??!

Pros

  • Sign up and receive up to 120,000 Qantas Points (see Details)

  • Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period

  • 0% p.a. on Balance Transfers for 6 months

  • Seven Complimentary Insurances, including Overseas Travel Insurance



Cons

  • $395 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000



Reviews

(0)
(2)
(0)
(0)
(0)
  • Transparency
    4.0 (2)
  • Customer Service
    3.5 (2)
  • Rates and Fees
    3.0 (1)
  • Rewards
    4.5 (2)
  • Online Experience
    4.0 (2)
  • Card / Account Used For
    • Special Purchases (2)
    • Everyday Expenses (2)
    • Online Shopping (2)
    • Overseas/Travel (1)
  • Application Process
    4.0 (2)


Ray

Raymelbourne

  • 14 reviews
  • 1 like
  • Verified customer

Good reward, but annual fee and points capped at $5000

published

the card reward programme itself was quite good, $1 per point on visa card that is one of the highest conversion in the market. sign up offer is very attractive at the moment, offering 120000 points, comparing anz 100k. $395 annual fee was ok, they started to charge me annual fee last year even I had multiple home loan with them.
in terms of customer service, I don't know why their csc always typing on the computer, and most of the time they were just silent. probably too much chatting with Indian, who is really doing th work, they are just the face in australia.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateOctober 2017
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Special Purchases
See all answers

SMc

SMcSouth East Queensland, QLD

  • 12 reviews
  • Verified customer

Very Good Credit Card - Could be better though

published
Transparency
Customer Service
Rewards
Online Experience
Application Process
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers

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