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Bank of Queensland Platinum Visa
Pros
$0 Annual Fee in your first year
1,000 Bonus Q Rewards points every month when you spend $1,000 per month on eligible transactions for the first 12 months
Earn 2 Q Rewards credit card points for every $1 spent
0% p.a. on Balance Transfers for 12 months
Complimentary Travel Insurance
Cons
$129 Annual Fee after your first year
3.4% International Transaction Fee
arob131Darling Downs, QLD
- 2 reviews
Not bad but points aren't great
Get this card free with my home loan. Did a balance transfer when I got it and no issues. The card used to be better points wise but over time its become that you need to spend more to get enough points to redeem for things. Also over time they have made more things excluded from being rewarded points, ie rates, ATO payments, post office etc. Redemption of points is easy however do need to spend a lot on the card to get rewarded
- Everyday Expenses
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The reviewer stated that an incentive was offered for this review
Discussed
- 11 reviews
This card is perfect for me
Card worked over seas no problems, reward system is great, and they offer lots of goodies or cash, too easy to acrew points and claiming them is a phone call away. Great security and great bank it keeps my
accounting in order highly recommend, and the small annual fee is worth it. The boq at q centre is qld is the place to get yourself one. M king
- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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Ivan L.South East Queensland, QLD
- 2 reviews
- Verified customer
Great card but rules have changed over time.
My wife and I have used these cards regularly in Australia and overseas. The best thing about them is the monitoring Citibank (which issues the BOQ card) does on purchases. On several occasions we have been called by Citibank, while still at the counter, to confirm that we are making an unusual or large purchase. And they have stopped illicit overseas charges on several occasions too. We get 2 points for every dollar and can convert these to cash off our credit card quite easily. Interest rates don't affect us as we pay our card off monthly, al...Read more
though in the current economic clime I think ALL credit card rates are obscenely high and should be regulated back to a reasonable premium over standard lending rates. My biggest disappointment is that when we originally took out these cards I was promised that they would always be fee free, but now, of course, in the mists of time and with new management, that promise has, conveniently, long been forgotten.- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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The reviewer stated that an incentive was offered for this review
Questions & Answers
Ross Plowmanasked
I am considering purchasing a holiday package to Thailand which includes the airfares.
Will the purchase of the airfares within the package affect the Travel Insurance in any way.
Will I still get free Travel Insurance?
I have a Platinum Visa Card with B of Q.
Thanks,
Ross Plowman
No answers
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