus Amplify Points or 60,000 Bonus Qantas Points on offer

  • Earn 1 Amplify Point or 0.5 Qantas Points per $1 spent on eligible purchases

  • Complimentary Travel Insurance and Extended Warranty Insurance

  • 0% for 6 months on Balance Transfers & No Balance Transfer Fee

  • $99 Annual Card Fee

  • 3% Overseas Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate after the first 6 months

  • Transparency
    4.0 (1)
  • Rewards
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    4.0 (1)
  • Rates and Fees
    4.0 (1)
  • Application Process
    3.0 (1)
  • BenefitsSign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Rewards ProgramAmplify Rewards and Qantas Frequent Flyer
  • Points Earn Rate 0.5 to 1 points per $1
  • Contactless PaymentsGoogle Pay and Samsung Pay
Citibank Citi Signature Qantas

Citibank Citi Signature Qantas

3.9 from 7 reviews
Purchase Rate21.49% p.a.
Annual Fee$444 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points150,000

  • Up to 150,000 Bonus Qantas Points on offer

  • No Annual Fee in your first year

  • Earn up to 1 Qantas Point per $1 spent

  • 0% p.a. on Balance Transfers for 15 months, 0% Balance Transfer Fee

  • Complimentary Insurances, including International Travel Insurance

  • $444 Annual Fee after your first year

  • Minimum Credit Limit of $15,000

  • 3.4% International Transaction Fee

  • Transparency
    4.3 (6)
  • Rewards
    4.7 (3)
  • Online Experience
    4.5 (6)
  • Customer Service
    4.3 (6)
  • Rates and Fees
    3.8 (5)
  • Application Process
    4.3 (6)
  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Maximum Credit Limit $100,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
  • Sign-Up Bonus Receive up to 150,000 bonus Qantas Points (100,000 points when you spend $5,000 within 90 days from card approval, plus an additional 50,000 points after your first anniversary)
  • Reduced First Year Annual Fee $0
ANZ Rewards Black

ANZ Rewards Black

3.7 from 7 reviews
Purchase Rate20.24% p.a.
Annual Fee$375 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points100,000

  • 100,000 bonus Reward Points and $100 back to your new ANZ Rewards Black on offer

  • Earn 2 Reward Points per $1 spent on eligible purchases up to $5,000 per statement period (1 Reward Point per $1 thereafter)

  • Complimentary Travel and Shopping Insurances, including Overseas Travel and Medical Insurance

  • $375 Annual Fee

  • 3% Foreign Transaction Fee

  • Minimum Credit Limit of $15,000 may be too high for you

  • Transparency
    4.5 (4)
  • Rewards
    4.0 (4)
  • Online Experience
    5.0 (5)
  • Customer Service
    4.8 (5)
  • Rates and Fees
    4.2 (5)
  • Application Process
    4.7 (3)
  • BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Minimum Income $75,000
  • Rewards ProgramANZ Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 100,000 points when you spend $4000 in the first 3 months and $100 back to your ANZ Rewards Black
NAB Rewards Signature

NAB Rewards Signature

3.7 from 3 reviews
Purchase Rate19.99% p.a.
Annual Fee$295 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points120,000

  • 120,000 NAB Rewards Bonus Points on offer

  • Earn up to 3.75 Points per dollar

  • 0% p.a. on Balance Transfers for 6 months

  • Seven complimentary insurances, including Overseas Travel Insurance

  • $295 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000

  • Transparency
    4.0 (2)
  • Rewards
    4.0 (2)
  • Online Experience
    5.0 (2)
  • Customer Service
    5.0 (2)
  • Rates and Fees
    4.0 (2)
  • Application Process
    4.0 (2)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Rewards ProgramNAB Rewards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 120,000 Bonus Points (90,000 points when you spend $3,000 within 60 days of card approval and 30,000 points when you keep your card for over 12 months)
BankWest More Platinum MasterCard

BankWest More Platinum MasterCard

3.6 from 9 reviews
Purchase Rate19.99% p.a.
Annual Fee$160 p.a.
Interest Free Period 44 days
  • Earn 75,000 Annual Bonus Points every year

  • Earn 2 points per $1 spent on eligible purchases

  • No Foreign Transaction Fees

  • Complimentary Travel and Shopping Insurances

  • 0% p.a. on Balance Transfers for the first 6 months

  • $160 Annual Fee

  • Minimum $48,000 spend required each anniversary year to receive Bonus Points

  • 1% Balance Transfer Fee

  • Transparency
    3.1 (7)
  • Rewards
    3.5 (6)
  • Online Experience
    4.0 (7)
  • Customer Service
    3.6 (8)
  • Rates and Fees
    3.5 (8)
  • Application Process
    4.3 (7)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit $6,000
  • Maximum Credit Limit $50,000
  • Minimum Income $65,000
  • Rewards ProgramBankWest More Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay
Bankwest Qantas Platinum Mastercard

