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See the Best Buy Now, Pay Later Services in 2019 as rated by Australians on ieatwords.com.au.

Pros

  • Free to use - Zero Interest and No Establishment Fees

  • Seamless integration within stores with a large number of merchants offering AfterPay

  • Automatic payment plan of 4 equal instalments each fortnight

  • Credit check not required; doesn't affect your credit score

Cons

  • $10 Late Fee for missing an automatic payment

  • $7 Fee on top of $10 Late Fee if you fail to repay the missed instalment within 7 days of the due date

  • May affect your ability to secure a loan as lenders consider Afterpay a line of credit

Reviews

(954)
(91)
(28)
(39)
(167)
  • Incentivised Review Yes (6%) · No (94%)
  • Transparency
    4.4 (332)
  • Customer Service
    4.4 (237)
  • Rates and Fees
    4.5 (227)
  • Application Process
    4.6 (230)

Perfect. Get your items and pay total off

published

Afterpay are an absolutely fantastic company to deal with. No hesitations at all
Any issues resolved efficiently promptly and discreet. This is an absolutely fantastic way to buy those special items

Transparency
Customer Service
Rates and Fees
Application Process
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Reuben S.

Reuben S.Sydney, NSW

More than happy with the product and customer service that comes with it

published

I have been using for a few years now. Never had issues. At one time I fell into a hardship situation and they came up with a payment plan to relieve the pressure in that hard time. I am more than happy.

Transparency
Customer Service
Rates and Fees
Application Process
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Katherine

KatherineSouth-East, TAS

Great

published

Afterpay is the very best for me as I’m on a pension and I can budget for things through afterpay great service and helpful if you get behind at all

Transparency
Customer Service
Rates and Fees
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Lynette

LynetteSydney, NSW

  • 2 reviews

Good way to get what you need and pay if at your own pace stay in control of your spending

published

Could make it a bit more easy for older people by making more simple when sign in or up some app over lap and give no access to buy.. Thank you for letting me say u need to bug fix it please

Transparency
Customer Service
Rates and Fees
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Love Afterpay.

published

Simply put, I have been purchasing various items from Afterpay for years and I will continue to do so for years to come, There used to be so many things I wanted to buy but couldn't afford it, But now I can thanks to Paypal.

Transparency
Customer Service
Rates and Fees
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Unita B.

Unita B.Southwest, VIC

This is a great way to shop

published

I have used afterpay on a number of occasions, it's simple and you always have the option of paying off early or within the time frame offered. Great way to shop if you want the goods right away.

Transparency
Customer Service
Rates and Fees
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Helen Hirst

Helen HirstSouth East Queensland, QLD

  • 12 reviews
  • 1 like

I love Afterpay

published

Afterpay is great for emergencies, and everyday purchases. I use it wisely and stay within my budget. Christmas and Birthday gifts. Take home today, or shop online. Pay off over 4 fortnight's.

Transparency
Customer Service
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afterpay is awesome

published

Surprise dinner plans forgotten birthdays car repairs and maintenance,home improvement or trip to hardware for weekend home care, grandchildren goodies and outings all affordable and easy to organise with afterpay.

Transparency
Customer Service
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Debra W

Debra WSydney, NSW

Always short on Activater Gel,no good with without. Ripped off again

published

My go to way of paying definitely 5 stars from me..but shocking measuresments,leaves one (many others)being unavailable to use what was purchased. Mine was 300$ and Activater Gel is ALWAYS way short.

Transparency
Customer Service
Application Process
H.ch

H.chSydney, NSW

  • 3 reviews

They deserve more than five stars

published

They are honest and flexible for installments payement, they have a good staff for communication, they organize mybbudget with my purchases they make the life easier, I'm so happy with them, I recommend them for all my family and friends

Transparency
Customer Service
Rates and Fees
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See all answers

The reviewer stated that an incentive was offered for this review


Panagiota S.

Panagiota S.

  • 2 reviews

I love love love afterpay can't live without it..

published

It's the best way to shop on line or in store. Shop now pay later who would love that. You can even use it at the dentist or at the vet. There is so many places that have after pay now.. I love it ..

Transparency
Customer Service
Rates and Fees
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visa cancelled

published

my visa card has been compromised and cancelled
my new card will arrive on the deathknock before I go on holiday and when a afterpay payment is due. They havehelped me out.

Transparency
Customer Service

Rozzy M.

Rozzy M.

  • 5 reviews

afterpay better than credit card

published

Afterpay allows you to manage your spending, no fees, four equal payments allow you to grab sales, purchase those gifts and needs. Many retailers and simple to use. Sign up given, credit limit and fast shopping no delay.

Transparency
Customer Service
Rates and Fees
Application Process
See all answers

  • Verified customer

Simple & Easy & a Lifesaver

published

You buy a product online, you pay 1st installment immediately then you pay the rest every fortnite. So good to have for planning future flights or Fly now/Pay Later. Any problems, like forgetting Password etc. like I do then contact them for assistance.

Transparency
Customer Service
Rates and Fees
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See all answers

Larisa T.

Larisa T.Far North Queensland, QLD

I Love Afterpay, making life so much easier

published

For any area of your life you can purchase a product, only paying a small payment in instalments that are affordable and get your chosen products to you sooner rather then later.

Transparency
Customer Service
Rates and Fees
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This is good i can't live with out it

published

I really like it because it good for me and my family and all of my family there love it. It's helping me and my family to..thanks very much for your help

The reviewer stated that an incentive was offered for this review


Good help

published

If you are not satisfied with a result when asking for assistance with financial problems talk with them they were very helpful and approachable worth contacting for assistance i will use them again


You have got to try it stress free

published

Love afterpay it made Christmas so much easier now for birthdays. Not much is stress free these days but afterpay helps heaps. Try it you will love it too. No one needs stree

Transparency
Customer Service
Rates and Fees
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Riccam

RiccamSouth East Queensland, QLD

Convenient

published

Easy convenient for when you don't have all of the cash for something and you don't pay any interest on the purchase. If you need to move a payment there's no charge if you contact them before it's due.

Transparency
Customer Service
Rates and Fees
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See all answers

Excellent

published

Had an issue with payment date, emailed customer service and my issue was sorted right away. Was very convenient especially over Christmas! Very helpful. Love Afterpay and will definitely keep using!

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Customer Service
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Questions & Answers

latecia eliot

latecia eliotasked

I try and refresh my barcode and it says I still have overdue payments which I don't because I have finished paying everything of how do I refresh my barcode without it saying that everytime

1 answer
H.ch
H.ch

That's never happened with me


Matthew S.

Matthew S.asked

Why can't I browse individual stores in afterpay app? Is it something to do with the settings on my phone? I think may have accidentally restricted myself... I have a Samsung s10

No answers

Leyton H.

Leyton H.asked

Can i paywave my card when using afterpay or do i have to insert it?

No answers

Get an answer from our members and Afterpay representatives

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