Bankwest Qantas Platinum Mastercard

3.6 from 5 reviews
Purchase Rate20.49% p.a.
Annual Fee$160 p.a.
Interest Free Period 44 days
  • No Foreign Transaction Fee

  • Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month

  • Complimentary Overseas Travel Insurance

  • $160 Annual Fee

  • Transparency
    2.5 (2)
  • Rewards
    3.0 (2)
  • Online Experience
    3.0 (2)
  • Customer Service
    3.0 (2)
  • Rates and Fees
    3.0 (2)
  • Application Process
    4.0 (2)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit $3,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay and Google Pay
ANZ Rewards Platinum

ANZ Rewards Platinum

3.3 from 3 reviews
Purchase Rate20.24% p.a.
Annual Fee$95 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points50,000

  • 50,000 Bonus Reward Points and $50 back to your new ANZ Rewards Platinum on offer

  • Earn 1.5 Reward Points per $1 spen on eligible purchases up to $2,000 per statement period

  • Complimentary Travel and Shopping Insurances, including Overseas Travel and Medical Insurance

  • $95 Annual Fee

  • 3% Foreign Transaction Fee

  • Points Earn Rate drops to 0.5 Reward Points per $1 spent after the first $2,000 per statement period

  • Transparency
    4.5 (2)
  • Rewards
    4.0 (2)
  • Online Experience
    4.0 (2)
  • Customer Service
    4.5 (2)
  • Rates and Fees
    4.0 (2)
  • Application Process
    4.5 (2)
  • BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Minimum Income $35,000
  • Rewards ProgramANZ Rewards
  • Points Earn Rate 1.5 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 50,000 bonus Rewards Points and $50 cashback when you spend $2,000 in the first 3 months from approval
Suncorp Clear Options Platinum

Suncorp Clear Options Platinum

3.1 from 7 reviews
Purchase Rate20.74% p.a.
Annual Fee$129 p.a.
Interest Free Period 55 days
  • Discounted $49 Annual Fee for your first year ($129 thereafter)

  • 0% p.a. for 14 months on Balance Transfers

  • Earn 1.25 Rewards points per dollar spent

  • Complimentary International Travel Insurance and Extended Warranty Insurance

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate of 21.99% after 14 months

  • Transparency
    3.3 (6)
  • Rewards
    3.5 (6)
  • Online Experience
    3.0 (6)
  • Customer Service
    3.2 (6)
  • Rates and Fees
    2.9 (7)
  • Application Process
    3.0 (6)
  • BenefitsComplimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
  • Minimum Credit Limit $6,000
  • Maximum Credit Limit $30,000
  • Rewards ProgramSuncorp Rewards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
  • Introductory Rate 0% p.a. for 14 months on Purchases
  • Reduced First Year Annual Fee $49
HSBC Premier World Mastercard

HSBC Premier World Mastercard · includes 2 listings

3.0 from 1 review
Purchase Rate19.99% p.a.
Annual Fee$0 p.a. and $99 p.a.
Interest Free Period At least 55 days
  • $0 Annual Fee ($99 if you choose Qantas Rewards)

  • Earn up to 1.5 HSBC Rewards Points or 1 Qantas Point per $1 spent on eligible purchases

  • Complimentary Insurance Benefits, including Domestic and International Travel Insurance with rental vehicle excess cover

  • 2% Overseas Exchange Fees

  • Points capped at 10,000 per statement period

  • Minimum Credit Limit of $15,000 may be too high for you

  • Transparency
    4.0 (1)
  • Rewards
    3.0 (1)
  • Online Experience
    4.0 (1)
  • Customer Service
    4.0 (1)
  • Rates and Fees
    3.0 (1)
  • Application Process
    4.0 (1)
  • BenefitsComplimentary Travel Insurance
  • Minimum Credit Limit $15,000
  • Rewards ProgramHSBC Rewards Plus
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
Westpac Altitude Business Gold

Westpac Altitude Business Gold

3.0 from 7 reviews
Purchase Rate20.24% p.a.
Annual Fee$150 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points60,000

  • 0% Annual Card Fee for the first year

  • Earn up to 1 Altitude Point per $1 spent on eligible business purchases

  • Complimentary Business Inconvenience Insurance and Unauthorised Transaction Insurance

  • Complimentary Travel and Purchase-related Insurances

  • $150 Annual Card Fee after the first year

  • 3% Foreign Transaction Fee

  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Income $30,000
  • Rewards ProgramQantas Frequent Flyer and Westpac Altitude Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 60,000 bonus Altitude Points when you spend $3,000 on eligible purchases within 90 days of card approval.
  • Reduced First Year Annual Fee $0
BankWest More Classic MasterCard

BankWest More Classic MasterCard

3.0 from 4 reviews
Purchase Rate19.99% p.a.
Annual Fee$100 p.a.
Interest Free Period 44 days
  • Earn 19.5k Annual Bonus Points every year

  • Earn 1.5 Rewards Points per $1 spent on eligible purchases

  • 0% p.a. on Balance Transfers for the first 6 months

  • Accessible Minimim Credit Limit of $1,000

  • $100 Annual Fee

  • 2.95% Foreign Transaction Fee

  • Minimum $24,000 spend required each anniversary year to receive Bonus Points

  • Transparency
    3.0 (1)
  • Online Experience
    4.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    4.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsCashback Offer
  • Minimum Credit Limit $1,000
  • Maximum Credit Limit $25,000
  • Minimum Income $19,000
  • Rewards ProgramBankWest More Rewards
  • Points Earn Rate 1.5 points per $1
  • Contactless PaymentsApple Pay
NAB Qantas Rewards

NAB Qantas Rewards

2.8 from 5 reviews
Purchase Rate19.99% p.a.
Annual Fee$95 p.a.
Interest Free Period 44 days
  • 0% on Balance Transfers for 6 months

  • Earn 0.5 Qantas Points per $1 & Free Qantas Frequent Flyer Membership

  • Complimentary Purchase Protection Insurance

  • Accessible Minimum Credit Limit of $500

  • $95 Annual Card Fee

  • 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee

  • Transparency
    5.0 (2)
  • Rewards
    3.5 (2)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (2)
  • Rates and Fees
    4.5 (2)
  • Application Process
    4.0 (1)
  • Minimum Credit Limit $500
  • Maximum Credit Limit $55,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.5 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Suncorp Clear Options Gold

Suncorp Clear Options Gold

2.8 from 4 reviews
Purchase Rate20.50% p.a.
Annual Fee$120 p.a.
Interest Free Period 55 days
  • Earn 1 Reward Point per dollar spent up to $1,500 per month

  • Add up to four additional cardholders for no extra cost

  • 3.40% International Transaction Fee

  • Points Earn Rate drops to 0.5 points per $1 spent after the first $1,500 per month

  • Minimum Credit Limit $5,000
  • Maximum Credit Limit $25,000
  • Minimum Income $30,000
  • Rewards ProgramSuncorp Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
NAB Rewards Classic

NAB Rewards Classic

2.5 from 2 reviews
Purchase Rate19.99% p.a.
Annual Fee$95 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

  • 30,000 NAB Rewards Bonus Points on offer

  • Earn up to 2.25 Points per dollar

  • Complimentary Purchase Protection Insurance

  • $95 Annual Card Fee

  • 2% Balance Transfer Fee

  • Accessible Minimum Credit Limit of $500

  • Transparency
    4.0 (2)
  • Rewards
    2.5 (2)
  • Online Experience
    4.5 (2)
  • Customer Service
    4.0 (2)
  • Rates and Fees
    3.0 (2)
  • Application Process
    4.0 (2)
  • BenefitsSign-Up Bonus Points Offer
  • Minimum Credit Limit $500
  • Rewards ProgramNAB Rewards
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus 30,000 Bonus Points when you spend $500 within 60 days of account opening.
HSBC Platinum Qantas

HSBC Platinum Qantas

2.3 from 8 reviews
Purchase Rate19.99% p.a.
Annual Fee$79 p.a.
Interest Free Period 55 days
  • $0 Annual Fee in the first year ($79 in subsequent years)

  • 0% p.a. Balance Transfer for 12 months

  • Earn 1 Qantas point per $1 spent up to $2,500 per statement period on eligible purchases

  • Complimentary Insurance Benefits

  • 3% Overseas Exchange fee

  • Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $2,500 per statement period

  • Transparency
    2.0 (3)
  • Rewards
    4.0 (2)
  • Online Experience
    2.4 (5)
  • Customer Service
    3.0 (4)
  • Rates and Fees
    3.5 (4)
  • Application Process
    3.0 (4)
  • BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
  • Minimum Credit Limit $6,000
  • Maximum Credit Limit $60,000
  • Minimum Income $40,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay
  • Reduced First Year Annual Fee $0
Citibank Citi Prestige

Citibank Citi Prestige

2.0 from 2 reviews
Purchase Rate20.99% p.a.
Annual Fee$700 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points150,000

  • 150,000 Bonus Points on offer

  • Earn up to 3 Points for every $1 spent

  • Unlimited Airport Lounge Access and Complimentary Airport Transfer Service

  • Complimentary International Travel Insurance and Complimentary Hotel Stay

  • 0% p.a. on Balance Transfers for 6 months

  • Add up to 4 Additional Cardholders at no extra cost

  • $700 Annual Fee

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate after 6 months

  • Minimum Credit Limit of $30,000

  • Transparency
    1.0 (1)
  • Rewards
    3.0 (1)
  • Online Experience
    1.0 (1)
  • Customer Service
    1.0 (1)
  • Rates and Fees
    4.0 (1)
  • Application Process
    1.0 (1)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $30,000
  • Maximum Credit Limit $100,000
  • Rewards ProgramCiti Rewards
  • Points Earn Rate 3 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
  • Sign-Up Bonus Receive 150,000 Points when you spend $5,000 within the first 90 days of card approval
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